Insurance for a car in a storage facility in Ohio Insurance for a car in a storage facility in Ohio - Talk of The Villages Florida

Insurance for a car in a storage facility in Ohio

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Old 10-24-2024, 02:30 PM
akossow akossow is offline
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Default Insurance for a car in a storage facility in Ohio

Does anyone know how to insure a car that sits in a storage unit in Ohio nine months of the year and is driven three months of the year? Is the only way an auto policy or some kind of renters insurance?
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Old 10-24-2024, 02:53 PM
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dewilson58 dewilson58 is online now
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Originally Posted by akossow View Post
Does anyone know how to insure a car that sits in a storage unit in Ohio nine months of the year and is driven three months of the year? Is the only way an auto policy or some kind of renters insurance?
You can put your car on a "storage" policy for 9 months.

Most carriers provide.
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Old 10-24-2024, 03:51 PM
Pondboy Pondboy is offline
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Call an Auto Insurance agent….or better yet, call a few for a quote.
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Old 10-25-2024, 09:35 AM
SIRE1 SIRE1 is offline
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We are Seasonal residents and leave one car in Michigan when we drive down to Florida. Before we leave, we contact our auto insurance agent and have them change to policy to "Storage". Then the homeowners policy will cover the car while it is parked in the garage. Before we head back, contact them again and ask to have it removed from Storage. Saves money and works for us.
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Old 10-25-2024, 10:51 AM
akossow akossow is offline
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I have talked to several auto insurance companies and explained my situation and none of them have mentioned that.
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Old 10-25-2024, 01:02 PM
bimmertl bimmertl is offline
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Originally Posted by SIRE1 View Post
We are Seasonal residents and leave one car in Michigan when we drive down to Florida. Before we leave, we contact our auto insurance agent and have them change to policy to "Storage". Then the homeowners policy will cover the car while it is parked in the garage. Before we head back, contact them again and ask to have it removed from Storage. Saves money and works for us.
Homeowners policies exclude coverage for cars.

Keep comprehensive on it while it's in "storage".


Do I Need Insurance for a Car in Storage? | Progressive
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Old 10-26-2024, 07:32 AM
msilagy msilagy is offline
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I take off collision and keep comprehensive for fire, theft. Reduces the premium some.
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Old 10-26-2024, 07:41 AM
akossow akossow is offline
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Default Storage Insurance of a car

That's what I'm running into it lowers your insurance a little but not much. It's close to paying for full coverage.
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Old 10-26-2024, 07:47 AM
Marine1974 Marine1974 is offline
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Default Car in Storage

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Originally Posted by akossow View Post
Does anyone know how to insure a car that sits in a storage unit in Ohio nine months of the year and is driven three months of the year? Is the only way an auto policy or some kind of renters insurance?
Good question . I always call my car insurance company and have them put the policy as in storage but only for 2 months otherwise you will have to get new car insurance every 9 months.
You would have to compare rates with homeowners if they insure a car versus auto .
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Old 10-26-2024, 10:15 AM
JudyMonin JudyMonin is offline
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Take off the liability coverage too. Be sure to call your agent before you drive it again to add coverage back on. Put a big note on the steering wheel to remind you!!
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Old 10-26-2024, 10:49 PM
FredMitchell FredMitchell is offline
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At 3 months, it is probably roughly a wash to just rent a car after allowing for depreciation of your vehicle, storage costs if you have to pay for it, and the cost of service, and paying insurance for 9 months for something that you are not using, but could be a liability. New cars depreciate at about 20% the first year. Older cars slower, but maintenance starts to rise. You also won't have the hassle of selling your lightly used car hoping to get full value because of its low mileage.
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Old 10-28-2024, 05:37 AM
Happytails057@gmail.com Happytails057@gmail.com is offline
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Contact your insurance company, let them know you are away and the car sits there. I forgot the term but they only leave the liability on it and when you go back, let them know and regular coverage will resume. Saves lots of $$$
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