Talk of The Villages Florida - Rentals, Entertainment & More
Talk of The Villages Florida - Rentals, Entertainment & More
#31
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#32
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Can I File for Bankruptcy With $35k in Credit Card Debt? - Experian |
#33
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Please stop posting facts.
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#34
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#35
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And how many people replied here that ever had to file? Probably only me. Bankruptcy is no big deal. If you determine you must then do it. Rebuilding credit is easy and you just do it step by step and don't fall back into bad habits that got you there. 7 or 10 years on your record is easily delt with and before you know it all is ok again.
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#36
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Are you one of those people who can't feel compassion because it makes you feel better about yourself to put others down? Or are you the one who just trolls a message board hoping to hurt someone's feelings? Maybe you are the one who is just a mean, cold hearted person that nobody wants to be around so you take out your frustrations on a message board. See how that works?
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RIF Reading is fundamental (but not here) |
#37
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You can tell your Granddaughter that you don't walk away from the $20,000 debt. The living expenses will be gone over with a fine toothcomb. Then the income of everyone in the house that your granddaughter is living in is added up. Now you go to see a mediator who proposes a monthly number that you must pay back each month for 36 or 60 months. If you miss a payment anytime during the 60 months there is no do-over, you then owe the entire 20 G'S.
Run towards the creditors who have you on the hook or rather the ones you owe a legitimate debt to and tell them your story and tell them you are trying to come up with a solution. Whatever you do don't hide and avoid those you owe, trust me you'll be sorry. Contact them by phone tomorrow. I worked with many people over the years who were facing financial ruin, the phone calls each day from collection agents were terrible. The answer is own up to it and forget about BANKRUPTCY over $20,000. It's foolish to do it. Please don't do it. I helped many make the decisions that they were incapable of making. They felt shame. Forget about that, it's strictly business. |
#38
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#39
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Thank you, may I pm you for some more information which I do not want to put on an open chat line such as this?
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#40
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Sure
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#41
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Thank you to everyone who took the time to send me some really good information. I have made my decision using much of your good ideas. We will work on getting the debt reduced and she will pay it off.
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