[Arctic Fox]

Cypress Insurance Group has just increased our annual premium by 56%

No claims; roof now one year old

Who do you recommend?

Thank you

[retiredguy123]

I have Progressive through The Villages insurance. No major increases in 6 years.

[Vikingjunior]

There is old saying. "If you can't beat them join them. You should've gotten a free new roof like everyone else.

[jdulej]

Originally Posted by retiredguy123

I have Progressive through The Villages insurance. No major increases in 6 years.

I'll second the vote for Progressive. But, also shop around a bit.

[billethkid]

Originally Posted by Vikingjunior

There is old saying. "If you can't beat them join them. You should've gotten a free new roof like everyone else.

They did...OP states roof one year old!

[Michael G.]

Hello......One year roof......56% premium increase
You welcome

[CWGUY]

Originally Posted by Arctic Fox

Cypress Insurance Group has just increased our annual premium by 56%

No claims; roof now one year old

Who do you recommend?

Thank you

Originally Posted by Vikingjunior

There is old saying. "If you can't beat them join them. You should've gotten a free new roof like everyone else.

Originally Posted by billethkid

They did...OP states roof one year old!

Have another coffee...... No claims and a new roof suggests to me they PAID for it..... a lot of us paid for roofs and got rates hikes to pay for the free ones!

[nick demis]

State Farm on Warm Springs Rd. We bundled our home, car and golf cart. Spend a couple of hours for the driving course (at home on line) and get a good discount.

[Bogie Shooter]

Real estate values increasing……insurance to follow.

[Arctic Fox]

Thank you for the leads, good people

Have asked current broker to come up with other quotes - you would think that would be part of their job anyway, but I guess if they're receiving a percentage as commission then the higher the premium the more they like it.

[Bjeanj]

Have Villages Insurance “shop” your HO coverage. Also, as someone else suggested, check with State Farm. Ask if there are discounts for bundling your home, auto, and golf cart coverages, and if so, get quotes for all. As BogieShooter mentioned, home values are also increasing, which will increase premiums, but certainly not by 56%.

[Bjeanj]

Originally Posted by Arctic Fox

Thank you for the leads, good people

Have asked current broker to come up with other quotes - you would think that would be part of their job anyway, but I guess if they're receiving a percentage as commission then the higher the premium the more they like it.

I would take issue with your comment about commission. Agents have hundreds, if not more, clients’ policies renewing each month. It’s pretty difficult to review each one; it’s probably more a case of the squeaky wheel …

[Topspinmo]

Originally Posted by billethkid

They did...OP states roof one year old!

All insurance quotes are up and it due to all scam roof replacements

[Topspinmo]

Originally Posted by Bogie Shooter

Real estate values increasing……insurance to follow.

Along with all the roof scams

[justjim]

Originally Posted by Bjeanj

Have Villages Insurance “shop” your HO coverage. Also, as someone else suggested, check with State Farm. Ask if there are discounts for bundling your home, auto, and golf cart coverages, and if so, get quotes for all. As BogieShooter mentioned, home values are also increasing, which will increase premiums, but certainly not by 56%.

If your home value went up 30%, (about average in TV last year) it should increase your taxes by a larger percentage than your insurance. OP, I would definitely be “shopping” for a better deal on my homeowners insurance.