[Bogie Shooter]

Originally Posted by jimbo2012

I think that's highly unlikely for a thief to sit on it that long.

The fraud dept said with the timing it is more than likely something associated with that transaction.

One example, many more if you search.
https://blogs.mcafee.com/mcafee-labs...sy-buy-online/

[Bonny]

Originally Posted by jimbo2012

I think that's highly unlikely for a thief to sit on it that long.

The fraud dept said with the timing it is more than likely something associated with that transaction.

We have had our card used by someone else on a few occasions. I am really surprised that the fraud department made any kind of a statement on what they thought happened. I questioned it a couple of times and all they would say is they are going to investigate. They don't usually make any statements as to what they individually think to the customer. Statements like that might come back & bite them in the behind.

[CFrance]

Originally Posted by Bonny

We have had our card used by someone else on a few occasions. I am really surprised that the fraud department made any kind of a statement on what they thought happened. I questioned it a couple of times and all they would say is they are going to investigate. They don't usually make any statements as to what they individually think to the customer. Statements like that might come back & bite them in the behind.

I agree. We have had our cards hacked down through the years. Same (lack of) explanations. The only time the fraud dept. went further with me was because of a $2K charge at a music store that I needed to have canceled before it went through. And this was only because I begged. We were going out of the country the next day and needed the card not to be shut down.

Even Amex, when contacted about fraud charges, refunds the charge and sends a letter from the fraud department explaining nothing and noting that the fraud dept. will have no further contact with us.

We've probably had cards hacked ten times in the last 30 years but never once received any kind of info about why this happens from the cc company. Just prompt refunds. I will never, ever use a debit card in a store or restaurant. Only at a bank to withdraw cash.

[luvmagic2]

Some of the above comments are correct....card number could have been taken days, weeks or months earlier....and then sold.
You, as a cardholder, are not responsible for any fraud on the card if you report it to your issuer within 60 days. The amount will be reversed by the bank immediately. If you use a debit card the money could be out of your account for a longer period of time...which could be bad as checks could bounce, funds not available, etc.
Although I do not know of any banks that do it....cardholders are only liable for $50 for fraudulent transactions....although banks tend to make the cardholder whole.

[NotGolfer]

Years ago I had a CC that I'd used for business purposes. Eventually I was done with that work and never used the card again. I can't remember now if I cancelled the card or not...probably didn't. Then one day (over a year after I'd stopped using the card) I got a bill in the mail (from that card) for over $1k...so I called the company and they said they'd look into it. I was never charged for the money charged on it. How anyone got that card's number I'll never know. Point is...someone, somehow got a hold of it and used it.

[jtdraig]

Originally Posted by jimbo2012

Went there on Nov 11th using my credit card, on Nov 15th a fraudulent charge was made for $1154 for sports tickets.

I had made no transactions recently before the 11th, and none after the 11th.

I called the mgr last nite, had receipt with servers name, he said the servers there when taking CC do the charge themselves, no third person does the actual charge.

He said that server was working there a while and didn't suspect him........... I do.

Well I have no proof he did it, but did anyone else have any similar issues there.


I had the bank reverse the transaction.

I had my debit card compromised at the Shell Station at Southern Trace a few years ago. Hackers had gotten in to the transaction settlement company and taken the information but not the pin. I was contacted a day or two later asking me if I had been in Bangkok or Manila within the last couple of days. I got all the fraudulent charges back. So, be careful when accusing anyone, because the fraud could have occurred in a few places. Just sayin'

[dbussone]

Originally Posted by jtdraig

I had my debit card compromised at the Shell Station at Southern Trace a few years ago. Hackers had gotten in to the transaction settlement company and taken the information but not the pin. I was contacted a day or two later asking me if I had been in Bangkok or Manila within the last couple of days. I got all the fraudulent charges back. So, be careful when accusing anyone, because the fraud could have occurred in a few places. Just sayin'

You make an excellent point. However my wife had her AmEx card taken by a server (she neglected to take it with her after she paid her lunch check). The server was caught with the card at a shoe store near the restaurant.

[steveandb]

Originally Posted by dbussone

You make an excellent point. However my wife had her AmEx card taken by a server (she neglected to take it with her after she paid her lunch check). The server was caught with the card at a shoe store near the restaurant.

This is a case where you can blame the server in question. The original poster should be very careful about what they "KNOW". Card Fraud is rampant around the world, and your CC# has probably been stored in dozens of different places that have been hacked into (Target, Kohls, 1000 gas stations). Often, these card numbers are stolen, and sold months later. Then the fraudster purchasing the card either makes a phony card, or goes online with it.

I'm not saying it was or wasn't the server, but honestly, you have absolutely no idea, nor does the CC customer service person, and to blame someone without proof is irresponsible.

[perrjojo]

I once had someone use my card. It turned out to be my physicians receptionist. I knew who it was because she charged her daughters gymnastics on the card as well as many other transactions. When I told the fraud department who had made the charges, they didn't want to take the information. Weird. I always wondered if she got charged or if they just wrote off the loss.