[New Englander]

If I wind up buying in TV, I would need to open a checking/savings account with a bank located in TV. I'm looking for recommendations on what bank there gives the best deal to us seniors?

[New Englander]

Originally Posted by Gpsma

Why would you have to open a bank account in TV? Don't u do online banking?

Yes I do online banking. But if I moved to TV to live year round I would want a local bank.

[redwitch]

Citizens First. Almost everything is free there. Excellent service, great popcorn. No minimum deposits, no direct deposit required. Lots of ATMs and branches in TV but nothing outside. SunTrust another good local bank with branches throughout the South.

[dbussone]

Originally Posted by New Englander

Yes I do online banking. But if I moved to TV to live year round I would want a local bank.

Perhaps the bank you use now has a branch here, if it is a major bank (like Bank of America).


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[stan the man]

Originally Posted by redwitch

Citizens First. Almost everything is free there. Excellent service, great popcorn. No minimum deposits, no direct deposit required. Lots of ATMs and branches in TV but nothing outside. SunTrust another good local bank with branches throughout the South.

I am not complaining about the bank, or its services. Its just amazes me every time I enter one of their banks I have never seen a male employee.

[manaboutown]

Citizens First is the developer owned/controlled bank and of course has conveniently located branches and ATMs all over the development. To obtain cash from its ATMs one can use a Schwab card so you will be refunded the out of network ATM fee. It feels to me that the major banks are a stretch to get to unless one resides near a commercial area.

[villagetinker]

While I love TD bank (used them up North), the closest branch is a 45 minute drive...We use Citizens First, they have electronic banking, a Quicken interface, and ATMs in many locations. There is only one branch that is open on Saturday, Colony if I remember correctly.
As for loans and such, around 18 months ago I went out for a home equity loan, Chase (I am a long time card holder) was the highest and had the longest wait time, Citizens (existing customer) was next, and CBT was the lowest rate and could do the loan (for a new customer) in two weeks which met my needs.

[starflyte1]

Citizens First has ATMs at the mail stations. That is the reason I bank there.

[billybye]

Bank of America has treated me well, both online and at branches locally.
Platinum customers don't pay to use competition's atm's.
No need for local bank - most online use anyway

[charmed59]

Wells Fargo is pretty convienent in the Villages and seems to be very prevalent throughout the rest of the country. There are branches at Pinellas, on Parr near 466, and near Lowes on 41. The first two of those are golf cart accessible.

If you don't need a bank outside of the Villages, Citizen's First is everywhere.

[Chatbrat]

I use Chase, if you are a certain category customer, everything is free--you can use a non affiliated ATM & Chase covers the cost- and their Credit card deals are great as far as cash back is concerned

[rjm1cc]

Once you move here look for the closets bank to your home if you are just looking for a place to cash or deposit a check. Do you want a safety deposit box?

[Carla B]

Originally Posted by Gpsma

Why would you have to open a bank account in TV? Don't u do online banking?

If you want to have a safe deposit box nearby you need a local bank, and close to your house, I would think.

[NYGUY]

Have used Bank of America for 27 years in Florida and have been very satisfied.

[Nucky]

Be aware of FDIC rules for the limit of $insurability$ on your funds. Check with the bank you select for a very clear explanation. We use Chase and Citizens First but at the end of this year we will decide on one or the other. Both are great but Citizens is clearly the choice if you use the ATM often. Best of luck to you on your potential move.

Almost forgot, Chase bank is offering $500 for new checking & savings accounts with a lot of small print on the agreement. Check it out, you can print the needed paperwork at home and bring it to the bank they will not print it for you.