Sink Hole Sink Hole - Talk of The Villages Florida

Sink Hole

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Old 07-17-2017, 09:19 PM
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Just saw on Fox News about a sink hole between two houses here in TV. The news report did not give a location or village. Anyone know where it is?
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Old 07-17-2017, 09:33 PM
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It's on Lavaca Lane.

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Old 07-18-2017, 11:02 AM
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Default sinkhole of 7/17/17

in what village did the sinkhole occur?
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Old 07-18-2017, 11:24 AM
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Default sinkhole of 7/17/17

if you know the name of village please reply
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Old 07-18-2017, 12:04 PM
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Just moved in but by googling the street names it shows that Lavaca is immediately SW of Hacienda Hill Country Club. Can't comment on which Village that is though since I don't know.
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Old 07-18-2017, 12:05 PM
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Quote:
Originally Posted by blicata View Post
if you know the name of village please reply


Off Morse Blvd in village of Hacienda south.
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Old 07-18-2017, 01:30 PM
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Anyone have sink hole insurance coverage in their homeowners policy? How much is it?
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Old 07-18-2017, 05:00 PM
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The on-line news has an article on it, and also said one of the Hacienda Hill Country Club golf course retention pond was drained by several sink holes.
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Old 07-18-2017, 05:38 PM
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Originally Posted by cgilcreast View Post
Anyone have sink hole insurance coverage in their homeowners policy? How much is it?

Yes, AAA with 10,000 deductible. Got car, house, golf cart, scooter insurance all cheaper than just homeowners insurance in OKC.
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Old 07-18-2017, 05:52 PM
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In insurance terms it's called a 'catastrophic ground collapse' and in 2007 Florida passed a law that all homeowners insurance policies in Florida are required to include it. Sink Hole coverage is not mandatory but must be offered. However, it covers different problems, not the one we are referring to. Sink hole coverage is more for a gradual happening such as settling and cracks in the foundation. The sudden opening of the earth is covered by the Catastrophic coverage, which we all have in our policy.

Florida Sinkhole Insurance Facts | Earth Tech
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Old 07-18-2017, 08:39 PM
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Very useful information. Thanks John_W.
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Old 07-18-2017, 09:19 PM
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Quote:
Originally Posted by John_W View Post
In insurance terms it's called a 'catastrophic ground collapse' and in 2007 Florida passed a law that all homeowners insurance policies in Florida are required to include it. Sink Hole coverage is not mandatory but must be offered. However, it covers different problems, not the one we are referring to. Sink hole coverage is more for a gradual happening such as settling and cracks in the foundation. The sudden opening of the earth is covered by the Catastrophic coverage, which we all have in our policy.

Florida Sinkhole Insurance Facts | Earth Tech
The sinkhole we are talking about is NOT a catastrophic ground collapse yet because the houses haven't been condemned unless something new has happened...I didn't watch the news yet. If the hole doesn't expand and the engineers decide it can be filled with that special cement then the homeowners would have to foot the bill unless they have SINKHOLE coverage. However, your link says sinkhole damage must include damage to the foundation. I just know that a house has to be condemned in order to qualify for the catastrophic coverage.
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Old 07-18-2017, 10:45 PM
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Quote:
Originally Posted by blicata View Post
in what village did the sinkhole occur?
Hacienda
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Old 07-19-2017, 05:30 AM
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Super. Thanks for the information. I'm going to research my policy a little deeper.
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Old 07-19-2017, 05:38 AM
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I hate insurance policies. Their lawyers will argue why you are NOT covered. Sinkhole.......catastrophic ground collapse, either case, you are probably out big bucks. My insurance company, USAA, who I have used for 45 years, insures everything I own, will NOT insure my house! Now what does that tell you? Kind of tees me off.
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