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AARP United Health Care Insurance

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  #16  
Old 10-14-2013, 11:05 PM
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And who was it that said the ACA would not affect people on Medicare? Balderdash!
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Old 10-15-2013, 03:19 AM
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get a grip people. just a few postings back it was all about how AARP / UHC were forcing people to use Villages Health Care .... now the ACA boogieman is to blame

insurance companies have changed who is in their provider networks ever since the advent of the system. several years ago my mothers plan F through Humana dropped both the tv & leesburg hospitals off their list. i moved her to another provider that does ... no big deal.

if your provider has dropped your dr and you want to stay with them ... ask your dr's billing dept for a list of insurance providers that accept them.
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Old 10-15-2013, 05:47 AM
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Originally Posted by LndLocked View Post
get a grip people. just a few postings back it was all about how AARP / UHC were forcing people to use Villages Health Care .... now the ACA boogieman is to blame

insurance companies have changed who is in their provider networks ever since the advent of the system. several years ago my mothers plan F through Humana dropped both the tv & leesburg hospitals off their list. i moved her to another provider that does ... no big deal.

if your provider has dropped your dr and you want to stay with them ... ask your dr's billing dept for a list of insurance providers that accept them.
What he said, get a new carrier, no big deal, it's like changing cable companies for a free season of NFL ticket.
  #19  
Old 10-15-2013, 05:13 PM
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Originally Posted by LndLocked View Post
get a grip people. just a few postings back it was all about how AARP / UHC were forcing people to use Villages Health Care .... now the ACA boogieman is to blame

insurance companies have changed who is in their provider networks ever since the advent of the system. several years ago my mothers plan F through Humana dropped both the tv & leesburg hospitals off their list. i moved her to another provider that does ... no big deal.

if your provider has dropped your dr and you want to stay with them ... ask your dr's billing dept for a list of insurance providers that accept them.
This statement is fact! I worked for one of the largest national health insurance carriers for 30 years. When providers did not want to accept our billing rules and fees, we dropped them. It did not mean the members could not continue receiving care by these doctors ..... It simply meant they would be considered as out of network providers and members would need to share the costs through deductibles or co-insurance. It was business that's all - nobody even heard of Obama Care back then. Cutting costs by using providers and facilities who accept our discounted rates helped keep out rates down. That's the real meaning of managed care.
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Old 10-15-2013, 05:22 PM
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What he said, get a new carrier, no big deal, it's like changing cable companies for a free season of NFL ticket.
You could be right. It is probably not a big deal IF you can duplicate the coverage that you are forced to walk away from if you want to keep your current doctors.
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  #21  
Old 10-15-2013, 05:28 PM
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Originally Posted by OCsun View Post
This statement is fact! I worked for one of the largest national health insurance carriers for 30 years. When providers did not want to accept our billing rules and fees, we dropped them. It did not mean the members could not continue receiving care by these doctors ..... It simply meant they would be considered as out of network providers and members would need to share the costs through deductibles or co-insurance. It was business that's all - nobody even heard of Obama Care back then. Cutting costs by using providers and facilities who accept our discounted rates helped keep out rates down. That's the real meaning of managed care.

Talk to some of the doctors that have been dropped. They are desperately trying to negotiate their way back into United Health Care - too much of their business is tied up with patients that have this insurance. They feel it is a push for people to go the The Villages Health Care - lot of money tied up in those centers and somebody has to pay for that.
  #22  
Old 10-15-2013, 06:40 PM
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It's like any other kind of business, you get what you pay for. If the doctors you are comfortable with accept one of the Advantage Health Care Plans being offered at no additional premium to you - great! All things are good. The theory insurer's use is to guide you to capable doctors who they either hire through their health networks or who are not associated with the more expensive teaching hospitals such as Johns Hopkins or in this case it sounds like The Moffitt Cancer Center.
There are options for people who want to choose, when, where and who provides their health care, but they will cost more.
Sometimes even the most comprehensive coverages are not accepted by all doctors. Doctors are businessmen too! If they can bring in patients who are willing to pay them at the time of care , requiring their patients wait to be reimbursed at a lower rate by their health carrier, they do.
Each person must examine their own medical needs with consideration to the medical expenses they can afford to incur. If you decide to go with a plan which appears to provide the medical care you need, but provides an option to opt out to non-participating providers, do yourself a favor and put aside a monthly amount for one year to use in the case that you want to go to a dotor not associated with your plan. Only we can plan for the medical care we may need. Hope this information is helpful to some of you facing health care issues.
  #23  
Old 10-15-2013, 08:26 PM
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Lots of misinformation about healthcare and the AHCA out there right now. If the primary source of your "news" has a right wing slant, such as Fox News or a left wing slant, such as MSNBC, you may be led down a very misleading path. There is both good and bad about the new law, and presumably the bad will be amended as the facts are known, just like any massive legislation which changes the status quo. The AARP has no control over the issue brought up by the OP, as it simply endorses and brands the product sold and administered by United Healthcare. I have had the UHC/AARP plan F for three years and found it to be stellar for my needs.
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  #24  
Old 10-16-2013, 08:43 AM
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Default AARP Not An Insurance Company

