Put a new roof on the MA house Put a new roof on the MA house - Talk of The Villages Florida

Put a new roof on the MA house

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  #1  
Old 08-28-2025, 12:36 PM
CoachKandSportsguy CoachKandSportsguy is offline
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Default Put a new roof on the MA house

21 year old roof with 20 year shingles replaced with 50 year shingles

total new roof cost, $9,000

home insurance's savings $38, on a total insurance cost of $1,300

these numbers don't seem doesn't appear logical. . but all presented are correct.

good luck to us!
  #2  
Old 08-28-2025, 01:14 PM
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How many squares?
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Old 08-28-2025, 01:18 PM
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So, why was new roof needed? Did old song and dance come to play it’s old or scam insurance won’t insurance, or was there leak , warped shingles or losing sand? Knowing what we know about insurance scams in Florida are scams making there way to Ma.?
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Old 08-28-2025, 04:07 PM
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So, why was new roof needed? Did old song and dance come to play it’s old or scam insurance won’t insurance, or was there leak , warped shingles or losing sand? Knowing what we know about insurance scams in Florida are scams making there way to Ma.?
The new roof was a routine maintenance replacement. No leaks and all the plywood underneath was pristine. All items are replaced after 20 years of service, the last item is the oil burning furnace, which is next month.

The strange part was that a new roof in MA is only worth $38 in home insurance premium. . Yet, companies are not insuring houses with >10 year old roofs. . .
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Old 08-28-2025, 04:11 PM
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Originally Posted by CoachKandSportsguy View Post
The new roof was a routine maintenance replacement. No leaks and all the plywood underneath was pristine. All items are replaced after 20 years of service, the last item is the oil burning furnace, which is next month.

The strange part was that a new roof in MA is only worth $38 in home insurance premium. . Yet, companies are not insuring houses with >10 year old roofs. . .

IMO insurance companies not in business to give out good deals, just enough deal to undercut competitors….maybe good investment, roof replacement not going to cheaper that’s for sure.
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Old 08-28-2025, 06:11 PM
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My old 2 story roof up north before we left was $20K.
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Old 08-28-2025, 07:13 PM
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Originally Posted by CoachKandSportsguy View Post
21 year old roof with 20 year shingles replaced with 50 year shingles

total new roof cost, $9,000

home insurance's savings $38, on a total insurance cost of $1,300

these numbers don't seem doesn't appear logical. . but all presented are correct.

good luck to us!
Got up on our 19 year old roof in Western Massachusetts last weekend to do the annual clean out of both the wood stove and pellet stove chimneys, the gutters, and wash the side dormer windows. Whenever I drag my old ass up there, I give the entire roof a thorough inspection, and everything looked pristine. We had the best available 40 rear rated architectural shingles installed during the new build, and they still looked almost new. It’s amazing how quickly the intense Florida sun and heat destroys shingles. The 19 year old shingles on our northern home look as good, or better, than the 1 1/2 year old shingles on our Villages home. Apparently, the cold and snow not only doesn’t damage shingles, the snow cover seems to actually protect them?

That being said, screw the cold and snow, I’d rather shovel sunshine all winter and have to replace the shingles every 15 years. On another note, the forecast at our northern home is for temperature to drop into the 40’s tomorrow night. It’s getting close to that time of the year when the early snowbirds begin exercising their wings for the upcoming southern migration. Football season starts next week, the leaves are beginning to start changing color on a couple of our maple trees, Sam Adam’s Octoberfest beer just hit the shelves, and the fall county fairs are beginning to open up. Dam, the time goes by fast.
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Old 08-29-2025, 05:23 AM
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In OKC 2001 I replaced my hail damages roof (hail size of racketballs) with metal roof after new shingled roof 3 years before. One and done, 14 years still looked like new. Cost then for 2200 sf was 12,900, shingled roof was 9500. My neighbor’s had to replace their roofs again due to hail size racketball or larger. My roof had couple small dings. IMO as home owner I should be able to put any kind roof on my house, now in population closed area color can be limited but roof types no. Developers has metal roof on all there buildings with no restriction on style or type. Besides who actually looks up at roof anyway.
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Old 08-29-2025, 05:38 AM
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Originally Posted by Topspinmo View Post
In OKC 2001 I replaced my hail damages roof (hail size of racketballs) with metal roof after new shingled roof 3 years before. One and done, 14 years still looked like new. Cost then for 2200 sf was 12,900, shingled roof was 9500. My neighbor’s had to replace their roofs again due to hail size racketball or larger. My roof had couple small dings. IMO as home owner I should be able to put any kind roof on my house, now in population closed area color can be limited but roof types no. Developers has metal roof on all there buildings with no restriction on style or type. Besides who actually looks up at roof anyway.
totally agree. . . would love to put a metal roof on, but the cost multiple over shingles is much higher today
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Old 08-30-2025, 05:51 AM
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Originally Posted by tophcfa View Post
got up on our 19 year old roof in western massachusetts last weekend to do the annual clean out of both the wood stove and pellet stove chimneys, the gutters, and wash the side dormer windows. Whenever i drag my old ass up there, i give the entire roof a thorough inspection, and everything looked pristine. We had the best available 40 rear rated architectural shingles installed during the new build, and they still looked almost new. It’s amazing how quickly the intense florida sun and heat destroys shingles. The 19 year old shingles on our northern home look as good, or better, than the 1 1/2 year old shingles on our villages home. Apparently, the cold and snow not only doesn’t damage shingles, the snow cover seems to actually protect them?

