[Spartan86]

Originally Posted by tophcfa

This is an important and good thread that I have bookmarked and will be referencing later this year. Keep the information coming. We have already been notified by Farmers that our policy won’t be renewed this fall and I’m not looking forward to having to find a new provider at a reasonable rate. Our home is over 20 years old, but has a two month old roof and is in excellent overall condition. I dumped The Villages Insurance several years ago because of their very poor and slow communication and inability to find us competitive rates relative to an outside agency. My wife and I have owned six homes during our lives and have collectively filed a grand total of ZERO homeowners claims, but that doesn’t seem to work in our favor. I would be willing to consider signing a waiver prohibiting us from litigation for a new roof in exchange for a more reasonable rate if that’s what necessary. I would be very interested in feedback from others who have explored that option?

Your new roof should bode well for you IMO. But, if you don’t already, I would try to get written confirmation of the materials and processes used on the new roof - my assumption is it is up to the 2020 standard, but you may possibly be asked to prove it through documentation, inspector report etc.

[sowilts]

Originally Posted by True Blue

What does USAA write you a check for on your insurance at year end? We have USAA and have never received a check at year end.

It is the dividend. I have received one for a long time

[Salty Dog]

I've been getting a check (actually deposit to my checking account) from USAA for nearly 50 years. As long as I've had insurance of some sort with them. They call it a Subscriber's Savings Account. When I didn't have car or home insurance with them for a few years. They sent me a check for over 3k. It was the balance of the account that had built up for about 30 years. Most was auto insurance while on active duty.

[MSGirl]

Originally Posted by MikeN

How ridiculous is it that the Villages won’t continue with your insurance policy. Just another failure for TV

You must be confused. You seem to refer to “The Villages” as if they do all the insuring. The Villages Insurance is a brokerage and like all brokerage firms, they shop major insurance companies for the best rates.

[Just jimmy]

Originally Posted by arbajeda

We were not renewed by Progressive and went to State Farm, transferring home, auto, golf cart, and umbrella. The new premium total came out to less than what we had been paying. Your results may be different because of things like credit score and whatever else the insurance company uses in calculating the premium.

We called State Farm. If our roof was put on after 2020 they wouldn’t talk to us. Our home is 2017.

[retiredguy123]

Originally Posted by Just jimmy

We called State Farm. If our roof was put on after 2020 they wouldn’t talk to us. Our home is 2017.

Do you mean before 2020?

[mrf0151]

Originally Posted by Desiderata

I had the same experience with The Village’s Insurance. Very slow response time, and that was when I wanted to purchase a policy. Makes me wonder what the response time would be if I needed to make a claim.

We had excellent service with The Villages insurance brokers, but something happened about 4 years ago. All of the sudden their communication with returning emails and phone calls became very poor. We would leave a message and it took several days for a response.
Went with Lassiter-Ware and are working with Gina Rush, excellent.

[JGibson]

TV insurance doesn't work with all insurance companies like Geico for example.

I wouldn't rely on them only.

[Gatorfan1]

Originally Posted by JGibson

TV insurance doesn't work with all insurance companies like Geico for example.

I wouldn't rely on them only.

They will shop over 10 Homeowner companies for best premium. They also can write Fire, wind and hail policies. No obligation. Local, longtime hometown agency. 352-245-2423

[nn0wheremann]

Originally Posted by Jim1mack

I like probably many others have been informed that your current policy will not be renewed.
The Villages Insurance is whom we went to to get our current policy on the home we bought new ten years ago. They have come up with one or two suggestions with whom we could use for a new policy. One is over $1k above our current policy, which they recommend, and the other has about the same premium.

Question: if you have had your policy discontinued, with what insurance company did you end up going with?

Allstate agent in Hollywood Florida represents Tower Hill Insurance Exchange, a Gainesville company with a very good rating from Better Business Bureau. Premium increase was about 60% higher than Farmers.

[retiredguy123]

Originally Posted by sowilts

It is the dividend. I have received one for a long time

Then, why is it that some posters say that they don't receive a check?

[Shipping up to Boston]

Originally Posted by mrf0151

We had excellent service with The Villages insurance brokers, but something happened about 4 years ago. All of the sudden their communication with returning emails and phone calls became very poor. We would leave a message and it took several days for a response.
Went with Lassiter-Ware and are working with Gina Rush, excellent.

Hmmm
Four years ago....so around 5/2020. A lot of things we knew, expected and were used to...changed, forever it seems in that timeline. Cant put my finger on the cause tho!

[charlieo1126@gmail.com]

In the last few months every time I would read one of these insurance threads I was preparing for a large raise or worse being cancelled the people on here claiming they can’t get insurance on a 3 year old home or they hav been raised thousands of dollars , doesn’t seem to compare what I and many of my friends are paying mine went up in April about $130 this is a 10 year old home ,(state farm) I wonder if some people have some kind of agenda or just not telling the truth , or if I and my friends have just been lucky

[Brendanyc]

Originally Posted by Just jimmy

We called State Farm. If our roof was put on after 2020 they wouldn’t talk to us. Our home is 2017.

I have a 2012 home original roof that I purchased in August. I tried the Villages Insurance and they quoted me 1000 higher than State Farm. I bundled my car and the home together and saved $1000. I am not sure why State Farm is giving you a hard time.

[Spartan86]

Originally Posted by Brendanyc

I have a 2012 home original roof that I purchased in August. I tried the Villages Insurance and they quoted me 1000 higher than State Farm. I bundled my car and the home together and saved $1000. I am not sure why State Farm is giving you a hard time.

I think SF changed their policy just recently, April 1st? You got in before that.