[Madelaine Amee]

Need some Euros for upcoming trip. Please pm me.

[erictarleton]

just go to Wells Fargo

[duffysmom]

Citizen's is the lowest right now. Wells Fargo is more expensive. Call the banks and ask what they are charging. Called today and there is a big difference between banks.

[Bavarian]

Compare to using an ATM in Europe and draw money from your US Bank. Often better exchange.

[bdabob]

Why risk carrying around cash when credit cards are accepted pretty much everywhere in Europe now? ATM's are also everywhere for keeping a few Euros in hand for incidentals.

[PennBF]

Just for reference..If you bought 2000 Euros today the costs would be:
Base= Citizens First Bank
Suntrust = $66 more than Citizens
Chase= $51 more than Citizens
Bank of America = $36 more than Citizens
Wells Fargo = $34 more than Citizens.
This was based on today's quotes and understood they include all the add ons. You must have an account at Citizens to buy the Euros. Account can be as little as $1.00.

[CFrance]

Originally Posted by bdabob

Why risk carrying around cash when credit cards are accepted pretty much everywhere in Europe now? ATM's are also everywhere for keeping a few Euros in hand for incidentals.

Unless you have an atm card or credit card that doesn't charge a foreign transaction fee (we have a Schwab bank account atm and Capital One visa--no fees other than dollar to euro), you will pay a percentage, usually about 2%, more for Amex, for charging on a credit card or getting euro out of an atm machine.

So if you are just going overseas for a short time, it might make sense to use cash for meals and small shopping.

[buggyone]

Originally Posted by PennBF

Just for reference..If you bought 2000 Euros today the costs would be:
Base= Citizens First Bank
Suntrust = $66 more than Citizens
Chase= $51 more than Citizens
Bank of America = $36 more than Citizens
Wells Fargo = $34 more than Citizens.
This was based on today's quotes and understood they include all the add ons. You must have an account at Citizens to buy the Euros. Account can be as little as $1.00.

Sounds as though Citizens First is the bank to use. I always have used them for all my banking needs since moving to The Villages.

[twinklesweep]

Originally Posted by buggyone

Sounds as though Citizens First is the bank to use. I always have used them for all my banking needs since moving to The Villages.

When I needed to open a "club" account for a Rec Dept-sponsored activity, I went to Citizens First on the assumption that, as the Villages bank, they would have specific offerings for this account that's so common here in TV. WRONG! It turned out that Wells Fargo had a choice of two accounts that serve this purpose, both with lower costs and better/more flexible terms for such a small account. And if Wells Fargo does, it's possible (likely?) that other banks also have such offerings.

It reminds me what is often said about what can happen when one assumes....

[CaptJohn]

Originally Posted by PennBF

Just for reference..If you bought 2000 Euros today the costs would be:
Base= Citizens First Bank
Suntrust = $66 more than Citizens
Chase= $51 more than Citizens
Bank of America = $36 more than Citizens
Wells Fargo = $34 more than Citizens.
This was based on today's quotes and understood they include all the add ons. You must have an account at Citizens to buy the Euros. Account can be as little as $1.00.

There's nothing like some good research! Good knowledge. Thanks.