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Another Future Villager

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Old 02-28-2013, 07:27 PM
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Hi Everyone -- first time on TOTV so bear with me if I make some boo boos. My husband and I have visited The Villages twice and decided it's the place we want to be. Getting the house ready to put on the market - hopefully won't take too long to sell. We would love to be in The Villages before the end of summer. Anyway I have a question...we are getting ready to purchase supplemental insurance ... do any of you know if Capital Blue Cross supplemental insurance is widely acceptable in the Villages? I know I should probably put this under the medical heading but since I'm in the newbie section I thought I would throw the question out there. I have been following TOTV for almost a year and I'm thrilled to be part of it now. From what I have read there certainly seem to be a lot of really nice people that I can't wait to maybe meet in the future. Thanks for providing so much good information.
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Old 02-28-2013, 10:21 PM
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I can't answer your question,but I couldn't resist replying. My wife and I also took two trips to TV and then decided we wanted to move there. We also have our house on the market. When it sells, we're be moving soon thereafter. Exciting time, isn't it!?! :^)
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Old 02-28-2013, 10:25 PM
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I don't have an answer to your question but I see it is your first post.

to TOTV. Keep on posting.
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Old 03-01-2013, 06:26 AM
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We don't have an answer to your question either, but we too are from PA and made 2 visits to TV and decided it was the place for us and sold our PA home, bought our TV home and are living the dream!!! Welcome to TOTV and hopefully welcome HOME : )
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Old 03-01-2013, 06:27 AM
rmcpklinefelter rmcpklinefelter is offline
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Welcome Whimsey and sdavis 44! I also don't have an answer for your insurance question, maybe a health forum would be more helpful to you. Hope all of your plans and efforts to get yourselves down here go smoothly and to your best advantage. May I throw out a quick comment here that The Villages Orchestra is seeking string orchestral musicians and would be happy to have us in your future TV activities if you have that background.
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Old 03-01-2013, 05:14 PM
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Originally Posted by sdavis44 View Post
I can't answer your question,but I couldn't resist replying. My wife and I also took two trips to TV and then decided we wanted to move there. We also have our house on the market. When it sells, we're be moving soon thereafter. Exciting time, isn't it!?! :^)
Best wishes to you in selling your house. Hope it happens fast for you. Yes it is a very exciting time. Maybe we'll see you in TV sometime in the not to distant future.
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Old 03-01-2013, 05:16 PM
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Originally Posted by 2BNTV View Post
I don't have an answer to your question but I see it is your first post.

to TOTV. Keep on posting.
Thanks 2BNTV for the welcome. Can't wait to get there.
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Old 03-01-2013, 05:19 PM
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Originally Posted by 2BNTV View Post
I don't have an answer to your question but I see it is your first post.

to TOTV. Keep on posting.
Quote:
Originally Posted by Rick&Nadine View Post
We don't have an answer to your question either, but we too are from PA and made 2 visits to TV and decided it was the place for us and sold our PA home, bought our TV home and are living the dream!!! Welcome to TOTV and hopefully welcome HOME : )
Thx for the good wishes Rick&Nadine. What part of PA are you from..we are north of Philadelphia. So happy that your dream came true. Hopefully we will be get to live the dream sometime this year too.
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Old 03-01-2013, 05:22 PM
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Quote:
Originally Posted by Rick&Nadine View Post
We don't have an answer to your question either, but we too are from PA and made 2 visits to TV and decided it was the place for us and sold our PA home, bought our TV home and are living the dream!!! Welcome to TOTV and hopefully welcome HOME : )
Thx Rick&Nadine for the good wishes. What part of PA are you from...we are north of Philadelphia. So happy that your dream came true. Hopefully we will be living the dream too sometime this year.
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Old 03-01-2013, 05:29 PM
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Quote:
Originally Posted by rmcpklinefelter View Post
Welcome Whimsey and sdavis 44! I also don't have an answer for your insurance question, maybe a health forum would be more helpful to you. Hope all of your plans and efforts to get yourselves down here go smoothly and to your best advantage. May I throw out a quick comment here that The Villages Orchestra is seeking string orchestral musicians and would be happy to have us in your future TV activities if you have that background.
Thx for your good wishes rmcpklinefelter. Sorry to say we are not musicians but we will be very happy to see you perform once we are settled in TV. Looking forward to it!
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Old 03-01-2013, 07:56 PM
HDriders HDriders is offline
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Originally Posted by Whimsey View Post
Thx Rick&Nadine for the good wishes. What part of PA are you from...we are north of Philadelphia. So happy that your dream came true. Hopefully we will be living the dream too sometime this year.
We are originally from Berks County then moved out to central PA south of State College, Raystown Lake area, good luck !!!!
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Old 03-02-2013, 01:55 PM
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Originally Posted by Rick&Nadine View Post
We are originally from Berks County then moved out to central PA south of State College, Raystown Lake area, good luck !!!!
Rick and Nadine - We see that you are from PA. My husband is from Western PA (New Castle). We also live in Charlotte - on Enisgrove. Maybe we can have a PA get together sometime.

Mike and Carolyn
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Old 03-02-2013, 04:55 PM
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Originally Posted by Scoops View Post
Rick and Nadine - We see that you are from PA. My husband is from Western PA (New Castle). We also live in Charlotte - on Enisgrove. Maybe we can have a PA get together sometime.

Mike and Carolyn
Count us in-we're from Eastern PA (near Philly). However, we have not started to build, so will not be arriving until summer. We're planning on visiting in April to design our house.

Glad to "meet" you both.
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Old 03-02-2013, 07:11 PM
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Originally Posted by Rick&Nadine View Post
We are originally from Berks County then moved out to central PA south of State College, Raystown Lake area, good luck !!!!
Well Rick&Nadine we are in Berks County also. What a small world. Next stop The Villages !
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Old 03-02-2013, 07:38 PM
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Quote:
Originally Posted by Whimsey View Post
Hi Everyone -- first time on TOTV so bear with me if I make some boo boos. My husband and I have visited The Villages twice and decided it's the place we want to be. Getting the house ready to put on the market - hopefully won't take too long to sell. We would love to be in The Villages before the end of summer. Anyway I have a question...we are getting ready to purchase supplemental insurance ... do any of you know if Capital Blue Cross supplemental insurance is widely acceptable in the Villages? I know I should probably put this under the medical heading but since I'm in the newbie section I thought I would throw the question out there. I have been following TOTV for almost a year and I'm thrilled to be part of it now. From what I have read there certainly seem to be a lot of really nice people that I can't wait to maybe meet in the future. Thanks for providing so much good information.
Welcome, Whimsey! I hope your house sells soon.

I'm no expert, but it was my understanding that a supplemental health plan (if you are talking about a plan supplemental to Medicare insurance) covers you anywhere in the country, anywhere that accepts Medicare. An advantage plan is regional and you would pay additional if you needed medical services outside of the advantage plan's area.

For instance, since we have a permanent residence in MI, we did not take an advantage plan because we would pay extra if we needed medical down here at our FL residence. So we took out a supplemental with Omaha, which covers us anywhere without any extra penalty for being out of network.

On the other hand, an advantage plan will still cover you, just cost more for the services. But it is less expensive than the supplemental plan, so you could very well come out even if you rarely need health care out of network.

I suggest seeking the advice of a health insurance broker. We learned a lot from ours about Medicare and the extra insurance you need. Just keep in mind that they do not represent every single ins. plan out there, because they must take a course an be certified by every company, so they usually choose a few and sell those. At least, that's the way it is in MI.

Hope this helps. Anyone, feel free to point out any errors on my part.
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