[NJblue]

What is your investment strategy and how hands-on are you?

This was supposed to be a poll, but somehow the poll questions were not included and now I can't edit it to bring them back. By investment strategy, I mean do you:
1) use primarily conservative strategies like CDs or
2) do you use a lot of individual stocks and/or bonds or
3) do you use primarily stock/bond mutual funds or ETFs
4) other

For your management of these funds, do you:
1) manage it mostly on your own or with your spouse
2) use a fee-only adviser
3) use an adviser who gets compensated by commissions
4) use a relative (child, grandchild, sibling) for advice and/or management

[cashman]

Give your money to a trustworthy Investment Broker and then trust in God.

First tho decide if you want the Broker to take chances to make a fast buck or to protect your assets or a least a portion of them.

Remember after that only God knows what TO DO OR WHAT the heck will happen.

[BobKat1]

After five years of retirement I've learned there is no one size fits all. One has to do what they (and their spouse if applicable) feel most comfortable with.

[784caroline]

How do I handle the finances?????

Probably not as good as I should or could be but comfortable in a way I can sleep at night and not worry about tomorrow.

[Bernie]

I subscribe to Bob Brinker news letter. His website has a lot of good reading. I believe in educate yourself and manage your assets with expert advice. Some brokers provide periodic free portfolio reviews.

Conventional wisdom is less risk when you become depndent on investment income. However I always keep some funds for dabbling in the market with individual securities. Also I do some sector funds when I don't have time to research individual stocks. Make use of SPY, QQQQ etc when you want to invest in broader market. If you feel gutsy you can trade in the 2X funds such as Rydex RMM or RYLDX. I don't do much with shorts however the best market opportunites is when there are ups and downs in the market.

Not a good idea to invest more that 4% in any one security.
Set your sell strategy and stick to it when you buy individual securities.
Having a network of investment friends helps.
If it's too good to be true..........
Anything that skyrocket has a lot of space below it.
Wall Street knows more than any one person
I found out my wife has a whole different investment strategy.

[golf2140]

Checks come into the bank account, the wife goes out and spends.