Talk of The Villages Florida - Rentals, Entertainment & More
Talk of The Villages Florida - Rentals, Entertainment & More
#46
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After being dropped by Progressive I was told by SF we needed a new roof on our 10 year old home. I called back to get more details about the roof and then was told they were not taking on new homeowners.
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#47
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Higher homevalue
I just read on here the other day somone replaced the roof to avoid being canceled or getting higher rates for insurance. After the replacement, the insurance company raised the rates anyway due to the home value increasing due to the new roof. Homeowner loses every way possible when it comes to rates. The insurance companies need thier wings clipped!
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#48
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#50
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Correct. Some wont admit it but this (FL) is one of the most litigious populations in the nation. While the Gov did some work on 'roofs', it didn't go far enough. While they do some due diligence...as a regulator, theyre limited. That...and I believe 3.9M in contributions from the 'industry' during last reelection....hes compromised. The weather and lawsuits will ultimately make competition anemic here. It will be a battle between the ultra premium paying haves....and the ever growing, going rogue (uninsured) have nots! IMO
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#51
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#52
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Why do people keep on using the roofs claims as the main reason for our insurance cost . The 3 highest states for property claims are California , Texas and Florida ,they are also the 3 states with the most natural disasters . There is nothing that’s ever going to change that fact and as we warm up .it’s going to get worse .You can whine all you want about insurance but people are still moving here because it’s still cheaper then many of the places people are coming from , one example is ,did you come from a state with state taxes if you did compare that to your higher insurance rates and see what you actually save and how about us New England people , what’s your savings on heating compared to the uptick in your insurance? I am not as concerned about the uptick in insurance as I am in getting it ,, but as we get hit with more natural disasters I’m sure they’ll be a fix found because if not the state will just be left with gators and the love bugs and that’s not going to happen
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#53
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Many feel your pain!
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#54
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We had a new house, a Laurel Oak, built here in 2016 and we have State Farm Insurance. We have had no problems and our insurance premiums have increased very little. |
#56
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Strange that my manufactured home that was built in 1987 with a 17 year old asphalt shingle roof is still being renewed with no mention of the roofs age. Granted my yearly insurance is a thousand more than I was paying on a home that was worth twice as much 3 years ago.
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#57
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‘87...sounds like you may have one of Mr. Schwartz old places! |
#58
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#59
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Our home was built in 2010, and still has the original roof. We switched to State Farm this past April 1st and also bundled our vehicles. The Homeowners rate was $750 less than our previous insurer, and the cars were $100 more (for 6 months). Sure hope we don't get a cancellation notice
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"I ain't as good as I once was, But I'm as good once as I ever was!" Toby Keith |
#60
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What changed?
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https://www.floridabuilding.org/fbc/...ergy_Final.pdf |
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