Talk of The Villages Florida - Rentals, Entertainment & More
Talk of The Villages Florida - Rentals, Entertainment & More
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Inflation
The inflation rate is currently 5.39 percent. But, my money market fund, where I have 30 percent of my portfolio, is yielding 0.01 percent. So, I just moved 10 percent of it into my junk bond fund, which is only yielding 3 percent. My short term and intermediate term bond funds are yielding 0.6 and 1.5 percent. My only investment that has any chance to exceed inflation is my S&P stock index fund. I feel like the Federal Reserve is stealing money from me by keeping interest rates artificially low.
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#2
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SO
Not a response. My fav. Current over 4%, I have basis earning over 10%.
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Identifying as Mr. Helpful |
#3
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Quote:
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#4
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Nuveen Preferred & Income Opportunities Fund. JPC Over 6%.
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#5
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TIPS bonds?
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#6
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Conservative mutual fund like a Value fund or Dividend Yield fund might work for you.
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#7
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Keeping up with inflation is a tough one for those of us that have reached that point in life where we're enjoying the wealth that we've accumulated
there are some select 'widow and orphan' stocks that are paying north of 6- 7%....that might be an option for you to consider....check out AT&T |
#8
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Quote:
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#9
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I already have 35 percent in stocks. It's the other 65 percent that I think I should at least be able to at least keep up with inflation. I don't want to increase my stock percentage.
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#10
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+50 years of dividend history. Never missed. Always increased. Regulated monopoly industry "guaranteed profits" by regulators. I include in my Bond %'age, not my stock portfolio.
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Identifying as Mr. Helpful |
#11
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When you pay taxes on the interest you earn do not see how any sort of safe debt instrument will allow you to keep up with inflation
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#12
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I agree, but, if the Federal Reserve would allow the market to control interest rates, you would at least have a chance. A money market account that pays 0.01 percent is absurd.
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#13
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It looks good. I may consider it, even though I have never bought an individual stock.
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#14
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Another Option
I bonds for 11/1/21 to 5/1/22......expected return over 7%.
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#15
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One example. Duke Energy. 10 year average stock return=9.87% excluding dividends. Last 10 years dividend has hovered around +&- 4% and is currently at 3.83%.
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Closed Thread |
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