I'm an author-writer having written two books. The first book was Know The Constitution (c) 2018 and the second book The Plan (c) 2020 is about money and banking. All retired people particularly over age 50 should read my books. I have an B.S., M.B.A., J.D. Robert Deardorff 904-302-2114 or email me rgd53@hotmail.com