[pipestock]

I am moving to The Villages this summer and am going to have a rotator cuff repair which will involve follow up physical therapy. I will be having the surgery while covered under my employer's policy as my primary and Medicare part A as my secondary. My employer's insurance will no longer be my primary insurance as of June 30th, 2015. My physical therapy will be under Medicare Part B with a secondary policy. Is there a policy that covers my therapy until finished as Medicare has a $2,000 cap on therapy? Any input would be greatly appreciated.

[NotGolfer]

Try speaking with an independent Ins. Agent re: your questions as they're prepared with the answers you need. You can do it either before you move or wait til you move here. Best wishes......

[tommy steam]

Talk with the doctor who is doing the operation. I had the same thing done and did the therapy at home. It all depends on how serious the tear is. I think the doctor will give you the best advice to do it at home or a rehab.