Talk of The Villages Florida - Rentals, Entertainment & More
Talk of The Villages Florida - Rentals, Entertainment & More
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#1
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While continuing to seek what best works for me I feel I should inquire of Vanguard what they offer as their fees are modest compared to other outfits. One thing really important to me is building a one on one relationship with a financial advisor. Another is being able to choose a particular advisor among a list after reviewing their credentials and interviewing them. Before I call Vanguard and inquire I would greatly appreciate receiving some comments, advice, admonitions and suggestions from those who use Vanguard advisors, have used them or chosen not to use them, and if so, why?
Thank you in advance for your sincere responses.
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"No one is more hated than he who speaks the truth." Plato “To argue with a person who has renounced the use of reason is like administering medicine to the dead.” Thomas Paine Last edited by manaboutown; 07-05-2025 at 02:58 PM. |
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#2
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#3
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I have been very pleased with Vanguard advisor services, always work with the same advisor, investment returns have met my goals & Vanguard is really sharp on minimizing taxes, I highly recommend them,
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#4
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I have been a Vanguard client for more than 30 years, and I have invested in nothing but index funds. I never saw any need to use their advisor services or to buy any actively managed funds.
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#5
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I also have a post tax brokerage account. This is a much smaller amount that I've just added in over the years. I play around with various funds and some stocks and such. The returns on the IRA are better than the other account as a percentage. I have made some real leaps in the brokerage account, like buying Nvidia before the recent split but they don't account for some of the dogs that have wallowed about for years, with meager gains. To that end, within the last 2 years, I've just been adding to VOO and look at that...the returns have improved. I don't know how much better than my current I could do and still have some security that it's not going to evaporate in a downturn. Michael Saylor, a Billionaire describes the market this way. "You have a 500 stocks, 8 winners, 492 losers and with an active manager, when the winners outstrip the losers and the percentages get out of a certain ratio? They will sell some of the 8 winners and buy more of the 492 losers. It's Idiotic" |
#6
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In June 1921, I consolidated multiple sources of IRA and old 401(k) retirement monies. I went with Vanguard and their advisor service. I have one advisor who I meet with quarterly over the phone. I am basically a 55/45 stocks bonds which keeps me fairly steady from big dips, but unfortunately also from big increases. The third of one percent fee they charge is relatively small but I still scratch my head at times wondering why I give $1000 or so every quarter to them. I guess I should be happy that the quarterly amount is increasing. .
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Bill NJ Shore |
#7
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__________________
"No one is more hated than he who speaks the truth." Plato “To argue with a person who has renounced the use of reason is like administering medicine to the dead.” Thomas Paine |
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