[La lamy]

$7 sure seems outrageous. But how else would their CEOs make millions of $?

[Marathon Man]

Here we go again. Someone becomes angry at a business and tries to cause it harm by coming on here and telling us to stay away from it. Just to be followed by several posts talking about how good that business is.

Tells me more about the poster than it does about the business.

[retiredguy123]

Originally Posted by Catalina36

Why would you post something like this?? You try and cash a check from your fathers bank which you do not have an account and you are upset about a small fee? If this is going to be a reoccurring problem perhaps you should open a free account in this bank. Why go through making your Dad change all of his banking because you cannot cash one of his checks????? Hmmmm something is not right here??????

I agree. Almost every bank charges a similar fee to cash a check for non-customers, even if the check was drawn on their bank. So, it is not fair to ask people to stay away from SunTrust, who is operating the same way as the other banks. Also, it doesn't make sense to move your money to another bank that probably has check cashing fees as well. If banks didn't charge these types of fees, I wonder how long they would be able to maintain walk-in branches, which are a convenience for many people.

[J1ceasar]

The only way to change things like this is to write your representative in your state

[GRACEALLEMAN]

Have you ever tried to cash a check there before when you didn't have an account? I do know that Bank of America charges $8 to cash a check if you do not have in a bank account there.When I was in Portland Oregon and went to a Bank of America to cash a check for a sale of an item to someone and I did not have an account they charged me $8, this is very common I don't know what you're so upset about.

[camaguey48]

Originally Posted by Sparty6971

I agree with @John_W on comments about SunTrust/Truist Bank. Our parents banked with them for many years; we assumed their accounts with no difficulty (with needed legal documents of course) and anticipate a successful, long association with Truist.

It's unfortunate for the OP to be assessed the $7 "no-account" check cashing fee. Many years back, you could cash free-of-charge a check drawn on a bank, at that bank without needing an account yourself. But too many times crooks ruined for the OP and the rest of us. I think that's pretty much the rule at most banks now and don't see it changing unfortunately.

Regions charges $20.

[Skunky1]

Seven dollars will certainly not deter a thief. A bank should we be required to cash any check drawn on their bank without an additional fee once verification of funds are in the account, verification of the account owners signature, verification of identityOf the person cashing the check. In addition to that the bank also has cameras and the ability to require a thumbprint at the time of cashing the check.

[Girlcopper]

Originally Posted by jcoyne77

My sick 87 yr old father needed some cash so he wrote me a check. I took it to the branch on 466 and was told it would cost 7$ to cash it bc I didnt have an account there! WTH? He's changing banks asap. There's been other issues with suntrust but this one takes the cake.

So? I dont know any bank that cashes a check that doesnt require you to have an account there. Youre lucky they even agreed to cash it for a fee.

[PJackpot]

That is not true. Wells Fargo does not charge any fees for checks drawn on their bank. That is absurd. If I were him, I would have been ****ed.

[Carla B]

Banks are like airlines. They have all kinds of ingenious fees.

[Debfrommaine]

Policy is policy. Great service from SunTrust over the years.

[Weavej2718]

Originally Posted by jcoyne77

My sick 87 yr old father needed some cash so he wrote me a check. I took it to the branch on 466 and was told it would cost 7$ to cash it bc I didnt have an account there! WTH? He's changing banks asap. There's been other issues with suntrust but this one takes the cake.

I guess my thoughts after that this is your first post is, if your dads 87 you most likely are in your fifties/sixties/very late forties. By this age your ability to get your own money and financial wellness should be pretty well established where you don’t need your dads money ( and it must be need if you are paying $7 to get it). If you would like to work on budgeting and financial wellness, let me know.

[banjobob]

I don't understand people being so outraged at small issues, did the manager get notified was the check written correctly. Pretty sure the fee would have been waved.

[Warren]

Originally Posted by jcoyne77

My sick 87 yr old father needed some cash so he wrote me a check. I took it to the branch on 466 and was told it would cost 7$ to cash it bc I didnt have an account there! WTH? He's changing banks asap. There's been other issues with suntrust but this one takes the cake.

$7 ! That is a good deal. I tried to cash a check drawn on Bank of America some time back, as i recall, the fee was $25. We all recall when we could bring a check to the bank it was drawn on and expect it to be honored, no charge. Times have changed. It is all about "fees" now. That is why i left Bank of America several years ago to go with SunTrust. You can't keep looking back. We all remember what you "used-to"could do...........Well old man "used-to" died a long time ago. I used to could buy gas for 19 cents ...........and that is the way it is! Or was. You can run, but you can't hide.

[Linda Lenox]

Originally Posted by PJackpot

That is not true. Wells Fargo does not charge any fees for checks drawn on their bank. That is absurd. If I were him, I would have been ****ed.

Most all banks charge a fee. It is for your protection, you have know idea how much fraud is out there! Each bank has entire departments trying to protect you. You never said how much the check was for. You could of just had your Dad get cash or go to his ATM. Many solutions could of been chosen.