Homeowners Insurance Homeowners Insurance - Talk of The Villages Florida

Homeowners Insurance

Closed Thread
Thread Tools
  #1  
Old 05-14-2012, 06:09 PM
Finallyfree Finallyfree is offline
Senior Member
Join Date: Feb 2012
Location: Smyrna,GA
Posts: 205
Thanks: 0
Thanked 0 Times in 0 Posts
Default Homeowners Insurance

Can anyone tell me who they got homeowners insurance from and why? We close on July 9th and need to find insurance carrier. Is The Villages Insurance the best deal? Thanks
__________________
Village of Charlotte
TN, Chicago, Army, Atlanta, TV
  #2  
Old 05-14-2012, 06:47 PM
jimbo2012's Avatar
jimbo2012 jimbo2012 is offline
Sage
Join Date: Mar 2012
Location: LI, NY >Fernandina South
Posts: 7,255
Thanks: 93
Thanked 176 Times in 101 Posts
Default

Bill recommended contacting Rita Canty with Brightway Insurance out of Jacksonville - (904)646-1850

I did and they may get sinkhole coverage as well
__________________
Nova Water filters
  #3  
Old 05-14-2012, 07:16 PM
asianthree's Avatar
asianthree asianthree is offline
Sage
Join Date: May 2011
Location: Caroline, Pennacamp, Fernandinia, Duval, Richmond
Posts: 10,406
Thanks: 33
Thanked 4,737 Times in 1,875 Posts
Default

The villages insurace just went up $200 plus this year makes me think its time to find someone else
  #4  
Old 05-14-2012, 10:39 PM
aaffmom aaffmom is offline
Member
Join Date: Oct 2010
Posts: 89
Thanks: 0
Thanked 0 Times in 0 Posts
Default

Got mine from local Allstate office at Palm Ridge. Security First Ins. Co.
  #5  
Old 05-14-2012, 11:12 PM
Barefoot's Avatar
Barefoot Barefoot is offline
Sage
Join Date: Jul 2007
Location: Winters in TV, Summers in Canada.
Posts: 17,657
Thanks: 1,692
Thanked 245 Times in 186 Posts
Default

Ins Agcy of The Villages Inc
c/o Southern Trace
3513 Wedgewood Lane
The Villages, Florida 32162

352-751-6560
__________________
Barefoot At Last
No act of kindness, no matter how small, is ever wasted.
Saving one dog will not change the world, but surely for that one dog, the world will change forever.
  #6  
Old 05-14-2012, 11:34 PM
Roaddog53 Roaddog53 is offline
Senior Member
Join Date: Mar 2012
Posts: 428
Thanks: 0
Thanked 2 Times in 2 Posts
Default

I got mine from the local Allstate. Kevin McDonald. Very nice people and not a bad price. New Designer home for about $750 per year. No sinkhole cvrg though. Allstae also does not carry the policy but uses other companies.
As others will tell you. You now have to order an inspection and pay to see if you qualify. If so it's about an added $120 per year.
  #7  
Old 05-15-2012, 05:50 AM
zcaveman's Avatar
zcaveman zcaveman is offline
Eternal Member
Join Date: Jul 2007
Location: The Villages
Posts: 7,879
Thanks: 0
Thanked 5 Times in 5 Posts
Default

Quote:
Originally Posted by asianthree View Post
The villages insurace just went up $200 plus this year makes me think its time to find someone else
Not good to hear!! Mine is coming due soon.
__________________
Jacksonville, Florida
Andover, New Jersey
The Villages

Second star to the right, then straight on 'til morning.
  #8  
Old 05-15-2012, 06:12 AM
Ragman Ragman is offline
Senior Member
Join Date: Nov 2011
Location: Buttonwood
Posts: 331
Thanks: 0
Thanked 19 Times in 7 Posts
Default

AAA on 441 near Winn-Dixie. See Bonnie Colangelo.