That being said, screw the cold and snow, i’d rather shovel sunshine all winter and have to replace the shingles every 15 years. On another note, the forecast at our northern home is for temperature to drop into the 40’s tomorrow night. It’s getting close to that time of the year when the early snowbirds begin exercising their wings for the upcoming southern migration. Football season starts next week, the leaves are beginning to start changing color on a couple of our maple trees, sam adam’s octoberfest beer just hit the shelves, and the fall county fairs are beginning to open up. Dam, the time goes by fast.
you ain't prying gma's fingers off her gc's until santa has left the building
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Old 08-30-2025, 06:04 AM
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Originally Posted by tophcfa View Post
Got up on our 19 year old roof in Western Massachusetts last weekend to do the annual clean out of both the wood stove and pellet stove chimneys, the gutters, and wash the side dormer windows. Whenever I drag my old ass up there, I give the entire roof a thorough inspection, and everything looked pristine. We had the best available 40 rear rated architectural shingles installed during the new build, and they still looked almost new. It’s amazing how quickly the intense Florida sun and heat destroys shingles. The 19 year old shingles on our northern home look as good, or better, than the 1 1/2 year old shingles on our Villages home. Apparently, the cold and snow not only doesn’t damage shingles, the snow cover seems to actually protect them?

That being said, screw the cold and snow, I’d rather shovel sunshine all winter and have to replace the shingles every 15 years. On another note, the forecast at our northern home is for temperature to drop into the 40’s tomorrow night. It’s getting close to that time of the year when the early snowbirds begin exercising their wings for the upcoming southern migration. Football season starts next week, the leaves are beginning to start changing color on a couple of our maple trees, Sam Adam’s Octoberfest beer just hit the shelves, and the fall county fairs are beginning to open up. Dam, the time goes by fast.
Same- Birch trees turning yellow in Belchertown!
  #12  
Old 08-30-2025, 06:06 AM
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Originally Posted by CoachKandSportsguy View Post
The new roof was a routine maintenance replacement. No leaks and all the plywood underneath was pristine. All items are replaced after 20 years of service, the last item is the oil burning furnace, which is next month.

The strange part was that a new roof in MA is only worth $38 in home insurance premium. . Yet, companies are not insuring houses with >10 year old roofs. . .
I have a new motto, perhaps a selfish one if you have heirs to your property, but the things I buy now don’t have to live longer than me.
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Old 08-30-2025, 06:07 AM
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Keep in mind shingles last about half the time they are suppose to in Florida heat and direct sun.
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Old 08-30-2025, 06:26 AM
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I have a new motto, perhaps a selfish one if you have heirs to your property, but the things I buy now don’t have to live longer than me.
LOL! and how many more years do you have? could be 20 or 30

Would be true here except that we want to sell the house next spring, and prefer a well maintained house, rather than my parent's home, which I just sold with 20 year old appliances and 60 year old furnishings and decor. . the electrical wiring was horrendous by today's standards, room lighting all by single whale oil lamps with electric starts
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Old 08-30-2025, 08:10 AM
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lol! And how many more years do you have? Could be 20 or 30

Would be true here except that we want to sell the house next spring, and prefer a well maintained house, rather than my parent's home, which i just sold with 20 year old appliances and 60 year old furnishings and decor. . The electrical wiring was horrendous by today's standards, room lighting all by single whale oil lamps with electric starts :d
real estate agent showed us a similar home
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