[hhart]

Who does one go to self insure rather use a home warranty company? Do you mean your regulate home insurance?

[llmcdaniel]

In our 11 years, my washer, dryer, fridge, microwave, and pool motor have all been worked on. Believe me, I wouldn’t be without it. Do as you wish.

[Bestpair]

This is Con the sales manager with Broward Factory. I just had a couple buy off your statements. My number is 407 738 6257. If you call me with your name and phone number. I will turn you in for $50.00 for referring Broward Factory. Thank You

[Bestpair]

This message is for Golfer54

[BigSteph]

Originally Posted by KRMACK55

Had choice home warranty and it was the biggest waste of money. They charged an enormous sum for limited on appliances and home systems coverage. Stove broke down and it took weeks to show up, had to pay a deductible and a portion of the visit. The repair lasted a few months. They do not replace anything that breaks down each item has a deductible and they contract out. They are being sued in many states for non service resulting in larger damage. The entire industry is riddled with fraud.

Put aside an emergency fund instead.

We had one of the bigger named national warranties back in Virginia. We bought a 31 yo home and figured it would be worth it in the first year in case the seller hid something from us in the purchase.

We called for service and they charge a fee for every visit. They don't send the best, they send the lowest contracted technicians. They try to patch and not fix -- and definitely don't want to replace. They didn't respond in a reasonable time -- wanted days to a week for first visit.

Anyway, it seemed reasonable on paper, but turned out to be a waste of time and money -- I ended up fixing one problem and just replacing HVAC on another.

We did call and complain and they sent us a check for several hundred when we cancelled.

To each their own, but we wouldn't do it again.