Problem at My Bank Problem at My Bank - Page 2 - Talk of The Villages Florida

Problem at My Bank

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  #16  
Old 03-05-2022, 05:23 AM
John-US John-US is offline
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Quote:
Originally Posted by BrianL99 View Post
Nice Title .... in the 50's
Not true it's used today- even by the IRS code.

a woman or a man can be head of household.
  #17  
Old 03-05-2022, 05:51 AM
midiwiz midiwiz is offline
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Originally Posted by Michael G. View Post
The teller at the bank did say by using their check and writing "cash" on it, it's telling
the bank I'm giving the bank the cash instead of with drawing cash.
That's not correct, the teller is clueless. Writing a check, you should be writing it to a person, however never say never. We are getting closer to where - no debit card - no nothing. Even my 95 yr old mother has had one for decades.
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  #18  
Old 03-05-2022, 06:17 AM
retiredguy123 retiredguy123 is offline
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Originally Posted by Michael G. View Post
We do.
Her checking has my name on it, and my checking has her name on it.
Typically, a joint account is one where either party can write a check against the account. So, why couldn't you just write another check on "her" account and withdraw the money? Unless you have a different type of joint account.
  #19  
Old 03-05-2022, 06:45 AM
DaleDivine DaleDivine is offline
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Originally Posted by Michael G. View Post
We do.
Her checking has my name on it, and my checking has her name on it.
Same as my wife and mine. Never had any problems with a check written with "cash" at Wells Fargo. Butttt, we do have DEBIT cards. Carry them in a safety shield donated by Sumter County Sheriff Dept.
  #20  
Old 03-05-2022, 06:45 AM
crash crash is offline
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Originally Posted by Topspinmo View Post
But, yet some banks allow adult kids empty parents bank account.
Only if the parent put them on the account.
  #21  
Old 03-05-2022, 06:47 AM
DaleDivine DaleDivine is offline
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Quote:
Originally Posted by Michael G. View Post
The teller at the bank did say by using their check and writing "cash" on it, it's telling
the bank I'm giving the bank the cash instead of with drawing cash.
Teller must be new... Been doing this for forty leven years without any problems...
  #22  
Old 03-05-2022, 06:49 AM
bowlingal bowlingal is offline
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if it was citizens, you don't need to write out a check, just fill out the checking withdrawal form available at the little desks as you walk in. they are blue/white. why waste a check when you don't have to?
  #23  
Old 03-05-2022, 06:49 AM
DaleDivine DaleDivine is offline
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Only if the parent put them on the account.
Yep. Should raise a lot of flags if someone tries to empty an account from a joint account.
  #24  
Old 03-05-2022, 06:51 AM
Sandellew Sandellew is offline
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If she had made the check payable to you you could have cashed it with no problem.
  #25  
Old 03-05-2022, 07:20 AM
Mohawksin Mohawksin is offline
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Quote:
Originally Posted by BrianL99 View Post
Nice Title .... in the 50's
... and valid still today as one of the IRS 1040 filing categories.
  #26  
Old 03-05-2022, 07:23 AM
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rrtjp rrtjp is offline
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Bring back the 50s, when men were men and women were women, lol.
  #27  
Old 03-05-2022, 07:23 AM
BrianL99 BrianL99 is offline
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Quote:
Originally Posted by John-US View Post
Not true it's used today- even by the IRS code.

a woman or a man can be head of household.
A Married person cannot be a "Head of Household" pursuant to the IRS code.
  #28  
Old 03-05-2022, 07:28 AM
Kjbatl Kjbatl is offline
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Quote:
Originally Posted by Michael G. View Post
Couple things I learn from our bank that's not allowed.

Wife needed cash from her checking account from the same bank we both have our checking accounts at.

She wasn't able to go along, so she wrote a signed check out from her checking acct.
for "cash", at the same bank and I had her ID along.

We don't want or own debit cards for many reasons.

I went to the teller, she said: " They can't cash the check because my wife wasn't present."
Even though I had my ID along, the head of the household and had my checking account at the same bank.



Must be "Homeland Security" at work.
I too do not have debit cards, don't want the added potential for someone to use a card at any place possible. What I do have is an ATM only card. Most banks will provide an ATM only card if you request it in place of a debit card. This way you can use the bank ATM with a pin code when you needed it but it can't go to the grocery or gas station and use it for things. Just keep your ATM cards in a lockbox at home and only take it out when you need it.
  #29  
Old 03-05-2022, 07:37 AM
Eg_cruz Eg_cruz is offline
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Quote:
Originally Posted by Michael G. View Post
Couple things I learn from our bank that's not allowed.

Wife needed cash from her checking account from the same bank we both have our checking accounts at.

She wasn't able to go along, so she wrote a signed check out from her checking acct.
for "cash", at the same bank and I had her ID along.

We don't want or own debit cards for many reasons.

I went to the teller, she said: " They can't cash the check because my wife wasn't present."
Even though I had my ID along, the head of the household and had my checking account at the same bank.



Must be "Homeland Security" at work.
Why would you think it was ok? Of course you can’t cash someone else’s check wife or not.
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  #30  
Old 03-05-2022, 07:48 AM
Bridget Staunton Bridget Staunton is offline
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bank, checking, cash, account, wife


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