Talk of The Villages Florida - Rentals, Entertainment & More
Talk of The Villages Florida - Rentals, Entertainment & More
#16
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[QUOTE=blueash;2265854] You're not buying Medicare or don't you know that? If you were paying the cost your premium would be huge, not a few hundred a month. The people paying for your health insurance right now are the workers of the US. And they are paying your premiums for you because, well Socialism. See how you benefit when the government takes money from somebody and gives it to you?
Not true. I and everyone else has paid for their medicare thru your wages when working. I'm tired of hearing my social security and medicare are giveaways. I PAID for many years. Now uncle sam likes to say they "give' us that. I call BS! |
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#17
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Breath, Breath.....................that's not what Blue is talking about............Breath.
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Identifying as Mr. Helpful |
#18
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CORRECT! We have a progressive tax system, and taxes are calculated by tiers. Most people are unaware of that. Good comment.
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#19
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Separately, I do quite a bit of development on various spreadsheets to track, stocks, options (calls, puts, IC, spreads…) and numerous calculations for various options trades. I would be very interested in seeing what you’ve created at such point that you decide to share your work product. Last edited by Nevinator; 10-17-2023 at 06:36 AM. Reason: Typo |
#20
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Start taking SS at 62. Waiting until full retirement age to start SS means youl will have to live to approx 80 years old to make up for the years you didn't take SS. How many people do you know who passed before reaching 80?
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#21
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#22
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I’m tired of hearing if you have money, you need to share it. Most people who have money when they retire worked hard and long hours during their working years. And these same people did the right thing and invested a lot of their money during those years for the future instead of partying and overspending. Now, the have nots want to condemn the people that did the right thing.
Socialism/robbing Peter to pay Paul does not work and will never work. ACA is the worst thing that was ever created, ask around. As for taxes, your goal every year for your whole life is to pay the least amount of taxes legally. If you want to pay more, there is a line that lets you add more taxes to your return. Same for social security, we all paid SS taxes during our working years and now we are double taxed on these distributions which is unfair. Hopefully that will change. Everyone got a tax reduction 5 or 6 years ago. Somebody mentioned the rich only pay 20% tax, that is huge. If you make $1M a year, they will be paying $200,000 in taxes, this is a huge amount of money. We should implement a flat tax of 10% for everybody, no deductions, no loopholes, and we would have much more money coming in for the government to spend foolishly. |
#23
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Yea that's disappointing, the op had some very interesting things to say.
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#24
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#25
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__________________
It's all downhill from here! |
#26
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#27
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As for the ACA, it is most certainly not the worst thing ever, in fact it now has public approval polling over 50%. The worst thing ever might be tying health insurance to your job. Without the ACA, tens of millions of people would have no health insurance at all. There are a lot of folks who decided to retire before age 65 who relied on the ACA to get them to Medicare-eligibility. |
#28
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High interest rates and the national debt and unfunded mandates, oh my
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Ahh, but that's still progressive taxation, no? A flat tax would be everybody writes the same size check. Sorta like the way everybody gets the same number of votes - the old "one man, one vote" thing. Except they now let *wimmin* vote! On a more serious note, what I keep wondering is what happens where a threshold is crossed when the combination of national debt size and high enough interest rates leads to a % of the budget being paid out as interest on said debt becomes unsustainable. Have read a fair bit of speculation about the subject of late. The most plausible (to me) is that it happens gradually - and then all of a sudden. Reading more and predictions that have it occurring during my (likely) lifetime. Hard to anticipate much likelihood of a sudden turn towards fiscal responsibility by our "leaders" on the national level in time to avoid that cliff. Could get interesting. . . So, I'm wondering if your spreadsheets include any "assumptions" that factor that scenario in. That is, SS payments get massively and suddenly reduced. |
#29
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#30
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Be careful the tail isn't wagging the dog if trying to minimize IMRAA.
I know someone who decided to delay a cruise to avoid taxes a year who didn't make it to the next year. |
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