First full year Tax bill!!

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Old 11-09-2024, 08:11 AM
Justputt Justputt is offline
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Default First full year Tax bill!!

Dabney (not Enclave), Kingfisher model, and we didn't move in time to get the Homestead exemption this year. The bill was $10,509.31! I was surprised/floored, but then realized the VCDD 14 Debt was $3030.22 of it and there's another $659.13 for VCDD 14 Maintenance. I never remembered in other states paying both a State ($1325.66) and Local ($1272.20) public school tax. Then there's both a Water Authority ($124.76) and a St Johns Water Mgmt ($76.09) tax, and I don't even know what each do and why this tax isn't part of our water bills or maintenance costs. Then there's a tax for Environ Land Purchase ($38.96), which I don't understand. Then there's N Lake County Hosp ($173.98), which I don't see us ever using because it's not nearly the closest. The Ambulance MSTU ($196.43) seems reasonable. Even though our paperwork when we built/bought the house said we were in Okahumpka, we were informed this summer that we're in Leesburg, so now we have to pay City of Leesburg ($1474.69). Looking at Cost of Living in The Villages(R): Affordable 55+ Community our taxes are almost double. Anyway, OUCH!
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Old 11-09-2024, 08:38 AM
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There are multiple threads about the tax bill with information that might be useful. You can also contact your County tax collector for more information.

The two CDD lines are your bond and annual maintenance fee. Goldwingnut has YouTube videos explaining those.

There is no State school tax. There is a certain amount of school tax that the State requires the County to collect and a portion that the County chooses to collect above that. The amounts are broken out for transparency but both lines come from the County School Board.

I don’t have a bond, I don’t live in an incorporated area, I pay Sumter taxes, and I do have the Homestead exemption and Save Our Homes credit. $4,500 of what you listed will not appear on my bill and possibly $250 beyond that. If I subtract that amount from your bill then you and I are only about $1,500 apart. The exemption and credit that you were not yet eligible for might make up that difference.
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Old 11-09-2024, 01:22 PM
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Originally Posted by Justputt View Post
Dabney (not Enclave), Kingfisher model, and we didn't move in time to get the Homestead exemption this year. The bill was $10,509.31! I was surprised/floored, but then realized the VCDD 14 Debt was $3030.22 of it and there's another $659.13 for VCDD 14 Maintenance. I never remembered in other states paying both a State ($1325.66) and Local ($1272.20) public school tax. Then there's both a Water Authority ($124.76) and a St Johns Water Mgmt ($76.09) tax, and I don't even know what each do and why this tax isn't part of our water bills or maintenance costs. Then there's a tax for Environ Land Purchase ($38.96), which I don't understand. Then there's N Lake County Hosp ($173.98), which I don't see us ever using because it's not nearly the closest. The Ambulance MSTU ($196.43) seems reasonable. Even though our paperwork when we built/bought the house said we were in Okahumpka, we were informed this summer that we're in Leesburg, so now we have to pay City of Leesburg ($1474.69). Looking at Cost of Living in The Villages(R): Affordable 55+ Community our taxes are almost double. Anyway, OUCH!
The North Lake County Hospital district fee tripped me up too at first. I had to look it up when we got the bill. Turns out it's an independent district, not an actual hospital. The fee is paid by all property owners to help offset the costs of hospital and clinic care to indigent (homeless) patients.
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Old 11-09-2024, 04:26 PM
MarshBendLover MarshBendLover is offline
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I appreciate the cost break down
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Old 11-09-2024, 06:06 PM
Rainger99 Rainger99 is offline
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Originally Posted by Justputt View Post
Dabney (not Enclave), Kingfisher model, and we didn't move in time to get the Homestead exemption this year. The bill was $10,509.31! I was surprised/floored, but then realized the VCDD 14 Debt was $3030.22 of it and there's another $659.13 for VCDD 14 Maintenance. I never remembered in other states paying both a State ($1325.66) and Local ($1272.20) public school tax. Then there's both a Water Authority ($124.76) and a St Johns Water Mgmt ($76.09) tax, and I don't even know what each do and why this tax isn't part of our water bills or maintenance costs. Then there's a tax for Environ Land Purchase ($38.96), which I don't understand. Then there's N Lake County Hosp ($173.98), which I don't see us ever using because it's not nearly the closest. The Ambulance MSTU ($196.43) seems reasonable. Even though our paperwork when we built/bought the house said we were in Okahumpka, we were informed this summer that we're in Leesburg, so now we have to pay City of Leesburg ($1474.69). Looking at Cost of Living in The Villages(R): Affordable 55+ Community our taxes are almost double. Anyway, OUCH!
That is high!! Especially for Florida!

There were rumors that property taxes were significantly higher in Lake County than in Sumter. Looks like the rumor is true.

