Talk of The Villages Florida - Rentals, Entertainment & More
Talk of The Villages Florida - Rentals, Entertainment & More
#16
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As stated, "If "you" require Insured dollars in your portfolio, "..................use CD's and get a higher rate and have liquidity.
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Identifying as Mr. Helpful |
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#17
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If you want a local BANK with I believe you asked for the Mid Florida CU has 3% on their Saving Account. That is the best I have found for Local.
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#18
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Never use a local bank savings account, you will always lose money. The money in your taxable accounts that is not invested can be put into a MM fund paying close to 5%. If you need the cash, sell part of the MM.
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#19
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Thanks
I wanted the liquidity and dealing face to face. You helped , thank you!
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#20
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6-18-23 from Fidelity. Not exactly a bank account but you can get a checkbook to draw from your core account when you need cash. I also like the felxibility of using shorter terms to ladder the funds.
All this is easily done by you online with no need for an expensive account manager. 3mo 6mo 9mo 1yr CDs (New Issues) 5.35% 5.35% 5.35% 5.45% BONDS U.S. Treasury 5.25% 5.30% 5.29% 5.28% |
#21
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Quote:
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Identifying as Mr. Helpful |
#22
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If you want it go for it. For me like the liquidity as well as higher rates
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#23
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Truist on 466 for CD rates.
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#24
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"He who dares not offend cannot be honest." Thomas Paine |
#25
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Best Savings Accounts - Compare rates at Bankrate.com |
#26
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Access Denied |
#27
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__________________
"He who dares not offend cannot be honest." Thomas Paine |
#28
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US IBond currently 4.30%
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#29
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I'm very glad that out of these two pages of responses, you at least got erm - three responses that answered the question you asked. It's useful information to anyone who is looking for a brick-and-mortar bank at or near The Villages to provide a Savings account, and not an investment account, a CD, bonds, etc.
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#30
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If you have several hundrek k, (first, God Bless) and want to put it into CD's but are afrain of the FDIC, look into CDAR's. Work similar to an ICS account. |
Closed Thread |
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