[Kelsie52]

I would love to know how many people do or dont carry Flood coverage .

anyone know where I could find those statistics?

[GatorFan]

Sinkhole coverage is an optional coverage added by endorsement per Florida Law to homeowner's policy.

[dillywho]

Originally Posted by red tail

the criteria for a flood plain designation is more than water over 301!!!one should know what a flood is before insuring against it! flood insurance is expensive and not all encompassing.

Oops, sorry. I meant CR101 not 301. Like I said, I got it because we got some high water in 2004 here in Summerhill and that was before all the building up the hill from us. You're right in that it is not all encompassing, but I feel that what it does makes it worth the cost. Some of the areas, not here but still in FL, experienced flooding a couple of years ago where there had never been any and they were not rated likely to flood so lots of people got caught really holding the bag. Sometimes, I guess we just buy peace of mind and that's all.

[jmitchell]

Originally Posted by red tail

the criteria for a flood plain designation is more than water over 301!!!one should know what a flood is before insuring against it! flood insurance is expensive and not all encompassing.

It really wasn't that expensive $355./yr and your right -- it covers very specific things -- but we felt it was worth it probably more so since we have never lived in Florida. Sinkhole coverage was part of our regular policy.