[village dreamer]

if im on a golf course and hit a car with my golf ball , am i liable?? would his car insurance cover any damage. just asking for a friend.....

[retiredguy123]

The car owner's auto insurance would cover the damage under his comprehensive coverage. Is the golfer liable? Maybe, maybe not.

[onfire]

No, just not a particularly good golfer.

Providing it was not intentional then there is no liability, either for damage to a residence or vehicle. It doesn't mean you shouldn't offer to help pay for damages while not admitting guilt.

[Shipping up to Boston]

Originally Posted by village dreamer

if im on a golf course and hit a car with my golf ball , am i liable?? would his car insurance cover any damage. just asking for a friend.....

One of the most ambiguous topics that has survived a generation....without clarity. Inherit risks being a condo/homeowner in a golf community. The expectation that the individual responsible presents his/herself to damaged party (good luck).....the burden on identifying and proving who hit the ball. HOA language ....it goes on and on. Much like the days when someone would hit a parked car and leave a note on the windshield, nobody wants to deal with insurance smoke or getting into legalities in this litigious society we live in. I guess let your conscience be your guide

[jimbomaybe]

Originally Posted by onfire

No, just not a particularly good golfer.

Providing it was not intentional then there is no liability, either for damage to a residence or vehicle. It doesn't mean you shouldn't offer to help pay for damages while not admitting guilt.

Liability is not a matter of intent, as a traffic accident, to damage someone's property intentionally would be criminal damage to property ( Knowingly, intentionally without legal justification)

[Laker14]

When I was a wee lad I was caddying for my dad on his Saturday morning round with his chums. Dad wasn't much of a golfer, and on the 18th hole he heeled one OB left, directly into a the windshield of a plumber's van. The van was one of several in the fleet of a plumber friend of his, who, you guessed it, was part of the foursome.

[Shipping up to Boston]

Originally Posted by Laker14

When I was a wee lad I was caddying for my dad on his Saturday morning round with his chums. Dad wasn't much of a golfer, and on the 18th hole he heeled one OB left, directly into a the windshield of a plumber's van. The van was one of several in the fleet of a plumber friend of his, who, you guessed it, was part of the foursome.

Guess we know who bought the first and subsequent rounds at 19!

[Craig Vernon]

Many times I do not even know if I actually hit the home, car, boat or RV.

[village dreamer]

that bang or busted glass sound , and you dont know????

[JMintzer]

Originally Posted by Craig Vernon

Many times I do not even know if I actually hit the home, car, boat or RV.

"Many Times"???

[Shipping up to Boston]

Originally Posted by Craig Vernon

Many times I do not even know if I actually hit the home, car, boat or RV.

I hope a certain passionate member of ToTV isn’t reading this right now.

[Retiring]

Originally Posted by village dreamer

if im on a golf course and hit a car with my golf ball , am i liable?? would his car insurance cover any damage. just asking for a friend.....

Is collision insurance required in FL? It’s possible the damage will not be covered by insurance. I hate to ask, but am I out of line to say the golfer should repair the damage 100%. I’m not a golfer but I guarantee I would pay any damage I cause. Whether it’s a house window, screen or car.

[retiredguy123]

Originally Posted by Retiring

Is collision insurance required in FL? It’s possible the damage will not be covered by insurance. I hate to ask, but am I out of line to say the golfer should repair the damage 100%. I’m not a golfer but I guarantee I would pay any damage I cause. Whether it’s a house window, screen or car.

Collision and comprehensive insurance are not required in Florida. But, damage from a golf ball would be covered by comprehensive insurance, less the deductible. Most vehicle owners have this type of insurance.

[Topspinmo]

Originally Posted by village dreamer

if im on a golf course and hit a car with my golf ball , am i liable?? would his car insurance cover any damage. just asking for a friend.....

According to golfers they are not responsible for anything

[Two Bills]

Saw a short clip of John Daly launching golf balls on a range demo day.
The balls were landing outside the range, and after one shot, glass breaking could be heard.
His quote was "I love the sound of breaking glass" and proceeded to launch more down range.
Don't think he was too worried about damage from errant golf balls.