HOME OWNERS INSURANCE

Closed Thread
Thread Tools
  #31  
Old 08-25-2008, 11:29 PM
GatorFan GatorFan is offline
Veteran member
Join Date: Jul 2007
Location: The Villages
Posts: 766
Thanks: 12
Thanked 24 Times in 15 Posts
Default Re: HOME OWNERS INSURANCE

Block Home, Built 2008--Homeowner's Policy through St Johns Ins. Purchased at the Allstate office on Hwy 441 just North of Wal-Mart--Stephanie Winfrey 347-9201
$ 175,000 on home with $ 500 ded and $ 500 hurricane ded, 300,000 Liability with 5,000 Med Payment ( includes sinkhole with $ 500 ded. )

$ 634.00 year
  #32  
Old 09-26-2008, 01:02 PM
English Ivy English Ivy is offline
Senior Member
Join Date: Aug 2007
Posts: 397
Thanks: 0
Thanked 0 Times in 0 Posts
Question

[QUOTE=Cinco;145760]We now have a policy with ASI, through Village Insurance, and the policy carries a $500 hurricane deductible and a $500 sinkhole deductible. The premium was just over $700 a year.QUOTE]


Cinco, what village are you in? We're purchasing in Bonita and ASI will not write a policy there, supposedly due to active sinkhole claims within a mile or less. We have ASI on our current home in Duval, but that does not matter, they won't write our new location. We've gotten several other quotes so we will get insurance, we just won't have that nice $500 hurricane deductible ASI offers. Anyone else encountering insurance difficulties with new homes in the Bonita/Hemingway area?
  #33  
Old 09-28-2008, 08:54 AM
784caroline 784caroline is offline
Soaring Eagle member
Join Date: Jul 2007
Posts: 2,436
Thanks: 0
Thanked 6 Times in 6 Posts
Default Golf cart insurance as part of your Home owners policy

rwcw

I found that a golf cart can be insured as part of your home owners policy but ONLY if you use your golf cart to go to and from the course (ie golf paths) and while on the course itself. If you use intermodal paths or streets at all, you would not be covered under your home owners policy even if you cart goes only 10 MPH.

The VIllages Insurance has a reasonable cost Golf cart policy that covers you all throughout the villages .... I would highly advise you to check out the individual policy

Last edited by 784caroline; 09-28-2008 at 08:57 AM.
  #34  
Old 09-28-2008, 10:07 AM
Helene2008's Avatar
Helene2008 Helene2008 is offline
Senior Member
Join Date: Jun 2008
Location: Utica, New York, Plantation, Florida, The Villages, Florida
Posts: 306
Thanks: 0
Thanked 0 Times in 0 Posts
Default

English Ivy....we are closing on a CYV in Bonita on 10/1....got our insurance from Villages Insurance in Colony Plaza. $500. ded. and $500. ded. hurricane for $472.00 yr. Had no problem getting insurance.
__________________
Utica, New York, South Florida, and in February 2010 Village of Bonita
  #35  
Old 09-28-2008, 10:24 AM
English Ivy English Ivy is offline
Senior Member
Join Date: Aug 2007
Posts: 397
Thanks: 0
Thanked 0 Times in 0 Posts
Default

Quote:
Originally Posted by Helene2008 View Post
English Ivy....we are closing on a CYV in Bonita on 10/1....got our insurance from Villages Insurance in Colony Plaza. $500. ded. and $500. ded. hurricane for $472.00 yr. Had no problem getting insurance.
Helene ... who is the actual insurance company writing your policy? Is it ASI or someone else? Which CYV area are you in ... Pilar or Kenya Villas? Appreciate the info.
  #36  
Old 09-28-2008, 11:48 AM
Helene2008's Avatar
Helene2008 Helene2008 is offline
Senior Member
Join Date: Jun 2008
Location: Utica, New York, Plantation, Florida, The Villages, Florida
Posts: 306
Thanks: 0
Thanked 0 Times in 0 Posts
Default

English Ivy....We bought in Pilar. The Insurance company is American Integrity. The agent at Colony is Erin Natalino, 751-5985. Hope this helps. Where did you buy in Bonita?
__________________
Utica, New York, South Florida, and in February 2010 Village of Bonita
  #37  
Old 09-28-2008, 07:49 PM
English Ivy English Ivy is offline
Senior Member
Join Date: Aug 2007
Posts: 397
Thanks: 0
Thanked 0 Times in 0 Posts
Default

Thanks for the info Helene. I'll call them in the morning. We'll be on Derringer Avenue, the first left off Baisley past your CYV. Look forward to meeting you in Bonita
  #38  
Old 09-28-2008, 07:59 PM
Helene2008's Avatar
Helene2008 Helene2008 is offline
Senior Member
Join Date: Jun 2008
Location: Utica, New York, Plantation, Florida, The Villages, Florida
Posts: 306
Thanks: 0
Thanked 0 Times in 0 Posts
Default

Looking forward to meeting you....we will be up on the 15th of October....if you are going to the luncheon at Crisper's on the 17th we'll see you there..
__________________
Utica, New York, South Florida, and in February 2010 Village of Bonita
  #39  
Old 09-29-2008, 12:50 PM
English Ivy English Ivy is offline
Senior Member
Join Date: Aug 2007
Posts: 397
Thanks: 0
Thanked 0 Times in 0 Posts
Default

Thanks again Helene. Erin was very helpful and I'd recommend her for anyone looking for insurance. She was able to do something that another agent told us couldn't be done!
  #40  
Old 09-29-2008, 03:29 PM
Sharon Ward Sharon Ward is offline
Junior Member
Join Date: Jul 2007
Posts: 2
Thanks: 0
Thanked 0 Times in 0 Posts
Default Allstate

The McDonald Agency/Allstate located on 466 in Palm Ridge and on 441 North of Wal-Mart have a policy with $ 500 deductibles for all covered lossess including hurricane and sinkhole.
  #41  
Old 09-29-2008, 03:38 PM
jojo's Avatar
jojo jojo is offline
Platinum member
Join Date: Nov 2007
Location: Amelia
Posts: 1,859
Thanks: 124
Thanked 145 Times in 86 Posts
Default

We used Erin Natalino from Villages Insurance in Colony Plaza and found her to be knowledgeable and competent.
__________________
Columbus OH, The Villages - Amelia
Closed Thread


You are viewing a new design of the TOTV site. Click here to revert to the old version.

All times are GMT -5. The time now is 06:04 AM.