Package available includes home, auto, and umbrella. Sinkhole available with no inspection for new home but deductible is 10%
  #9  
Old 05-15-2012, 07:31 AM
createquilts createquilts is offline
Member
Join Date: May 2012
Posts: 70
Thanks: 0
Thanked 0 Times in 0 Posts
Default

how important is sink hold coverage? Is the problem frequent or occurring with greater frequency.

I guess if only one house is affected and it is covered, it is probably the most important thing for you to buy but does an inspection give signs it could happen to your home? All these considerations are so new to me.
  #10  
Old 05-15-2012, 07:48 AM
tucson tucson is offline
Veteran member
Join Date: Apr 2008
Posts: 687
Thanks: 0
Thanked 0 Times in 0 Posts
Smile

I've had The Villages Ins. (ASI) for 7yrs and am VERY happy w/them. When The Villages got hit in 2007 with that big tornado we (and everyone else that I know of) received our checks within a 2wk time frame. They were terrific!!
  #11  
Old 05-15-2012, 07:53 AM
jimbo2012's Avatar
jimbo2012 jimbo2012 is offline
Sage
Join Date: Mar 2012
Location: LI, NY >Fernandina South
Posts: 7,255
Thanks: 93
Thanked 176 Times in 101 Posts
Default

Quote:
Originally Posted by createquilts View Post
how important is sink hold coverage? Is the problem frequent or occurring with greater frequency.

I guess if only one house is affected and it is covered, it is probably the most important thing for you to buy but does an inspection give signs it could happen to your home? All these considerations are so new to me.
What was explained to me was you are covered if the house is declared uninhabitable as catastrophic loss, but not for cracks in slab walls or less than major sinking.

So you can have a lot of damage you may pay out of pocket.

the difference with Brightway Insurance is they rep 40 carriers, not just a few.
__________________
Nova Water filters
  #12  
Old 05-15-2012, 08:03 AM
saratogaman saratogaman is offline
Veteran member
Join Date: Apr 2007
Posts: 500
Thanks: 29
Thanked 130 Times in 31 Posts
Default

Sumter-Marion Ins., independent, represent several carriers.
Call Karen Halstead, 751-6560.
Located in Southern Trace Center (on 466), near Publix.
I paid about $60 more for sinkhole protection.
  #13  
Old 05-15-2012, 08:18 AM
G&P SSSKI's Avatar
G&P SSSKI G&P SSSKI is offline
Member
Join Date: Feb 2009
Location: VILLAGE OF SANABEL
Posts: 55
Thanks: 0
Thanked 0 Times in 0 Posts
Default

just got homeowners closing may 18 . went with AAA best price
  #14  
Old 05-15-2012, 08:46 AM
elevatorman elevatorman is offline
Gold member
Join Date: Oct 2008
Location: The Village Duval
Posts: 1,037
Thanks: 44
Thanked 201 Times in 104 Posts
Default

Quote:
Originally Posted by createquilts View Post
how important is sink hold coverage? Is the problem frequent or occurring with greater frequency.

I guess if only one house is affected and it is covered, it is probably the most important thing for you to buy but does an inspection give signs it could happen to your home? All these considerations are so new to me.
I dont know, you decide

.The Villages Florida
Attached Thumbnails
The Villages Florida: Click image for larger version

Name:	VillagesSinkhole005.jpg
Views:	1097
Size:	66.2 KB
ID:	2717  
  #15  
Old 05-15-2012, 09:33 AM
784caroline 784caroline is offline
Soaring Eagle member
Join Date: Jul 2007
Posts: 2,436
Thanks: 0
Thanked 6 Times in 6 Posts
Default

Elevatorman

The damage caused from the picture you attached is NOT covered under your policy's Sinkhole Provision...BUT it would be included as part of your policies Catestrophic Ground Cover Collapse.

You need to understand the difference!!
Closed Thread


You are viewing a new design of the TOTV site. Click here to revert to the old version.

All times are GMT -5. The time now is 10:41 PM.