Huge increase - Foremost golf cart insurance

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  #46  
Old 06-06-2020, 09:02 AM
Dlbonivich Dlbonivich is offline
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Be aware that some golf cart insurance attached to your homeowners policy only covers you to and from the golf course and not the way most Villagers use their cart.
  #47  
Old 06-06-2020, 09:15 AM
J1ceasar J1ceasar is offline
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Default coverage and cost

It all depends on coverage - just comprehensive is $44
  #48  
Old 06-06-2020, 09:16 AM
erhrph erhrph is offline
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Try shopping for your home & auto insurance & then adding golf cart insurance to the package. Insurance prices vary by car type obviously, but since I have a Tesla, Progressive insurance was the cheapest. DO NOT BUY YOUR INSURANCES SEPARATELY!
  #49  
Old 06-06-2020, 09:26 AM
charlieo1126@gmail.com charlieo1126@gmail.com is offline
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Quote:
Originally Posted by OrangeBlossomBaby View Post
We switched to Allstate since our car insurance is with them and we get multiple-vehicle and multiple-coverage discounts (since golf carts aren't considered automobiles, it's a different type of insurance). We were paying somewhere around $180-something, now we're paying something like $140-something. Not a LOT of difference, but it's a few nights of going-out-to-dinner money we wouldn't have had otherwise.
are you going out with $40 for a few nights my stimulus tip at blue fin last night was $50 lol
  #50  
Old 06-06-2020, 09:29 AM
newbie1758 newbie1758 is offline
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We have Allstate . 2 carts (1 electric & 1 gas) $120 for both.
  #51  
Old 06-06-2020, 09:30 AM
charlieo1126@gmail.com charlieo1126@gmail.com is offline
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Hmmm $500 sinkholes deductible like to read the fine print in that one
  #52  
Old 06-06-2020, 09:37 AM
transplanted transplanted is offline
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I don't know the costs/etc (husband handles all that and he's away, trapped in VA), but we have ours with USAA.
  #53  
Old 06-06-2020, 09:48 AM
tlshoe tlshoe is offline
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I have golf cart insured through State Farm and just got my next bill—it’s for $125.
  #54  
Old 06-06-2020, 09:48 AM
nikonuser1 nikonuser1 is offline
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Default Golf cart ins.

When my GC ins. premium went way up a couple of years ago, I went back to the Villages Ins. agent. She looked at the policy as said the ins. co. must have changed my cart information. So she changed it back, asked me to give a new value of the cart, and my premium went down about $100. The ins. co. does not depreciate your cart every year so they inflate the premium. You know that if something happens they will depreciate then so they won't have to pay out on the claim.
  #55  
Old 06-06-2020, 10:01 AM
Rhonda West Rhonda West is offline
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YES - my cart insurance with Foremost doubled!! I called The Villages Insurance and they brokered me insurance for just under $100 for the exact same insurance coverage!
  #56  
Old 06-06-2020, 10:14 AM
chas39 chas39 is offline
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I had them now have Progressive much cheaper
  #57  
Old 06-06-2020, 10:26 AM
richard cammerron richard cammerron is offline
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Yeah. Call Allstate I'm paying less than $100.00 a year
  #58  
Old 06-06-2020, 10:28 AM
Michael A. David Michael A. David is offline
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Check with All State, insurance on my wifes cart is 50.00 dollars a year. Andrew Beucher 352 357 1994
  #59  
Old 06-06-2020, 10:30 AM
Holpat39 Holpat39 is offline
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Within the last 3 months I paid $50.00 to Foremost. Down from 135.00. Dropped some of the coverage. If you are with The Villages Insurance Agency check with them about lowering your rate,.
  #60  
Old 06-06-2020, 10:40 AM
bassfish bassfish is offline
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Default Golf cart Ins.

All the major coverages with Foremost - $99.00
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increase, foremost, golf, cart, insurance


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