[Babubhat]

If you can’t sleep with your portfolio change it. Stop worrying, no guarantee the sun comes up tomorrow.

[sccaracer46]

For those who have cash or those that have taken money out of the market and don't know what to do, I recommend the following if you would be satisfied with annual dividends of 10.5-12% paid monthly! I discovered QYLD ETF that is made up of the Nasdaq 100 companies which contain companies like Apple, Microsoft, Tesla, Google, Amazon, etc. This is a fund that uses a covered call strategy where they sell calls each month and the dividends are issued based on the income form the sale of the calls. This fund has been producing these returns since it was established in 2013. The fund net asset value will reflect the same valuation as a regular Nasdaq 100 fund. This is good vehicle to use if you are looking for cash flow to supplement your other retirement sources.

[Stu from NYC]

Originally Posted by sccaracer46

For those who have cash or those that have taken money out of the market and don't know what to do, I recommend the following if you would be satisfied with annual dividends of 10.5-12% paid monthly! I discovered QYLD ETF that is made up of the Nasdaq 100 companies which contain companies like Apple, Microsoft, Tesla, Google, Amazon, etc. This is a fund that uses a covered call strategy where they sell calls each month and the dividends are issued based on the income form the sale of the calls. This fund has been producing these returns since it was established in 2013. The fund net asset value will reflect the same valuation as a regular Nasdaq 100 fund. This is good vehicle to use if you are looking for cash flow to supplement your other retirement sources.

Just a bit risky?

[Luggage]

Us gov I bonds guarantee inflation plus.

[Travelhunter123]

Originally Posted by sccaracer46

For those who have cash or those that have taken money out of the market and don't know what to do, I recommend the following if you would be satisfied with annual dividends of 10.5-12% paid monthly! I discovered QYLD ETF that is made up of the Nasdaq 100 companies which contain companies like Apple, Microsoft, Tesla, Google, Amazon, etc. This is a fund that uses a covered call strategy where they sell calls each month and the dividends are issued based on the income form the sale of the calls. This fund has been producing these returns since it was established in 2013. The fund net asset value will reflect the same valuation as a regular Nasdaq 100 fund. This is good vehicle to use if you are looking for cash flow to supplement your other retirement sources.

Currently it’s paying a 10% dividend. However for the past 12 months the price per share is down almost 8%
On Jan 24, the price per share For the past 12 months was down almost 20%
You might consider a utility, potential for growth, with a 4% yield less risk

[dewilson58]

Originally Posted by Travelhunter123

You might consider a utility, potential for growth, with a 4% yield less risk

Mostly electric utilities.

[nn0wheremann]

So much for statistics!

[nn0wheremann]

Perhaps the measure of wealth, Federal Reserve distributional accounts, is wrong. One of the most expensive purchases many people make is education and training. My bachelor’s degree from the University of Missouri cost about $10,000 over four years. My MBA from Southern Illinois cost a similar amount 15 years later. My education is worth, by FASB rules, about $20,000. My Millenial daughters each have educations that cost $80,000. By Financial Accounting Standards Board rules, right out of college their assets were four times that of their Boomer father.

So much for statistics!

[dewilson58]

Originally Posted by nn0wheremann

FASB rules!

The Financial Accounting Standards Board (FASB) is an independent nonprofit organization responsible for establishing accounting and financial reporting standards for companies and nonprofit organizations in the United States.

Didn't know they had reg's for personal financial comparisons.

[Kaelo Abu]

This reminds me of a golfing buddy who would take several minutes to look at every angle of an upcoming putt, only to miss nearly every time due to poor technique.

[Kaelo Abu]

"Didn't know they [the FASB] had reg's for personal financial comparisons."

It doesn't!! But considering all the other stuff being thrown around in this thread, why be concerned about that?? My head is about to explode!! And to think all this started with the proposition that it's a worthy goal to seek a zero percent (0%) ROI (return on investment)!

[dewilson58]

Originally Posted by Kaelo Abu

"why be concerned about that??

I iz not.

Just didn't understand why someone would reference FASB when FASB is irrelevant according to my understanding of FASB.

Happy exploding.

[skyking]

Originally Posted by dewilson58

My first thought as well, but maybe..............up 2.5% per year after withdrawing living expenses.

Yes. We have spent over two million dollars during that time.

[skyking]

Originally Posted by manaboutown

Is 25% a typo?

????? I said my net worth is up 25%, not my investments (there is a difference).

[dewilson58]

Originally Posted by skyking

Yes. We have spent over two million dollars during that time.