[gighilton]

my policy in Citrus Grove, on the golf course, is renewed by Progressive at a 100% increase, and also got quote from State Farm in the Villages.... no problem, just expensive.

[skippy05]

Caple Howden Insurance Agency is your best source (407)6578808. Or call others and get higher rates first. Up to you. My policy is 2 months old. 1100 per year. 2300 sq ft home. No pool. No birdcage. No trampoline. No solar panels. New roof. If you have any of those issues it will be more money.

[Flyers999]

This company has been advertising heavily on the radio (I listen to sports talk in the mornings on the Audicy app) where they are advertising affordable insurance specifically in Florida. Click the link and it takes 40 seconds to get a quote.

I just got a quote for 1,602.99/ yr but I recently renewed my old insurance for $2300 which has flooding and sink holes. I would have to chase my old ins. company down for the refund which I don't want to do.

Build-Your-Own Home Insurance | OpenHouse Home Insurance

[Karmanng]

Originally Posted by Babubhat

State Farm. Frontline. Heritage

STATE FARM is also GONE

[Karmanng]

Originally Posted by john mayes

are you sure about progressive? How old is house?

yup

[Karmanng]

Originally Posted by MrLonzo

I went to the Progressive website and put in my information. They said they are not quoting new policies based on my address (I'm in Monarch Grove). The agent at Villages Insurance confirmed that.

YUP correct

[Karmanng]

Originally Posted by gweisheipl

Good question: Try Kin Insurance. They have a nice interactive online site that lets you choose your options and/or adjust them. Probably looking at $2000 - $3000 unfortunately, but it is available! Pray Florida doesn’t get hit this year because more companies will likely depart Florida!

I have KIN now and never saw that link...........can you share it?

[Snowbug]

Originally Posted by MrLonzo

I heard Farmers pulling out of homeowners insurance market. I checked Allstate and Progressive -- neither are writing new policies in the Villages. The one quote I got was double what I was paying in California for a much nicer house but in an area prone to earthquakes, wildfires, mudslides, and lots of crime. I always viewed TV as a safe place to live. What's going on at the Villages with regard to homeowners insurance? Is it really a gamble to self-insure when 3 years of premiums would pay for a new roof?

Nathan Thomas State Farm in Wildwood on 301.

[Suzay]

All state and State Farm are not writing new policies 😣

[poopiepants]

Allstate will not write new policies for homes built before 2011. Held a progressive policy for years with a 3 year old roof and no claims they tripled our premium.

[Rainger99]

Originally Posted by Kelevision

To illustrate how lawsuits have weighed on insurer operating costs, JD Supra, citing the Florida Office of Insurance Regulation (OIR), reported $51 billion was paid out by Florida insurers over a 10-year period and 71 percent of the $51 billion went to attorneys’ fees and public adjusters. The 2020 and 2021 cumulative net underwriting losses for Florida’s homeowners insurers totaled more than $1 billion each year. Entire link Florida's insurance crisis worsens as Farmers pulls out. What to know

Wow! If the insurance pays 71% to the attorneys and the underwriters, only 29% is going to homeowners - the people whose homes were damaged or destroyed. I don't know what it is in other states but that seems like they are paying the wrong people. I thought most lawyers get about 1/3 of damages. If Florida could get it where they are paying 60% to homeowners and 20% to lawyers (1/3 of the 60%), that would leave insurance companies with the remaining 20% - which I would assume would make writing insurance profitable.

[Pballer]

Florida Chief Financial Officer Jimmy Patronis, who oversees insurance companies, says that Farmers is pulling out of Florida due to Farmers' woke agenda. Good to know that he is on top of solving the insurance problem in Florida.

[Atamasco]

Originally Posted by MrLonzo

I heard Farmers pulling out of homeowners insurance market. I checked Allstate and Progressive -- neither are writing new policies in the Villages. The one quote I got was double what I was paying in California for a much nicer house but in an area prone to earthquakes, wildfires, mudslides, and lots of crime. I always viewed TV as a safe place to live. What's going on at the Villages with regard to homeowners insurance? Is it really a gamble to self-insure when 3 years of premiums would pay for a new roof?

Check out Travelers

[kkingston57]

Originally Posted by shaw8700@outlook.com

There is a video going on YouTube that shows the afterwards of a hurricane. They say that homeowner’s insurance doesn’t cover everything, including the tear down/throw away of the house. Is this true? Seems to me you could buy insurance for this.

To answer your question NO. Policy does pay for debris removal.

[Rainger99]

Originally Posted by Atamasco

Check out Travelers

They are not writing new policies in Florida.

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