[e-flyer]

The newspaper today said the chance of a catastrophic sinkhole collapses is 1 in 100 in any given year. Maybe that's a misprint because that would be 1% or 550 homes out of 55,000 currently built here in TV.

[elizabeth52]

Originally Posted by perrjojo

State Farm has sink hole insurance. They started writing HO policies again in Florida about 2 months ago. It is not just catastrophic risk and not a 10% deductible. You must have an inspection which cost $60 . Our agent said it was rare for anyone to be turned down.

New construction? And did you use an agent within the Villages? The reason I ask is that I just called the State Farm agent listed in the Villages. That office is currently closed, so they transferred me to the general State Farm number. They said they are currently not offering it. I will check again on Monday, but to check with the Villages agent as they may have additional resources.

[slipcovers]

Originally Posted by perrjojo

State Farm has sink hole insurance. They started writing HO policies again in Florida about 2 months ago. It is not just catastrophic risk and not a 10% deductible. You must have an inspection which cost $60 . Our agent said it was rare for anyone to be turned down.

I would not trust State Farm. They certainly have a bad reputation for paying claims. Take your money and bye bye.

[perrjojo]

Originally Posted by slipcovers

I would not trust State Farm. They certainly have a bad reputation for paying claims. Take your money and bye bye.

We have had all of our insurance thru State Farm for over 50 years. We have NEVER had a problem with a claim. Their reputation is gold with me.

[elizabeth52]

I have state farm up here in NY and like them also

[slipcovers]

Look what happen after Katrina and other disasters in Florida. Their ratings are low.

[perrjojo]

Originally Posted by elizabeth52

New construction? And did you use an agent within the Villages? The reason I ask is that I just called the State Farm agent listed in the Villages. That office is currently closed, so they transferred me to the general State Farm number. They said they are currently not offering it. I will check again on Monday, but to check with the Villages agent as they may have additional resources.

Connie Wise Duff agency in TV at 352-259-0900..Julie is our agent. We have always had State Farm until moving here two years ago and had to go with another company. We just switched back yesterday. They are insuring new and existing. You must have and inspection which cost $60. Their rates are higher than our previous company.

[slipcovers]

Originally Posted by perrjojo

Connie Wise Duff agency in TV at 352-259-0900..Julie is our agent. We have always had State Farm until moving here two years ago and had to go with another company. We just switched back yesterday. They are insuring new and existing. You must have and inspection which cost $60. Their rates are higher than our previous company.

Are you saying that there is an inspection for sinkholes? I don't believe anyone can predict sinkholes.

[dbussone]

Originally Posted by senior citizen

They will no doubt sell quickly to some unsuspecting out of staters who are totally unaware and in the dark about sinkholes in Florida.

Good folks who have never done their research prior to buying.........

The sellers and their realtor MUST disclose the sink hole issue even if completely and successfully repaired.

[perrjojo]

Originally Posted by slipcovers

Are you saying that there is an inspection for sinkholes? I don't believe anyone can predict sinkholes.

They only inspect to be certain here is no sinkhole. There is actually a test to predict and it cost $10,000.

[elizabeth52]

Originally Posted by perrjojo

Connie Wise Duff agency in TV at 352-259-0900..Julie is our agent. We have always had State Farm until moving here two years ago and had to go with another company. We just switched back yesterday. They are insuring new and existing. You must have and inspection which cost $60. Their rates are higher than our previous company.

Thank you. I will check. I appreciate the information.

[T-325]

Poke around this map for sink hole claims

Closed claims with confirmed sinkhole activity

[gmracket]

Sinkholes can happen anywhere and they do...perhaps they're more prevalent in Florida and it's just not in The Villages that there have been sinkholes. Several areas in Florida have had several large sink holes in the last several years. Last year in Tampa the ground opened up and swallowed a house including a man in it. He was never found. It's no different then hurricanes or tornadoes. They happen. We used to have sink hole coverage until this year and now it's the catastrophic. I guess they have had too many in Florida like hurricanes. If you do try to get sink hole insurance, you need an inspection first which cost roughly $140.00 non refundable and most of the time your rejected so why bother. You take a chance and hope you stay above ground.

[graciegirl]

...

[Vernster]

Originally Posted by graciegirl

If you purchase near Tampa the concentration is greater. We are also the lightning capital of the United States here in Central Florida. All of the homes now built and those that will be built will be sold and we will live happily ever after.


There are AWFUL tornadoes in Oklahoma. Risk of the big one in California, and the chances of something awful happening to you here would be more like a golf cart accident. 13 people have been killed in golf cart accidents in the last four years. But no one from a sinkhole and no home has been condemned. All have been repaired. Eight homes have burnt to the ground in the last seven years in The Villages from lightning strikes.


You can play, or you can pass.

Excellent. I agree