Talk of The Villages Florida - Rentals, Entertainment & More
Talk of The Villages Florida - Rentals, Entertainment & More
#61
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No sure, I was not the author of that post, but I took "affordable" to mean: a rate similar or same as the rate I was being charged automatically from my monthly pension check. Poster may have been thinking (as I am), if the percentage is much higher than the group rate through TRS, then it might be UN-affordable. Again, that is only my interpretation.
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#62
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Or is it your "fault" for not subscribing to the Advantage plans they have said are acceptable and welcomed? You make your choices, the providers make theirs. Sometimes they are the same, sometimes not.
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#63
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Not true. They use to take BCBS PPO
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#64
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So where are people with Aetna insurance going?
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#65
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Quote:
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#66
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Back to UHC in our case.
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#67
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I have the Federal Employee Insurance too. It's not cheap but it's no problem using here. I'm not in The Villages United Health care tho.
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#68
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Federal Employee
Quote:
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#69
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Quote:
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#70
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What I mean by affordable is a plan that is not three times more expensive in the individual market than it is in the commercial market.
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#71
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I have the Federal Blue Cross Standard plan as my only insurance, and do not have Medicare Part B. Part A is free. None of the providers in the area have rejected my plan. In fact, they seem to like it. I do pay copays and an annual deductible of $350, but all out-of-pocket payments, including drug copays apply to the annual catastrophic limit of $6,000. I could easily afford the catastrophic limit if I ever needed to. But, I am saving thousands of dollars by not paying the Medicare Part B premiums. Do the math for your own situation. Good luck.
Last edited by retiredguy123; 01-21-2023 at 04:06 AM. |
#72
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The IRMAA was enacted in 2003. IRMAA is the "Medicare income-related monthly adjustment amount". It means that your Medicare Part B and Part D monthly premiums are higher if your income exceeds a certain amount. In 2023, the lowest Medicare Part B monthly premium is $164.90, and the highest premium is $560.50, depending on your income.
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Closed Thread |
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