Credit card charge

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Old 01-26-2022, 07:50 AM
Hplaw Hplaw is offline
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Old 01-26-2022, 07:53 AM
spinner1001 spinner1001 is offline
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Originally Posted by FA/AAAirlines View Post
Has anyone else gotten a credit card charge from Rapida LLC? We received a charge from them for $10.67. I've never heard of them, looked them up and from what I can tell it does not look legit. Called our credit card company; we could cancel our card, but what an ordeal to change all our online payments (and receive another card in 7 days). Any thoughts? Thanks.
Based on what you say, it is likely a fraudulent charge possibly someone overseas buying goods online where the merchant is in Russia. I had something similar several months ago where two relatively small charges came from a Chinese online store. Then a larger fraudulent charge was made on Amazon. I had no choice but to cancel my card and get a new one. Fortunately, most of my preexisting accounts connected with the old credit card number automatically rolled over to the new credit card number. My card is AMEX.

If your credit card number has been sold on the internet (dark web), you will likely have more fraudulent charges and then your credit card company will cancel your existing card if you don’t.
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Old 01-26-2022, 08:02 AM
fdpaq0580 fdpaq0580 is offline
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And your point is???
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Old 01-26-2022, 08:21 AM
mkjelenbaas mkjelenbaas is offline
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Quote:
Originally Posted by FA/AAAirlines View Post
Has anyone else gotten a credit card charge from Rapida LLC? We received a charge from them for $10.67. I've never heard of them, looked them up and from what I can tell it does not look legit. Called our credit card company; we could cancel our card, but what an ordeal to change all our online payments (and receive another card in 7 days). Any thoughts? Thanks.
They will try with a small amount and if it goes thru then they will hit the card with a big number - get a new card!
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Old 01-26-2022, 08:45 AM
Babubhat Babubhat is offline
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Compromised retail systems are not uncommon. Cancel card and move forward
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Old 01-26-2022, 08:57 AM
Proveone Proveone is offline
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Quote:
Originally Posted by FA/AAAirlines View Post
Has anyone else gotten a credit card charge from Rapida LLC? We received a charge from them for $10.67. I've never heard of them, looked them up and from what I can tell it does not look legit. Called our credit card company; we could cancel our card, but what an ordeal to change all our online payments (and receive another card in 7 days). Any thoughts? Thanks.
Just dispute the charge. They will investigate. Did your credit card statement show you a phone number for the company? If so, call them. Find out who they are. I hand a similar situation and called the company. They took the charge off.
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Old 01-26-2022, 09:03 AM
Luggage Luggage is offline
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When you use your card you never know really if it's going to be stolen especially online so what I do since I have Capital One as I am allowed to make up a new number online for every single account that I pay for it takes about a moment you should ask your credit card company if they do that also. And if you're worried about your online payments with regular accounts . Take the time and change all the numbers it's well worth it
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Old 01-26-2022, 09:05 AM
dp.reed dp.reed is offline
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Do not call the number if you believe it to be a fradulent charge. Calling them back gives them your phone number in addition to your valid cc info. Then, they use your number to run up charges on your phone service.
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Old 01-26-2022, 09:05 AM
jaclou jaclou is offline
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Default about the security code on back of your card

The best credit card tip I know is to copy the 3 digit code on the back of your credit card to a note pad on your phone and keep a paper copy at home.

Then use a sharp tool to scrape the number off the back of your card.

When you give your card to someone to pay they cannot take a quick picture of the front and back of your card and use it online.

Most businesses want the 3 digit code from your card to complete a sale.
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Old 01-26-2022, 09:53 AM
FA/AAAirlines FA/AAAirlines is offline
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Thanks for all your input. We will cancel the card. Will use cash until the new one arrives.
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Old 01-26-2022, 10:26 AM
dtennent dtennent is offline
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Also consider having your credit card company send you a text whenever you use your credit card. This happens within a minute of you using your card. You will then know whether you used the card or if someone else is making a charge on your card.
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Old 01-26-2022, 10:32 AM
MrFlorida MrFlorida is offline
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Fraudulent charge, call your card company, report it to their security dept., and get a new card.
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Old 01-26-2022, 10:37 AM
Roron123 Roron123 is offline
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Don’t think twice and cancel your card immediately! They do this to see if you react and if you don’t wham a huge charge on your card which you will have to fight!!!
  #29  
Old 01-26-2022, 10:43 AM
Roron123 Roron123 is offline
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B of America text me every time I have an on line charge in order to verify ok or not! They called me once asking me where I was, I told them Jacksonville and they told me that someone in Brazil was trying to run my card for $6,000 which they obviously denied 🤣
  #30  
Old 01-26-2022, 10:55 AM
DAVES DAVES is offline
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Quote:
Originally Posted by FA/AAAirlines View Post
Has anyone else gotten a credit card charge from Rapida LLC? We received a charge from them for $10.67. I've never heard of them, looked them up and from what I can tell it does not look legit. Called our credit card company; we could cancel our card, but what an ordeal to change all our online payments (and receive another card in 7 days). Any thoughts? Thanks.
I keep track of my receipts. OK truth, I stick my wife with them and she does a good job.
You have reported it as a payment dispute. Your credit card company will not pay the company but rather ask for an explanation or the charge. Your card. If, someone has stolen your card in say a restaurant or on line purchase and then will sell your credit card information they often will put through a small charge to see if the number is valid and then pile on the charges. By notifying your card company, they will be watching for such activity. Change the card number? I would ask the credit card company. Card insurance? Reminder I am not accepting responsibility for ANY damages. My understanding your liability assuming it is a credit card NOT a debit card
is limited to $50.
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