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Originally Posted by Indydealmaker View Post
...And surprise, surprise, AARP as an insurance company are one of the few benefitting from this colossal redistribution of wealth.
AARP is not an insurance company. AARP health insurance is provided by United Healthcare. AARP is little more than an agent for United Healthcare. If there's a "redistribution of wealth" going on, the money is going into the coffers of companies like Unirted Healthcare.
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Old 10-16-2013, 11:37 AM
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"Little more than an agent"????????

Here is an interesting look at AARP's Non-Profit 501(c)(4) Status:

Full AARP Organizational Chart is here:

http://waysandmeans.house.gov/upload...arp_charts.pdf

The Villages Florida

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  #26  
Old 10-16-2013, 01:05 PM
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Originally Posted by gomoho View Post
This has nothing to do with AARP and everything to do with United Health Care and The Villages Health directing the way they want you to choose your health care.
Totally agree.
  #27  
Old 10-16-2013, 02:20 PM
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Originally Posted by dp000 View Post
The plan that is effected is AARP Medicare Complete. I just talked with my doctors office, and all their doctors in The Villages have been dropped. My doctors group is Institute of Cardiovascular Excellence and the only doctors effected are the ones that practice in The Villages.
Have medicare Complete not all Drs being dropped however if what this writer states is true then this is very scary. This has nothing to do with The affordable Care Act.aka OBAMACARE
  #28  
Old 10-16-2013, 02:21 PM
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AARP is a branded name of the Medicare Supplemental Plan which is part of UnitedHealthcare, which just goes to show how big UnitedHealthcare has gotten since they entered into their endorsement relationship with AARP.

UnitedHealthcare Insurance Company pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP and it's affiliates are not insurers, nor do they employ or endorse agents or brokers to sell insurance.

This disclaimer is listed in every informational marketing pamphlet produced for the purpose of selling the AARP Medicare Supplemental Plans.

UnitedHealthcare has taken on the financial risk and will reap the profits, if any from the plans success. AARP gets a royalty fee for using their name. Plan and simple.
  #29  
Old 10-16-2013, 02:42 PM
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Originally Posted by Indydealmaker View Post
This arrogant treatment is to be expected. AARP used their considerable clout to advocate for Obamacare even though they had absolutely no idea what was contained in the legislation. And surprise, surprise, AARP as an insurance company are one of the few benefitting from this colossal redistribution of wealth.
This has nothing to do with The Affordable care Act (OBAMACARE) and everything to do do with who owns the Villages Health System. That being The Villages Develoment and USF.
  #30  
Old 10-16-2013, 03:01 PM
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This has nothing to do with The Affordable care Act (OBAMACARE) and everything to do do with who owns the Villages Health System. That being The Villages Develoment and USF.
Just be patient. Time will reveal all. This is all part of the consolidation of healthcare in the U.S. Hospital closures and/or mergers are up dramatically. Insurers all over the country are dropping doctors and hospitals. They are trying to optimize profits in the face of the ACA. I think you will find that health caregivers are being extorted as the result of their pushback against the new law. "If you are at the top of your field, you either work with us or you limit your practice to cash customers."

If you can't tell, I am against the implementation of the ACA. It is only a good thing as a concept. In its implementation stage, it is a huge minefield that is only going to result in fewer middle class families finding affordable insurance while taxes escalate to pay for insurance for non-taxpayers. Not to mention that all people will struggle to extract quality healthcare from a healthcare system mired in red tape and bureaucratic impotency.

I say all of the above in spite of the fact that I am a 63-year old person with pre-existings who had to drop my insurance when my monthly premiums topped $3000.
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