[Michael G.]

Who has their credit frozen, and is it a good idea?

[metoo21]

Excellent idea. No one can pull a credit report so they can't open any charge accounts.

[Ecuadog]

We do and I think it's a good idea. Just remember that you have to unfreeze it temporarily if you want to apply for some credit.

[Bill14564]

Originally Posted by Ecuadog

We do and I think it's a good idea. Just remember that you have to unfreeze it temporarily if you want to apply for some credit.

In particular, when you want to purchase a new cell phone. This cost us some time as we looked up the unlock keys.

[Babubhat]

Credit karma alerts you when new account opened. Much less hassle

[rjm1cc]

Yes lock

[villagetinker]

Had a freeze for over 15 years, was only a problem when we went to buy a new car, no problems with phones.

[coralway]

nope - never. No reason to.

[Garywt]

Never heard of it so I would say never.

[Mleeja]

Yup. Just remember to unfreeze if you are making a purchase that requires a credit check. All it takes is one case of stolen identity…

[Topspinmo]

Yes frozen, I don’t buy on credit anymore, so no need for credit check.

[Topspinmo]

Originally Posted by coralway

nope - never. No reason to.

Yet?

[Topspinmo]

Originally Posted by Babubhat

Credit karma alerts you when new account opened. Much less hassle

Uuuu, account already opened? What I want to avoid.

[KsJayhawkers]

Absolutely!!! Great protection against identity theft!!

[metoo21]

Originally Posted by Topspinmo

Uuuu, account already opened? What I want to avoid.

^^^^^^^^^
Yep. Too late then!