[Nacoma]

Thanks to Milton unfortunately we needed our entire roof replaced. Do you think our insurance company paid too much? We have a Lantana model which has 4,200 square feet of roof area or 42 square of shingles. Because the original gutters were installed through the drip edge they had to be removed and replaced as well. Emergency tarp (20’x20’) service to protect the home until repairs could be done $2,500. Remove and replace all shingles, gutters and downspouts around the entire home another $44,000, totaling $46,500. This seems ridiculously high to me but my insurance company agreed to pay for the repairs minus the small deductible we had to pay. The roofing company dealt directly with my insurance company coming to an agreed amount for repairs. The repairs were completed, we are happy with the results but dose this seem a bit high to you? I know lots of other homeowners are currently going through similar roof repairs as ours here in The Villages, are your repairs this expensive? Even if it is way out of the box what can you the homeowner really do about it? The roofing company and your insurance company come to an agreed settlement for repairs then the insurance company sends you out the checks. I guess at this point your only option is to sign over the checks to the roofing company? No wonder our premiums keep going up! Your thoughts or do you have any advice??

[gorillarick]

Please name the roofing company. I'll put them on my list to avoid like the covid.

So we're all paying for higher insurance because of abuses like this?

[Topspinmo]

I don’t understand why the gutters had to be replace? When my original roof was replaced the gutters hangers was drilled through metal drip edging didn’t have to replace gutters. Was the drip edging rotted? My roof was around 1200 SF cost was 10K. You’re was 4 time as large so I think we both over paid? But, roofing contractors done great job in my case I couldn’t find one nail or piece of shingle in my yard all done in about 7 hours. Sure I could have went with 8K or 8.5K estimates, but I seen how they worked doing the neighborhood houses, for me it was worth it. O I paid for mine when roofing scam causes insurance companies refuse insurance house with perfectly good older roof.

[mrf6969]

Neighbor just had their roof replaced, 40 squares of Owens Corning Duration. They paid cash at $17,000. Skylight Roofing

[kkingston57]

Originally Posted by mrf6969

Neighbor just had their roof replaced, 40 squares of Owens Corning Duration. They paid cash at $17,000. Skylight Roofing

Good price.

[village dreamer]

i just had my roof done by big d , 42 sq, $15900. very happy.

[Topspinmo]

Originally Posted by Nacoma

Thanks to Milton unfortunately we needed our entire roof replaced. Do you think our insurance company paid too much? We have a Lantana model which has 4,200 square feet of roof area or 42 square of shingles. Because the original gutters were installed through the drip edge they had to be removed and replaced as well. Emergency tarp (20’x20’) service to protect the home until repairs could be done $2,500. Remove and replace all shingles, gutters and downspouts around the entire home another $44,000, totaling $46,500. This seems ridiculously high to me but my insurance company agreed to pay for the repairs minus the small deductible we had to pay. The roofing company dealt directly with my insurance company coming to an agreed amount for repairs. The repairs were completed, we are happy with the results but dose this seem a bit high to you? I know lots of other homeowners are currently going through similar roof repairs as ours here in The Villages, are your repairs this expensive? Even if it is way out of the box what can you the homeowner really do about it? The roofing company and your insurance company come to an agreed settlement for repairs then the insurance company sends you out the checks. I guess at this point your only option is to sign over the checks to the roofing company? No wonder our premiums keep going up! Your thoughts or do you have any advice??

After reading this more thoroughly why was tarp needed? was there leak? Or was it up charge to prevent possible leak in 10 years? Lots of questionable claims IMO. Maybe more explanation of actual damage and why you needed new roof? Age? Or actually leak? IMO if it was age well we know where that goes?

[Stu from NYC]

I think your insurance co was ripped off but guess they dont care they will pass the increase on to their other customers.

[Happydaz]

Over $45,000 for a Villages roof demonstrates why roofers are constantly knocking on my door offering to do an on roof inspection or fly a drone over my house. Unbelievable price gouging is going on and it is continuing to attract a speculative and shady element to the roofing business in Florida. These insurance claims are questionable. I see people in the neighborhood with 30 shingles missing from a storm and then you find out they are getting the whole roof replaced? They are happy they are only paying a $10,000 deductible and the insurance company is on the hook for $30,000. You wonder if the insurance company adjuster and the roofing contractor know each other.

[Stu from NYC]

Originally Posted by Happydaz

Over $45,000 for a Villages roof demonstrates why roofers are constantly knocking on my door offering to do an on roof inspection or fly a drone over my house. Unbelievable price gouging is going on and it is continuing to attract a speculative and shady element to the roofing business in Florida. These insurance claims are questionable. I see people in the neighborhood with 30 shingles missing from a storm and then you find out they are getting the whole roof replaced? They are happy they are only paying a $10,000 deductible and the insurance company is on the hook for $30,000. You wonder if the insurance company adjuster and the roofing contractor know each other.

Roofing company sure has the funds to pay off the adjuster.

[CarlR33]

Wow, my roof up north cost right at $20K two years ago. The gutters on our home here were only a little over $1K. Did they replace the plywood underneath too? Did you get any candy as a thanks?

[Topspinmo]

Originally Posted by Stu from NYC

I think your insurance co was ripped off but guess they dont care they will pass the increase on to their other customers.

And them

[La lamy]

Here's what my google search says about last year's cost:
"Asphalt Shingles:On average, reshingling a roof with asphalt shingles in Central Florida can cost between $5 to $8 per square foot. Metal Roofing:The cost of metal roofing installation typically ranges from $8 to $15 per square foot, depending on the type of metal chosen.Feb 23, 2024"

[FredMitchell]

There are cost estimation sites on the web that take into account location. See this one, for example.

For example, here is one for roofing.

[Southwest737]

For $40k you should have got a 50 year metal roof.