Talk of The Villages Florida - Rentals, Entertainment & More
Talk of The Villages Florida - Rentals, Entertainment & More
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Pick original Medicare all day every day
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#92
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Florida Blue Select Bronze ppo/EPO - A 64 y.o. Female non- smoker monthly premium $923/mo gets you a $6,150 deductible and a $9,450 out of pocket limit. So you get to pay (add premiums and deductible combined) $20,526 before they pay out the first penny. It's pretty much the least expensive PPO plan. Yet I've been told "Select" narrows the network further. Florida Blue asked me if I want their medigap plan and I told them I hated my current plan so no way I would go with them so they hung up on me LOL |
#93
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My broker told me that I probably cannot switch between Medigap plans (like switching from plan N to plan G) not even within the same Insurer. So basically you are stuck with the plan you pick your first year for the rest of your life. The one exception is leaving medigap to join an Advantage plan at any time. So when you reach Medicare you are thrown back into the preexisting conditions that the ACA was meant to protect. SMH
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#94
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Maybe. AARP UHC for Sumter County (and probably other counties in Florida or all of Florida) allows you to switch Supplemental Plans without underwriting. Perhaps this has changed in the last year but it was true about 1 year ago as my wife switched from Plan F to Plan G. Our broker, who has been reliable to date, told us she would warn us if UHC was going to change their policy regarding switching Plans without needing to go through underwriting.
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#95
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I have been enrolled in TVHS for over ten years. I never waited more than 5 minutes in a waiting room for my PCP or lab appointment. Today I escorted my spousal unit for labs at Qwest. We had a pre-booked online appointment. Still had to sit in a waiting room for an hour. To add to our not so satisfying experience there was a guy talking to his grand daughter on a cell phone the entire time which inhibited us from hearing the lab tech announcing the next person. He wasn't the only low life in that waiting room. Also there was literally a video notice on the wall if anyone is rude or obnoxious to other patients they will be asked to leave. I'll stick with TVHS where the facility looks like an upscale hotel and runs like a fine tuned watch.
Question - what do you folks with Medicare and a supplement do for labs ? Was our Qwest experience today abnormal ? Last edited by rustyp; 03-06-2024 at 06:28 AM. |
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