Talk of The Villages Florida - Rentals, Entertainment & More
Talk of The Villages Florida - Rentals, Entertainment & More
#31
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All these folks with so-called cheap insurance may want to look at what their policy actually covers. |
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#32
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I agree witheverything in the quote above. However, I am also thinking that its easy for someone who buys car insurances all their life, wants a similar policy size for a golf cart. Am thinking that car weight x speed causes a multiples times larger debris field than a golf cart, so physical damage and liabilities should not have the size of coverage than a car does. The question is what's a reasonable level of coverage for a golf cart in TV? and what's the price for that. . which is precisely to your point about what's in the coverage in the premium, totally agree. . also don't know what the insurance stats collected on golf cart cost and specs have as an influence on the golf cart. Some of us have sh!t boxes, 10 years old, etc, versus a brand new, top end lithium battery, cart. As a data guy, there is golden explanations in that heap of data |
#33
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Golf cart premiums
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#34
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Physical Damage is comp & collison
[QUOTE=JGibson;2307920]LOL, you don't even have collision and comprehensive on that quote.
All these folks with so-called cheap insurance may want to look at what their policy actually covers.[/QUOTE Physical damage is Comp & Collison |
#35
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Will self insure for that, ie, not worth the cost for a $12 K golf cart, with very low probability of totalling a golf cart.
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#36
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[QUOTE=Gatorfan1;2308618]After days of this thread and 35+ posts....the truth enters the equation. I appreciate you posting. My only confusion is why would any insurance broker fail to advise a client on what some would see as a major component of a policy? Unless everyone posting low premiums blew off the recommendation
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#37
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__________________
Why do people insist on making claims without looking them up first, do they really think no one will check? Proof by emphatic assertion rarely works. Confirmation bias is real; I can find any number of articles that say so. Victor, NY Randallstown, MD Yakima, WA Stevensville, MD Village of Hillsborough |
#38
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Golf Cart Insurance on The Rise in The Villages | Sumter County Injury Lawyers
Just an interesting article/ad I found.... |
#39
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__________________
Why do people insist on making claims without looking them up first, do they really think no one will check? Proof by emphatic assertion rarely works. Confirmation bias is real; I can find any number of articles that say so. Victor, NY Randallstown, MD Yakima, WA Stevensville, MD Village of Hillsborough |
#40
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I don't think 180 a year for golf cart is is a cheap policy, do you? I'm curious what your coverages are and your annual premium. lol
__________________
Never argue with an idiot. They will drag you down to their level and beat you with experience Any fool can criticize, condemn, and complain and most fools do We don't stop playing because we grow old, we grow old because we stop playing Last edited by LeRoySmith; 03-12-2024 at 08:49 AM. |
#41
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Could be to too many DWI’s and accidents! |
#42
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Theft should be your biggest concern. Pick up truck and/or trailer gone in < a minute
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#43
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We obviously have different coverages for a much different value cart. That physical damage may be for liability. Personally I want to see the words Collision and Comprehensive with actual value. But whatever I didn't come here to have a insurance measuring contest especially with so many different cart values and variables. |
#44
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Liability coverage is in the section labeled "Liability to Others." Physical damage to my cart is covered under Comprehensive and Collision. You do see the words "Actual Cash Value at time of loss" on the Collision and Comprehensive lines. You could ask about "Full Replacement Cost" though that will certainly come at a higher price. You're original post mentioned a $78 increase to a $309 plan an a Progressive quote of $209 for a $10K/$20K plan with a $1,000 deductible. What you just posted looks like a Progressive quote for $215 for a $100K/$300K plan with a $500 deductible. That seems like a pretty good quote compared to what you first described. You asked about reputable companies with competitive pricing. To me, Progressive is a reputable company and the pricing seems very competitive.
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Why do people insist on making claims without looking them up first, do they really think no one will check? Proof by emphatic assertion rarely works. Confirmation bias is real; I can find any number of articles that say so. Victor, NY Randallstown, MD Yakima, WA Stevensville, MD Village of Hillsborough |
#45
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This makes me feel better about what I thought was too high cost for a golf cart.
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Never argue with an idiot. They will drag you down to their level and beat you with experience Any fool can criticize, condemn, and complain and most fools do We don't stop playing because we grow old, we grow old because we stop playing |
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