Talk of The Villages Florida - Rentals, Entertainment & More
Talk of The Villages Florida - Rentals, Entertainment & More
#31
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#32
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Agree medicare G with gap coverage is way to go. If you are eligible for USAA, they are best. Also need drug plan but they are reasonably priced and you can change them every year. All drug plans vary the copays on the pharmacy you use. You can change pharmacies to match your plan if the difference is worth it. You can find all that out by going to medicare.gov and looking at drug plans. Most dental coverage is not worth what you pay for it. Check all the deductibles and copays. Vision is included with medicare with the exception of refractions or contact lens fittings which are not expensive. Be aware that all premiums increase as you get older so don't compare yourself to what others are paying unless you know all the details. Also be aware, your government medicare costs vary depending on your taxable income, including what you take out of IRAs. If you net a lot of money on the sale of a house, they may include that for the year you sell but I'm not sure. Might be an exemption for that.
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#33
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Under 65 here and we have Florida Blue from the Healthcare.gov exchange. There aren't many other choices for ACA plans. Most of the dermatologists I wanted to see in The Villages do not take Florida Blue. One had just dropped it recently. We have an extremely high deductible of $9,100 and we had very high premiums until our income went down. So with the high deductible, we just pay for most of our medical anyway. GoodRx almost always gets us a better price on our prescriptions than Florida Blue. Medicare premiums are affected by income, so if your income is high, you will pay more. Good luck!
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#34
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Vision and dental is a whole other ball game, especially if you had one of the good plans offered through Baltimore County Schools. |
#35
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Below is a link to a good video on Medicare plans. Also if you go on youtube to this guys site there are many videos that are informative.
https://www.youtube.com/watch?v=3pWQ5vwt8nE
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Anderson Indiana---Indianapolis Indiana--- Village of Poinciana Full Time |
#36
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Anderson Indiana---Indianapolis Indiana--- Village of Poinciana Full Time Last edited by Indy-Guy; 05-03-2023 at 11:46 AM. |
#37
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Medicare supplement rates
Florida has a very nice web site where the rates for the standard medicare policies are listed along with the rates. Keep in mind if you purchase a "G" policy or any other policy other than an HMO the coverage is exactly the same regardless of the company from which you purchase the policy.
Link to the Florida web site with the information. Medicare Supplement Rates |
#38
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Go to SHINE...it is the singularly best place for accurate, unbiased information. They do not sell products. They merely are a source of information. They hold various meetings in The Villages and I highly recommend them. They did wonders in informing me. I saved a ton of money and got really good coverage.
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#39
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I used Yvonne Tepsick also - she lets you know all your options and leads you in the right direction- I will go see her every year - changed my husbands plan - saved me $$ and much better coverage.
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#40
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