Talk of The Villages Florida - Rentals, Entertainment & More
Talk of The Villages Florida - Rentals, Entertainment & More
#61
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Retirement is supposed to be easy street, not flooded street. Maybe designer houses on stilts ? As an upside you could install real hardwood flooring. [emoji848] |
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#62
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That is why the zone designation you are in matters. I used to own a home in the AE10 flood zone. While I did not carry flood insurance, it wasn't nearly as high as your experience with your parent's home.
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#63
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Maybe that's the selling point - potential "water views" for every lot!
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#64
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#65
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#66
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Every place in the country is located in a Fema Flood Zone. Some are more prone to flooding than others. Even small towns in Ohio are in Fema Flood Zones. Flood Plain Mapping Update Information I think some folks are activists without a cause to support. What are flood zones? - Floodsmart.gov
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It is better to laugh than to cry. Last edited by graciegirl; 05-10-2016 at 01:24 PM. |
#67
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Zone A
Zone A is the flood insurance rate zone that corresponds to the 100- year floodplains that are determined in the Flood Insurance St udy (FIS) by approximate methods. Because detailed hydraulic analyses are not performed for such ar eas, no BFEs or depths are shown within this zone. Mandatory fl ood insurance purchase requirements apply. Zone AE and A1-A30 Zones AE and A1-A30 are the flood insurance rate zones that correspond to the 100-year floodplains that are determined in the FIS by detailed methods. In most instances, BFEs derived from the detailed hydraulic analyses are shown at selected intervals within this zone. Mandatory flood insurance purchase requirements apply. Zone AH Zone AH is the flood insurance rate zone that corresponds to the areas of 100-year shallow flooding with a constant water-surface elevation (usually areas of ponding) where average depths are between 1 and 3 feet. The BFEs derived from the detailed hydraulic analyses are shown at selected intervals within this zone. Mandatory flood insurance purchase requirements apply. Zone AO Zone AO is the flood insurance rate zone that corresponds to the areas of 100-year shallow flooding (usually sheet flow on sloping terrain) where average depths are between 1 and 3 feet. The depth should be averaged along the cross section and then along the direction of flow to determine the extent of the zone. Average flood depths derived from the detailed hydraulic analyses are shown within this zone. In addition, alluvial fan flood hazards are shown as Zone AO on the FIRM. Mandatory flood insurance purchase requirements apply. Zone AR Zone AR is the flood insurance rate zone used to depict areas protected from flood hazards by flood control structures, such as a levee, that are being restored. FEMA will consider using the Zone AR designation for a community if the flood protection system has been deemed restorable by a Feder al agency in consultation with a local project sponsor; a minimum level of flood protection is still provided to the community by the system; and restoration of the flood protection system is scheduled to begin within a designated time period and in accordance with a progress plan negotiated between the community and FEMA. Mandatory purchase requirements for flood insurance will apply in Zone AR, but the rate will not exceed the rate for unnumbered A zones if the structure is built in compliance with Zone AR floodplain management regulations. For floodplain management in Zone AR areas, elevation is not required for improvements to existing structures. However, for new construction, the structure must be elevated (or floodproofed for non-residential structures) such that the lowest floor, including basement, is a maximum of 3 feet above the highest adjacent existing grade if the depth of the base flood elevation (BFE) does not exceed 5 feet at the proposed development site. For infill si tes, rehabilitation of existing structures, or redevelopment of previously developed areas, there is a 3 foot elevation requirement regardless of the depth of the BFE at the project site. The Zone AR designation will be removed and the restored flood control system shown as providing protection from the 1% annual chance flood on the NFIP map upon completion of the restoration project and submittal of all the necessary data to FEMA. Zone A99 Zone A99 is the flood insurance rate zone that corresponds to areas of the 100-year floodplains that will be protected by a Federal flood protection system where construction has reached specified statutory milestones. No BFEs or depths are shown within this zone. Mandatory flood insurance purchase requirements apply. Zone D The Zone D designation on NFIP maps is used for areas where there are possible but undetermined flood hazards. In areas designated as Zone D, no analysis of flood hazards has been conducted. Mandatory flood insurance purchase requirements do not apply, but coverage is available. The flood insurance rates for properties in Zone D are commensurate with the uncertainty of the flood risk. Zone V Zone V is the flood insurance rate zone that corresponds to the 100-year coastal floodplains that have additional hazards associated with storm waves. Because approximate hydraulic analyses are performed for such areas, no BFEs are shown within this zone. Mandatory flood insurance purchase requirements apply. Zone VE Zone VE is the flood insurance rate zone that corresponds to the 100-year coastal floodplains that have additional hazards associated with storm waves. BFEs derived from the detailed hydraulic analyses are shown at selected intervals within this zone. Mandatory flood insurance purchase requirements apply. Zones B, C, and X Zones B, C, and X are the flood insurance rate zones that correspond to areas outside the 100-year floodplains, areas of 100-year sheet flow flooding where average depths are less than 1 foot, areas of 100-year stream flooding where the contributing drainage area is less than 1 square mile, or areas protected from the 100-year flood by levees. No BFEs or depths are shown within this zone. |
#68
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That would be a rolling 50%!
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#69
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It is better to laugh than to cry. |
#70
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The maps are probably out there somewhere on the FEMA site, or elsewhere. I believe it will also show up once the lots are platted.
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#71
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That's simply not true.
FEMA 100 (and 500) year flood zones for the entire country are available from a number of sources (some require payment), or you can look just at Sumter County if you have a Shapefile (SHP) program on your computer. Downloadable Maps | Sumter County, FL - Official Website |
#72
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Copied and pasted directly from the government flood insurance site; Floodsmart.gov The official site of the National Flood Insurance Program Call toll free: 1-888-379-9531 or have us call you Enter Search Term(s): Home About The National Insurance Program Residential Coverage Commercial Coverage PolicyHolder Resources Preparation & Recovery dotted line Resources Agent Site Agent Locator Community Rating System Community Resources File Your Claim Frequently Asked Questions Flood Facts Media Resources Toolkits Email Updates Email Updates Homeowners insurance typically does not cover flood damage. Resources What are flood zones? Flood zones are land areas identified by the Federal Emergency Management Agency (FEMA). Each flood zone describes that land area in terms of its risk of flooding. Everyone lives in a flood zone–it's just a question of whether you live in a low, moderate, or high risk area. Back to Frequently Asked Questions: Flood Zone
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It is better to laugh than to cry. Last edited by graciegirl; 05-10-2016 at 10:25 PM. |
#73
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LOL
I suppose if you go back to the Noah story, then yeah maybe. Otherwise http://www.townofmarshfield.org/Coll...signations.pdf Quote:
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#74
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It is better to laugh than to cry. Last edited by graciegirl; 05-10-2016 at 10:29 PM. |
#75
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For a majority of people, what really matters is whether you are in a "lettered" zone that requires you to carry flood insurance if you have a mortgage.
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