[EdFNJ]

Originally Posted by blueeagle65

With all the law firms running commercials here I think one would be more than happy to represent you.

Nahhhh .... they are looking for personal injury cases worth big bucks.

[EdFNJ]

Originally Posted by Jess1980

You must be kidding. The car fell of the rack. That's not a normal occurrence. It's negligence per se!

Maybe it was just an accident per se? Just like car accidents these things are usually caused by someone's negligence (stupidity) but other than if personal injury is involved the usual result from either sides insurance company is a repair or if totaled replacement cost of the vehicle since there is no physical pain and suffering involved and "mental anguish" doesn't apply in a property damage case.

[Taltarzac725]

Find Laws, Legal Information, and Attorneys - FindLaw

This looks like negligence by the car dealer's car service.

And for more information I would call the closest law library reference desk. Probably this is the U of Florida Levin Law Library. They are not allowed to give legal advice but could direct you to various sources. Contact Us - Levin College of Law Levin College of Law

Research Assistance Policies for Visitors - Levin College of Law Levin College of Law

If I were in your shoes I would look around until I found a lawyer I could trust. A lot of lawyers have chat lines where you can get an idea of what you are dealing with. These are often attached to their web-sites and/or Facebook pages.

[Chellybean]

If your Auto insurance Company is not stepping to the plate for you i would pick another insurance company period! AS For the dealership i would force the dealerships hand to have there insurance company to handle their neglect, accident etc... or what ever you want to call it and the insurance company for the dealership would want to make it go away asap.
I have had STATE FARM for 40 years and they take care of there good customers.
Call DEBBIE Thomas of Nathan Thomas state farm on 301;
phone number 352-748-5272 and get a new quote on coverage so you don't get short handed by your insurance company on a claim that may leave you in a huge disadvantage in the future. this is a sue happy state and i would be very careful in being covered properly. Debbie is a retired Underwriter for state farm and will be sure you are covered correctly.
Its always been Cost vs. exposure vs. coverage, you will sleep better at night.
I wish you well and good luck

[Jess1980]

You need to get your auto insurer to handle the loss. Sounds like you are getting the runaround from the agents staff person. You have a covered loss, assuming you have physical damages coverage, and they don't have an option of not wanting to be involved. Insist on talking to the actual agent, or contact whoever the actual insurer is direct. There is no excuse for not handling the claim.

Don't wast time filing consumer complaints or contacting lawyers. Lawyers are only interested in contingency fee cases involving personal injuries. There is no money for them in this type of claim and you would be lucky to get one to handle this on an hourly basis. Frankly, most of them would simply tell you to file a claim with your insurer.

Most insurers settle total losses based upon book value. You pay your deductible and they then seek recovery of all damages incurred, including your deductible from the adverse party.

You can't "force" the dealership to have their insurance company handle the loss, no more than somebody could force you to do the same.

It's not a loss where you are at fault so there should be no effect on your premiums.

Get it into the hands of your insurer ASAP and move on!

[Jess1980]

Originally Posted by Taltarzac725

Find Laws, Legal Information, and Attorneys - FindLaw

This looks like negligence by the car dealer's car service.

And for more information I would call the closest law library reference desk. Probably this is the U of Florida Levin Law Library. They are not allowed to give legal advice but could direct you to various sources. Contact Us - Levin College of Law Levin College of Law

Research Assistance Policies for Visitors - Levin College of Law Levin College of Law

If I were in your shoes I would look around until I found a lawyer I could trust. A lot of lawyers have chat lines where you can get an idea of what you are dealing with. These are often attached to their web-sites and/or Facebook pages.

No, don't waste you time trying to find a lawyer to handle this. Get your insurance company involved ASAP. First question a lawyer will ask is if you reported this to your insurance company and why aren'e they handling this for you.

Assuming you have physical damage coverage, this is a covered loss and they don't have the option of not wanting to get involved. Sounds like you are talking to an ill informed staff person. Talk to the actual agent directly or contact the insurance company directly and get this moving.

You'll have to pay any applicable deductible but you insurance company will seek reimbursement of all sums paid including your deductible from the adverse party.

A loss like this is one of the reasons you insure your car. You've paid the premiums now get them to work on your behalf to rapidly resolve this.

[perrjojo]

Originally Posted by Jess1980

You must be kidding. The car fell of the rack. That's not a normal occurrence. It's negligence per se!

I agree. When driving a car there is a presumption that you could be involved in an accident. When getting ones car serviced I would never expect to it fall off the rack.

[My Post]

I read it as he was at his card dealer's house.

[600th Photo Sq]

As an ex employee with USAA Insurance Company this matter would have been settled by now. Contact your Insurance Company and have them deal with it.

[queasy27]

Originally Posted by 600th Photo Sq

As an ex employee with USAA Insurance Company this matter would have been settled by now. Contact your Insurance Company and have them deal with it.

I agree. Were I the OP, at this point I'd be angrier at my insurance company than the auto shop.

[Gpsma]

Originally Posted by blueeagle65

With all the law firms running commercials here I think one would be more than happy to represent you.

Dan would be “Honored” to take your case.