[ladydoc]

We ordered a 2011 Yamaha gas cart yesterday and went to get insurance. We were quoted $193 without uninsured motorist and $250 with!! I always saw prices here are under $100. Where are you getting your insurance for so little? Thanks in advance for your help!

[784caroline]

One place to check would be The Vilages Insurance. They offer golf cart insurance through Foremost Insurance, They can be reached at 1-800-449-2169 or 352-753-2280.

They offer reasonable rates and its all based on driving record (points or no points) and credit reports.

[downeaster]

Originally Posted by ladydoc

We ordered a 2011 Yamaha gas cart yesterday and went to get insurance. We were quoted $193 without uninsured motorist and $250 with!! I always saw prices here are under $100. Where are you getting your insurance for so little? Thanks in advance for your help!

Shop around. I have mine with American National Property and Casualty (bet not many have heard of it). I believe Allstate may be a good choice.

It may be the insurance companies are experiencing more than anticipated loses and prices are increasing.

[chuckinca]

AAA next to Perkins in La Plaza Grande. Sold us a Progressive Insurance policy.


.

[Skybo]

We are paying approx $75 for our 2011 Yamaha gas cart through Allstate. We do have a multi-vehicle discount since we have two carts, it would probably be a few dollars more for a single cart.

[GeorgeT]

Originally Posted by Skybo

We are paying approx $75 for our 2011 Yamaha gas cart through Allstate. We do have a multi-vehicle discount since we have two carts, it would probably be a few dollars more for a single cart.

Ditto.

[PJOHNS2654]

Originally Posted by Skybo

We are paying approx $75 for our 2011 Yamaha gas cart through Allstate. We do have a multi-vehicle discount since we have two carts, it would probably be a few dollars more for a single cart.

I have had Allstate for three years. last year there was a big jump in my premium and I paid $112.93. Just got my renewal for 2012 and it is only $62.08. Does anyone know what is going on with Allstate?

[CarGuys]

USAA quoted us for $80 a year as a second vehicle and that was for a LSV or Golf Cart.

Now I am not getting a LSV so lets not get into a posting war but the Florida Agent for USAA was very nice to deal with.

[brostholder]

just got mine thru villages insurance.....cost 90/yr but I got extra medical coverage. I could've gotten it for 60/yr.

[skyguy79]

We just obtained quotes for a 2011 Yahama last week from Allstate and the cost w/o uninsured motorist (UM) was $61 a year. The cost with uninsured motorist was $90. The quotes however included good rider, multiple policy, home ownership and full pay discounts.

We also obtained quotes from The Villages Insurance and it was $135 w/o UM/170 w/UM. No discounts applied.

AAA came in at the highest from Progressive with $178, but no details. That doesn't matter to me anyway since it's highly unlikely that I'll ever, for a few different reasons, purchase any coverage with Progressive.

[Dirigo]

Originally Posted by brostholder

just got mine thru villages insurance.....cost 90/yr but I got extra medical coverage. I could've gotten it for 60/yr.

ditto...and we have an umbrella policy for $206/yr that increases coverage for home and auto and cart substantially.

[Ohiogirl]

Originally Posted by brostholder

just got mine thru villages insurance.....cost 90/yr but I got extra medical coverage. I could've gotten it for 60/yr.

Can you tell us who your carrier is? Villages Insurance is just an agency - for Homeowners' at least, they sell multiple lines. We currently have golf cart insurance with Allstate - 2 carts, no multi-cart discount, no UM cvg or collision cvg, just liability - both property damage and bodily injury - about $73 every 6 mos for both carts.

I am not sure if they check your driver history for golf cart insurance or not, or if your age makes a difference.

[ladydoc]

Originally Posted by Ohiogirl

Can you tell us who your carrier is? Villages Insurance is just an agency - for Homeowners' at least, they sell multiple lines. We currently have golf cart insurance with Allstate - 2 carts, no multi-cart discount, no UM cvg or collision cvg, just liability - both property damage and bodily injury - about $73 every 6 mos for both carts.

I am not sure if they check your driver history for golf cart insurance or not, or if your age makes a difference.

The age and value of the cart are what made our insurance higher then some folks are telling you.

[skyguy79]

There are a number of factors that affect the actual price we're given by the insurance companies. Just look at the different prices I and others have been stating for each respective carrier. I believe it's best for each to seek out their own quotes rather than depending on what others are paying. Our stated amounts could give you a general idea of cost, but at the same time it could also be misleading!

[cjc145]

I Purchased mine from Lou Ann at Florida Farm Bureau Insurance. Located in Wildwood on 301. Cost $75.00 for everything. Did a lot of shopping around and they were the best.

Live for today!! Tomorrow is a promise to no one.
New Jersey (exit 4), Poconos Pa, Virginia Beach, Mira Mesa Villages