The Villages should update the cost of living numbers to show the difference between Lake and Sumter counties!
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Old 11-09-2024, 06:17 PM
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That is high!! Especially for Florida!

There were rumors that property taxes were significantly higher in Lake County than in Sumter. Looks like the rumor is true.

The Villages should update the cost of living numbers to show the difference between Lake and Sumter counties!
And they are higher in Marion county. Just cause state has no state tax they make up for it in other ways.
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Old 11-09-2024, 09:42 PM
kkingston57 kkingston57 is offline
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Quote:
Originally Posted by Justputt View Post
Dabney (not Enclave), Kingfisher model, and we didn't move in time to get the Homestead exemption this year. The bill was $10,509.31! I was surprised/floored, but then realized the VCDD 14 Debt was $3030.22 of it and there's another $659.13 for VCDD 14 Maintenance. I never remembered in other states paying both a State ($1325.66) and Local ($1272.20) public school tax. Then there's both a Water Authority ($124.76) and a St Johns Water Mgmt ($76.09) tax, and I don't even know what each do and why this tax isn't part of our water bills or maintenance costs. Then there's a tax for Environ Land Purchase ($38.96), which I don't understand. Then there's N Lake County Hosp ($173.98), which I don't see us ever using because it's not nearly the closest. The Ambulance MSTU ($196.43) seems reasonable. Even though our paperwork when we built/bought the house said we were in Okahumpka, we were informed this summer that we're in Leesburg, so now we have to pay City of Leesburg ($1474.69). Looking at Cost of Living in The Villages(R): Affordable 55+ Community our taxes are almost double. Anyway, OUCH!
Not to be negative but homestead exemption only lessens the value of your home by $50,000 and will have a minor impact. You did not mention what you paid for the home. On bright side your future taxes can not increase more than 3%.
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Old 11-10-2024, 02:13 AM
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Originally Posted by OrangeBlossomBaby View Post
The North Lake County Hospital district fee tripped me up too at first. I had to look it up when we got the bill. Turns out it's an independent district, not an actual hospital. The fee is paid by all property owners to help offset the costs of hospital and clinic care to indigent (homeless) patients.
Could be just me, but that seems outlandish to pay a tax to take care of indigent patients. I’ve never heard of such a thing. Yes, I’m new to Fla & TV.
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Old 11-10-2024, 02:22 AM
drpepper drpepper is offline
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Welcome to "the free state of Florida". This only the beginning. Wait until you try to buy a car or pay for hvac service or most anything else.
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Old 11-10-2024, 05:16 AM
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Welcome to "the free state of Florida". This only the beginning. Wait until you try to buy a car or pay for hvac service or most anything else.
You will pay just as much or more for those things you mentioned in other States too. Inflation over the past 4 years has been horrendous!
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Old 11-10-2024, 05:31 AM
Ash Marwah Ash Marwah is offline
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Default Our Taxes in District 5

That is an outrageous amount of taxes in District 14. We live in District 5, the house is 1954 SF and we just paid $3,038 total tax. Our bond is paid up and we do have $50,000 homestead exemption.
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Old 11-10-2024, 05:56 AM
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Welcome to the Villages! It’s not cheap to live in the Villages Florida!
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Old 11-10-2024, 06:14 AM
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And what were you expecting from a state without Income Tax? How much did you pay in State Income Tax before moving to the Villages?
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Old 11-10-2024, 06:24 AM
Ash Marwah Ash Marwah is offline
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Default Vcdd 14

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Originally Posted by Ash Marwah View Post
That is an outrageous amount of taxes in District 14. We live in District 5, the house is 1954 SF and we just paid $3,038 total tax. Our bond is paid up and we do have $50,000 homestead exemption.
The VCDD debt must be $75,000 or more which basically means that you are paying $75,000 or more over and above the price of the house.
We are in District 5 and the original debt was $25,000 which is paid up now in our case.
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Old 11-10-2024, 06:55 AM
westernrider75 westernrider75 is offline
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Originally Posted by Bill14564 View Post
There are multiple threads about the tax bill with information that might be useful. You can also contact your County tax collector for more information.

The two CDD lines are your bond and annual maintenance fee. Goldwingnut has YouTube videos explaining those.

There is no State school tax. There is a certain amount of school tax that the State requires the County to collect and a portion that the County chooses to collect above that. The amounts are broken out for transparency but both lines come from the County School Board.

I don’t have a bond, I don’t live in an incorporated area, I pay Sumter taxes, and I do have the Homestead exemption and Save Our Homes credit. $4,500 of what you listed will not appear on my bill and possibly $250 beyond that. If I subtract that amount from your bill then you and I are only about $1,500 apart. The exemption and credit that you were not yet eligible for might make up that difference.
Just curious, what is the Save Our Homes Crdit?
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