[plantagenet]

I am impressed with your "well-oiled " machine concept but a little put off by the sinkhole boogie man. We have similar issues in the NE., but are not well oiled here. Since TV collects an activities fee and puts it to good use, would it not be feasible to collect a modest sinkhole fee based on square footage and use this as collective self - insurance for
damage that is not covered by the homeowners catastrophic clause? It doesn't seem that fraudulent claims should be an issue with you guys.

[JohnN]

well, you can get sinkhole insurance north of 466-a.

2nd, who would coordinate and maintain this common fund?
could be an expensive boondoggle.

3rd.. very very few sinkholes (I know, it only takes one) in reality.

4th.. all the sinkholes I've seen, are very close to water, which causes the sand/land erosion. Don't live right next to the water!!!!

I've got the insurance, and I'm not near water, I'm not worried.
best wishes

[Villageshooter]

you ever try to get blood out of turnip? that is what would be like getting that passed here,,, I think the next big pot of gold setting out there for the powers to be is a registration fee sticker for golf carts. To be honest is a great idea,, but folks will not go for it..

[Bogie Shooter]

What are the benefits of a registration fee sticker?

[asianthree]

just have to go with what the weather brings rain and maybe a sinkhole for two

[Pturner]

Originally Posted by plantagenet

I am impressed with your "well-oiled " machine concept but a little put off by the sinkhole boogie man. We have similar issues in the NE., but are not well oiled here. Since TV collects an activities fee and puts it to good use, would it not be feasible to collect a modest sinkhole fee based on square footage and use this as collective self - insurance for
damage that is not covered by the homeowners catastrophic clause? It doesn't seem that fraudulent claims should be an issue with you guys.

Hi Plantagenet,
Welcome to TOTV! This is an interesting idea, but don't really see the need as sinkhole coverage is available through our homeowners insurance.

[llaran]

There are no companies writing sink hole at this time.

[buzzy]

Originally Posted by Bogie Shooter

What are the benefits of a registration fee sticker?

Maybe priority parking in the squares?

[Bill-n-Brillo]

Originally Posted by llaran

There are no companies writing sink hole at this time.

There are some who have posted recently saying that some companies are still writing sinkhole coverage.

Perhaps call Brightway Insurance in Jacksonville - (904) 646-1850. They represent around 90% of the companies who offer HO insurance coverage in FL. They can give you some pretty definitive feedback on it, I'd think.

Bill

[justanormalgirl]

Originally Posted by buzzy

Maybe priority parking in the squares?

We are allowed to drive golf carts in our town and we do have to have a sticker from the city. It costs $35.00 a year and you get one after they send someone to your home to inspect your cart to make sure you have all the required safety equipment, seatbelts, full windshield etc...

[CaptJohn]

Originally Posted by buzzy

Maybe priority parking in the squares?

And 2 reserved seats also!

[Roaddog53]

Originally Posted by Villageshooter

you ever try to get blood out of turnip? that is what would be like getting that passed here,,, I think the next big pot of gold setting out there for the powers to be is a registration fee sticker for golf carts. To be honest is a great idea,, but folks will not go for it..

Now THAT is exactly what I think is going to happen very soon! With 50000 plus golf carts around someone in govt is going to say, gee in the county ( where Lake county is currently having issues with road funds) and soon others, they will say ... At even $20 per cart per year, gee we can get $1 million for road repairs or other infrastructure. WE don't HAVE to take funds away from schools, or other budget items... I new gold mine! Lol I am surprised it hasn't happened yet!! Oops now we started something...shhhhhh

[socrafty]

Originally Posted by Bill-n-Brillo

There are some who have posted recently saying that some companies are still writing sinkhole coverage.

Perhaps call Brightway Insurance in Jacksonville - (904) 646-1850. They represent around 90% of the companies who offer HO insurance coverage in FL. They can give you some pretty definitive feedback on it, I'd think.

Bill

We purchased a home in April, north of 466A. Brightway Insurance in Gainesville was able to provide us with sinkhole coverage. There were a few companies quoted, some wanted an inspection, some not.

[plantagenet]

Thanks, it seems that coverage may be available under certain circumstances but not all. I will research some more. FYI community self insurance (AKA endowment) is in place in some local communities in PA. Case in point, a very nice CCC that is cash only (no Medicaid or subsidies) doesn't have sinkholes but they do occassionally have a resident that outlives their resources. The community has a golf tournament each year and voluntary donations that are placed in a fund that is monitored by a resident, an administrator and a director. Rather than throwing the resident to the wolves, the fund kicks in (assuming that the need is not due to waste) . They currently have about a million in the trust and a good time is had by all. But the community only has about 300 households so organizing it was relatively easy. Just thought that the concept was a good way of keeping independence alive regarding sinkholes. Pursuit of happiness

[keithwand]

We have our insurance including sinkhole through AAA.
Did not have it in Orlando but thought it might be a good idea here.