[bowlingal]

ALWAYS pay cash.....or go inside to use your cc. How many times have people been warned about this? Do not feel sorry for you.

[sail33or]

I just had unauthorized charges on my card and was notified by my credit card company. I just checked (because of this post) and Circle K was the last place I used it.

Thanks for the post.

[vinnytalk]

Originally Posted by TedfromGA

My credit card information was stolen from the Circle K gas station pump on March 30. This is the Circle K at 466a on the Lowes/Publix side of the road.

I used the "tap" feature - where you hold the card next to the black box with the tiny green lights that light up when your card communicates with the pump. Previously I thought this method was safer than inserting the card into a slot.

Thank goodness I get an alert every time the credit card is used. April 1 at 6:48am the card was used to charge $170 at Country Inn and Suites. This is clearly a fraudulent charge. I called the card issuer and canceled the card.

So be careful out there the crookes seem to be smarter every day.

How do you know it was from that store? Did you notify the store? Did you notify police?

[lindaelane]

Do you know how a auto-teller usually shows an image of you holding your hand over your PIN number? Crooks can easily insert unseen cameras into outdoor machines. Sounds unreal but I've seen films of how they do it. Cover your card and your PIN (if used) when using a machine.

[retiredguy123]

Originally Posted by bowlingal

ALWAYS pay cash.....or go inside to use your cc. How many times have people been warned about this? Do not feel sorry for you.

How do you use a credit card inside to buy gas? Do you need to pay for a certain amount of gas without knowing how much it will take to fill up? Just curious.

[retiredguy123]

When using a credit card, you can tap, swipe, or insert. Which is the most secure method?

[Bill14564]

Originally Posted by retiredguy123

How do you use a credit card inside to buy gas? Do you need to pay for a certain amount of gas without knowing how much it will take to fill up? Just curious.

That has been the case the few times I have been forced to go inside.

- Leave the card at the register then go back in to pay (generally not an option)
- Guess low and don't fill the tank
- Guess high and trust the charge that goes through will only be what you used and not the higher amount

Any of the three involve walking into the station and waiting in line. The first requires walking and waiting twice. Cash options must be similar though I haven't paid cash for gas in probably 25 years.

[retiredguy123]

Originally Posted by Bill14564

That has been the case the few times I have been forced to go inside.

- Leave the card at the register then go back in to pay (generally not an option)
- Guess low and don't fill the tank
- Guess high and trust the charge that goes through will only be what you used and not the higher amount

Any of the three involve walking into the station and waiting in line. The first requires walking and waiting twice. Cash options must be similar though I haven't paid cash for gas in probably 25 years.

I remember in the old days when they had a guy walking around the pumps to take your cash. He always had a huge wad of cash in his pocket.

[Bill14564]

Originally Posted by retiredguy123

When using a credit card, you can tap, swipe, or insert. Which is the most secure method?

Tap.

Swipe reads the numbers off the swipe and allows for the possibility of skimming.

Insert uses a supposedly one-time encrypted token but since the card moves past the swipe reading heads there is still the possibility of skimming

Tap uses a supposedly one-time encrypted token with no chance of skimming.

Of course, any time your card is out of your wallet there is the possibility of a camera catching the numbers. Apple Pay (tap using your phone) or a card without numbers would avoid this.

[ffresh]

Originally Posted by Two Bills

There is no fraud protection when using any Debit card.
You are basically giving the scammer a cash payment.
Always pay with a CC, for any online purchase.

Not exactly; many banks do offer liability protection on debit cards now. For example:
At Citizens Bank, we understand that you want peace of mind when you bank and shop online. Our Debit Card comes with Zero Liability coverage — this means if your debit card number is fraudulently used to make a purchase, you won't be responsible for that transaction.

I use Capital One for most of my cc purchases. Online purchases are always paid using "ENO" from Capital One, which is a virtual card and, thus, you are not providing your actual cc info to the vendor. It is activated in your browser

Fred

[JRcorvette]

Originally Posted by TedfromGA

My credit card information was stolen from the Circle K gas station pump on March 30. This is the Circle K at 466a on the Lowes/Publix side of the road.

I used the "tap" feature - where you hold the card next to the black box with the tiny green lights that light up when your card communicates with the pump. Previously I thought this method was safer than inserting the card into a slot.

Thank goodness I get an alert every time the credit card is used. April 1 at 6:48am the card was used to charge $170 at Country Inn and Suites. This is clearly a fraudulent charge. I called the card issuer and canceled the card.

So be careful out there the crookes seem to be smarter every day.

there is an App that you can install on your phone that will detect Scanners. It is called Card Scanner (iPhone App Store)

[Two Bills]

When we first visited the USA, most gas pumps would not accept my UK credit card, so I got used to giving cash to cashier prior to filling car.
Stuck with cash for gas ever since, and same at restaurants.
They seem to be the two most vulnerable card locations.

We still pay after filling up in UK.
We are so honest!

[retiredguy123]

Originally Posted by ffresh

Not exactly; many banks do offer liability protection on debit cards now. For example:
At Citizens Bank, we understand that you want peace of mind when you bank and shop online. Our Debit Card comes with Zero Liability coverage — this means if your debit card number is fraudulently used to make a purchase, you won't be responsible for that transaction.

I use Capital One for most of my cc purchases. Online purchases are always paid using "ENO" from Capital One, which is a virtual card and, thus, you are not providing your actual cc info to the vendor. It is activated in your browser

Fred

Zero liability? I'm skeptical. Suppose you are careless and negligent with your card and lose thousands of dollars? I doubt that the bank will honor that promise.

[Tunesmith]

Originally Posted by JRcorvette

there is an App that you can install on your phone that will detect Scanners. It is called Card Scanner (iPhone App Store)

Did you mean "Card Skimmer", rather than "Card Scanner"?

[JDDankert]

Originally Posted by villagetinker

We had card numbers "stolen" for cards that never left our wallets, it turns out the bad guys use random number generators and submit to websites when they get a hit, then they start using the number for purchases.

We had a replacement card used before it ever reach our home!!