[mrf6969]

Should landlords offer a golf cart in a rental property? Lawyers say no, as it creates a wide array of liability.

[Bill14564]

Originally Posted by mrf6969

Should landlords offer a golf cart in a rental property? Lawyers say no, as it creates a wide array of liability.

Did you not answer your own question?

If the lawyers say no and give a reasonable explanation why then what is the question?

[tophcfa]

Originally Posted by mrf6969

Should landlords offer a golf cart in a rental property? Lawyers say no, as it creates a wide array of liability.

Depends on the rental premium the landlord gets for including the cart versus the cost of carrying the cart, including rental liability coverage. One thing is for certain, properties that include a cart are in higher demand. Properties that allow a pet and include a golf cart are in the highest demand.

[mrf6969]

Originally Posted by Bill14564

Did you not answer your own question?

If the lawyers say no and give a reasonable explanation why then what is the question?

I threw this out there as I am hoping that maybe someone has had an issue when including a cart in a rental and can speak to this issue.

[Two Bills]

For many years of rental, my wife and I assumed (I know!) the landlords had us covered with insurance.
Didn't seem a big deal at the time. House with golf cart, just drive it.
It turned out, not a single landlord had any rental driver insurance cover.
We added our own third party golf cart cover to our holiday insurance for the later years of our stays.
Luckily, we survived intact, with and without insurance.

[Bjeanj]

Originally Posted by Bill14564

Did you not answer your own question?

If the lawyers say no and give a reasonable explanation why then what is the question?

What s(he) said.

[Michael G.]

Originally Posted by tophcfa

Depends on the rental premium the landlord gets for including the cart versus the cost of carrying the cart, including rental liability coverage. One thing is for certain, properties that include a cart are in higher demand. Properties that allow a pet and include a golf cart are in the highest demand.

Yep, just ask the squatters.

[DonH57]

If I had a rental property I personally would never supply a golf cart for liability reasons. There are plenty of golf cart rental agencies in the area.

[Gatorfan1]

Originally Posted by mrf6969

Should landlords offer a golf cart in a rental property? Lawyers say no, as it creates a wide array of liability.

If you are told your renters are covered, get in writing from insurance company.
If it is not covered, owner is liable as well as the tenant operating golf cart.

[Gatorfan1]

Originally Posted by Two Bills

For many years of rental, my wife and I assumed (I know!) the landlords had us covered with insurance.
Didn't seem a big deal at the time. House with golf cart, just drive it.
It turned out, not a single landlord had any rental driver insurance cover.
We added our own third party golf cart cover to our holiday insurance for the later years of our stays.
Luckily, we survived intact, with and without insurance.

What insurance company covered you for a non owner golf cart?

[MrChip72]

We provide our golf cart to our renters for the two months a year that we rent our place out. We have a liability waver that basically puts any liability on them, plus the standard "you break it, you pay for it".

[MikeVillages]

We rented twice in TV when we were looking for a home. The first one was through air b&b said it was our option and an extra fee. We did not use the golf cart because we were too busy looking at homes. The owner would often email us asking how do we like the golf cart & wasn’t it fun. We told him we are not using it. He demanded we pay for the golf cart at the end of the rentel. We refused because we did not use it.

The second rental said we could use it if we want to, just add gas if you do. She had two rentals. She was flexible how long we could rent as long as we were out by July 4. We use the golf car a little because we were waiting for closing of our TV home.

If you are renting out your home, talk to a lawyer about a disclaimer of liability in the lease.

[Two Bills]

Originally Posted by Gatorfan1

What insurance company covered you for a non owner golf cart?

Our UK bank (Nationwide) supplied my medical cover, and third party liability insurance.
I cannot remember who the insurance company was back then, but they now insure through Aviva.

[retiredguy123]

Whenever this topic comes up, people mention liability insurance, but they never say what level of coverage you need and the cost. Today, $10K in liability insurance is pretty much worthless. With that level of coverage, Dan Newlin would laugh you out of the office.

[Two Bills]

Originally Posted by retiredguy123

Whenever this topic comes up, people mention liability insurance, but they never say what level of coverage you need and the cost. Today, $10K in liability insurance is pretty much worthless. With that level of coverage, Dan Newlin would laugh you out of the office.

Up to 2020, we had $1,000,000 on our liability cover.
$10 mil each on medical.