[DENNIS G]

I received a letter Saturday from "Northland Group Inc." located in Edina, MN.

It was an official looking letter, stating that they were willing to settle an account with a balance of $638.37 for $319.19. The client name they listed I had never heard of. I went on the Net to look for this company, it was not listed anywhere, even in the yellow and white pages.

The letter was addressed to my first and middle name, and correct address. I called them this morning and they immediately said, "Oh, that isn't you, throw the letter away" and and hung up.