[gongoozler]

Originally Posted by RVRoadie

This is really pretty simple. Look at your auto policy. If your LSV is listed as a motor vehicle with a VIN number along with your other vehicles, you are covered properly.

If your LSV is listed on anything other than an auto policy, it is not correctly insured.

It would be interesting to compare what is actually covered in a Golf Cart policy verses an LSV Auto policy. Maybe it would make sense to drop some things from LSV coverage, maybe uninsured motorist. Anybody know what a Golf Cart policy covers in this respect?

I have my LSV insured with USAA (military officrs) and the policy is exactly the same as those on my two autos . . . the only difference is that the cost . . . the LSV has a $50 deductable on Collision and cost only $2.05 verses $68 for my other two cars with a $1,000 deductable. The Comprehensive is $3.88 on the LSV verses about $20 on the two cars . . . Bodily Injury Liability (100k,300k), Property Damage Liability (25k), Uninsured Motorists Bodily Injury (100k,300k),and Personal Injury Protection (10k) bring the total bill on the LST to $68.90 for six months of coverage.