Talk of The Villages Florida - Rentals, Entertainment & More
Talk of The Villages Florida - Rentals, Entertainment & More
#46
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Chi Town have you
requested Wind inspection (free)....Will definitely reduce your rate!
Our Premiers insurance with Village Insurance with ALL coverage except (if our attack dog??, dachshund, should bite) was $1100. |
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#47
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Thanks everyone. Our three year old grandson is here visiting so it's a great distraction ! It was quite a dramatic welcome for him and his parents who came from Seattle ! Otherwise I'd be pacing the floor waiting for everything to get fixed.
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#48
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Homeowner insurance
WOW! Just got our renewal, it went up $810. this year.
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#49
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Without boring anyone ...if anyone posting on this thread understands the benefits of property/casualty insurnce iot is me. However in that same vien, I have never been anywhere wherein I have witnessed rate increases to this magnitude. I really resent that I am subsidizing homeowners all along the coast line. There is not way an insurer can justify these % of increases based the the loss experience in this area
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#50
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jebartle, what is Wind inspection? I talked to the Villages Insurance today, and they told me that the state insurance commissioner gave the OK to the insurance companies to raise their rates. Evidently there was a ceiling in place that the companies said was unfair and they needed to catch up. Beware of new yearly bills is all I can say.
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#51
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Quote:
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#52
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By the way, The Villages Insurance is an agency, not the carrier. We have ASI. Most carriers limit their Florida exposure and only take a certain # of properties in Florida, even if you are not on the coast, although coastal premiums are higher. Will be waiting to see if ours has a big jump on renewal this fall. Hope not. Maybe some of you have larger premiums because of high liability coverage? as well as low deductibles? |
#53
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I just took out a policy two weeks ago on a new Savannah Woodlawn Courtyard Villa in Tamarind Grove. I used Sherri Miller at Villages Insurance and requested ASI, however she said they have stopped writing policies and set me up with American Integrity. Replacement value of $160,000 with sink hole and wind storm came to $532 a year. It didn't seem too bad since I pay about that same amount in Maryland for a $265,000 home but without hurricanes or sink holes.
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#54
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Quote:
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#55
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When did these increases start? I renewed my home owners policy in April with no increase over last year.
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#56
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Quote:
For those of you who have not received your renewals yet...be prepared for future sticker shock |
#57
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We just switched from SF to ASI via AAA in May. We have been with SF for 30 some years and when we become frogs next year we will change insurance for everything else to AAA. why continue to support an insurance company with ur other insurance needs when u don't or can't use them for ur homeowners insurance? You lose ur multi coverage discount then. We were going to pay $1600 for a 1800sqf patio villa down to $850.
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#58
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Article in Orlando Sentinal on sinkhole insurance today..
http://www.orlandosentinel.com/news/...0,358515.story Is this bologna? Is TV in what they call a high risk area? I had heard of a few issues but not many for an area as large as TV. Thanks. JJ |
#59
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I saw this article and called my agent ... he tells me that there is a huge problem with fraudulent claims, currently in the area west of I75 in the Tampa area, BUT he has seen ads for "sinkhole adjusters" in TV and predicts it will only be a matter of time ... FWIW ... maybe the new legislation will slow the fraudulent claims ...
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#60
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Here is an online map of sink holes in Fl. Go to the county you live in then check on the zoomify version for a closer look.
http://fcit.usf.edu/florida/maps/gal...oles/index.php
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North of Pgh and OBX |
Closed Thread |
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