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Bank transfers

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Old 08-23-2012, 10:47 AM
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Is there any way you can transfer money from one bank to another on line or does it have to be the same bank as the one you are transferring from ? I mean like from Citizens to Sun Trust ?
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Old 08-23-2012, 10:52 AM
cathyw cathyw is offline
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If you have the ability to scan the check, you can.
Check out this Sun Trust link.

https://www.suntrust.com/CommercialC.../RemoteDeposit
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Old 08-23-2012, 10:52 AM
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You could do a wire transfer. It'll cost you
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Old 08-23-2012, 10:56 AM
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Go online to your bank. Click on transfer. It will ask if same bank or another bank. Click another. It will ask for bank # and routing #. It should be instant and it should not cost.
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Old 08-23-2012, 10:58 AM
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Originally Posted by gwscott View Post
Is there any way you can transfer money from one bank to another on line or does it have to be the same bank as the one you are transferring from ? I mean like from Citizens to Sun Trust ?
When we bought our house a few years back, we just went to our bank and had a cashier's check cut and then sent it overnight Fed-X to Citizen's Bank. At Citizen's we had a contact person who watched for the Fed-X to arrive then she personally hand carried it to the teller and deposited it.

Sounds cumbersome, but it really worked for us. We were on a tight schedule since our house in Ohio closed and the money needed to be in our Citizen's account right away.
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Old 08-23-2012, 11:06 AM
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Go online to your bank. Click on transfer. It will ask if same bank or another bank. Click another. It will ask for bank # and routing #. It should be instant and it should not cost.
Yes, you can do this. It's simple. You need to have an account at both banks and you need the bank # and routing # for the bank you're sending the money to.
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Old 08-23-2012, 12:20 PM
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I do it with Wells Fargo all the time. On the Wells Fargo website they have an option to transfer funds to anyone with an email address. My brother is with Bank of America and I transfer funds to him on a monthly basis. All done electronically.....no paper checks or running to the bank.
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Old 08-23-2012, 12:29 PM
ilovetv ilovetv is offline
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You can use your online banking "bill paying" service to send yourself a check at the other bank, to have the check deposited to you in your checking account on the receiving end.

Citizens Bank here told me that many customers use their out of state bank's online banking bill payer service, to send themselves a check to deposit here in their account at Citizens. The receiving end checking account number here needs to be placed in the check contents' reference line. I've done it and it works fine. They can tell you how to do it.

Our northern bank also has "external transfers", in which you set up your checking/savings account there to send money to an external bank, via your online banking site. That takes them awhile to set up the security of the electronic transfer, but once that's done it works fine.
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Old 08-23-2012, 05:19 PM
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Quote:
Originally Posted by gerryann View Post
Go online to your bank. Click on transfer. It will ask if same bank or another bank. Click another. It will ask for bank # and routing #. It should be instant and it should not cost.
This is the way our bank seems to allow for it as well. Though I've never used the "between banks" option (our savings/checking/business accounts are all with the same bank), I see it on the screen when I go in to xfer money between our accounts.

Bill
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Old 08-23-2012, 07:33 PM
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I transfer between three accounts on line, check with your current bank they should have a customer service rep that will gladly assist you.
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Old 08-23-2012, 07:35 PM
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we can scan our checks into BOA
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Old 08-24-2012, 11:45 AM
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I set up the external bank transfer option last week to my new account at Citizens First. The transferring bank will send small test deposits to your receiving bank account and then return the transferred funds to your original account. This is done to ensure you provided all the correct routing and account numbers. My bank required confirmation by entering the transferred amounts into their website. Works like a charm and no worries about lost checks.
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Old 08-24-2012, 12:48 PM
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So, does Citizens Bank offer this service? I went online but could not see how to set it up.
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Old 08-24-2012, 01:18 PM
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Quote:
Originally Posted by DandyGirl View Post
So, does Citizens Bank offer this service? I went online but could not see how to set it up.
Yes. It is on their website under Account Transfer. You will need to establish the account you wish to transfer into.
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Old 08-24-2012, 04:51 PM
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I have an ING Direct money market acct. & transfer to/from there to 3 checking accts. (including Citizens in The Villages).
Also can mail checks from ING acct. & they pay the postage; check it out!
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