[rubicon]

Originally Posted by ilovetv

In post #37 on the thread "Big Black Eye for TV", it says, "I am part of the way through applying for the ACA. It keeps telling me I am not eligible for Florida Medicaid because I have not filed any Federal Tax forms."

I think this is where the deep involvement of the IRS in the ACA and healthcare is rearing its ugly head (the IRS's ugly head).

Knowing that there are probably millions of poverty-level people across the country who have not filed income taxes--because they work for cash under the table or simply do not have income)--it seems to me that....

When an extremely intelligent, capable and educated-with-law-degree person cannot get the application process done reasonably, all the thousands or millions of under-educated and slow-minded people who haven't filed taxes are just plain up s-creek without a paddle.

And where do these people go then? To the E.R. where they rightly cannot be turned away, which is the most expensive setting possible for care, and is the place that is most expensive to run because it is set up heavily-staffed and heavily-equipped 24/7/365 to handle "emergencies" of life and limb, NOT urgent care, minute clinic, nor primary care problems.

Add to that the person's insurance depending on the IRS, and it's an abyss.

ilovetv: I like the way you roll

[rubicon]

Originally Posted by ilovetv

I really want the system to work for you and everyone, too.

Everyone needs to take a hard look at the IRS's control in all of it. To me it's looking awfully punitive to cash-earners or non-earners, whose taxes aren't in order, while already being in dire health and poverty-stricken.....too weak to fight the system.

Wishing you the best, and thank God you have family to help.

ilovetv: Keep rolling

[Bay Kid]

Originally Posted by Golfingnut

Yet it has been a life saver for so many others. It seems to have a lot to do with how wealthy you are. It is more helpful to the old and the poor. Why do they get a break on the cost of living with good health care? I worked for 40 years so, I am not getting a break, but am very thankful for those that do.

I am not rich by any means. Worked all my life and paid for my insurance privately, always. Now I am poorer, to the tune of $6,000. EXTRA a year! I am covered for anything previous, BUT ONLY if I keep this current plan that the insurance companies keep raising my cost. I am for helping the old and poor, but not the lazy, let the government take of me people and at what cost. Then the very people that passed this terrible law exempt themselves from the law. I am the middle class and WE cannot afford to pay all the bills.

[Bay Kid]

Originally Posted by Taltarzac725

The Affordable Health Care Act probably will need a lot of updates and revisions and the like.

By the time THEY get it together it will be too late to reverse the damage for the people that pay their own insurance. Truth is THEY want to totally take over healthcare. And THEY do such a good job at running a business.

[DaleMN]

Ever wonder who "They" is? "They" say blah, blah, blah.

[JourneyOfLife]

IMO.... most people do not understand healthcare financing or the relevant issues.

The other issue, is that some, actually many, attribute their access to healthcare insurance to something they did or did not do. The best most people can claim is they happened to end up with it... in most cases through no care or effort of their own! Someone else laid it in their hands. They were lucky enough... so far, to not have it taken away from them!

[Taltarzac725]

Originally Posted by Taltarzac725

This is just about my filling out the application for medical insurance via the Affordable Care Act. I have not had any medical insurance since 1991 or so. That was while I worked at the University of Minnesota Law Library and lost my contract with them after I had finished working on the WESTLAW cataloging project.

I felt that I had to describe why I thought I had not been able to find any employment after 1991 and am hoping that they will also look into this. I have been selecting maybe 120 copies of documents I have sent or received. A lot of these are from US, state and governmental entities like some State Attorney Generals and victim assistance agencies.

If you have followed my posts on Talk of the Villages you know about the 2/24 1976 murder of my then high school teacher's daughter Michelle Mitchell. This happened in a garage across the street pretty much from the University of Nevada, Reno quite close to the nursing education buildings. Michelle had been a nursing student. The murderers of Michelle were trying to make it look like a serial killer was terrorizing Reno and had picked Michelle at random and hid in her back seat while she was doing something in the nursing buildings. Then they took her a few hundred yards and murdered her. They had had a life insurance interest on a woman they had murdered a few days before and were trying to cover up this murder of a black casino manager.

My birthday is 2-24. I turned 55 on 2-24-2014. Born in 1959 in Wisconsin. I still speak with a bit of a cheesehead accent.

As you may gather, this Michelle Mitchell murder was a huge media event in Reno especially because it was not solved until 1979. The murder of the black casino woman had not been connected to the Michelle Mitchell murder until 1979 when one of the conspirators bragged about the murders and the reason behind them, probably, to a fellow jail/prison inmate in Louisiana.

The case broke wide open. I never met Michelle Mitchell but anyone that had had been put under investigation for her murder. This included some of my classmates at Earl Wooster High School like John P. I had been having a quiet birthday celebration the Tuesday (?) night that Michelle Mitchell had been killed.

These Wooster High students had often looked to me for guidance partly because I had been kind of a teacher's pet for Mrs. Mitchell while I was in her remedial English class at Wooster. John P. and I had received small Scholarships in the name of Michelle Mitchell which I used for the 1976/1977 Semesters at the University of Nevada, Reno.

I had searched in libraries all over the Reno area to help my classmates perhaps cope with their feelings and the like but found next to nothing in any of these various libraries.

I started on a mission to do something about this huge niche but was met AFTER I had earned four degrees to give me some credibility with attacks on my mental health for going into detail abut what many in the law librarianship profession portrayed as my personal problems. A huge niche in services towards the group --victims of violent crimes-- which should be the MOST important group in the criminal justice system-- is hardly the personal problem of any one man. I did have some support at the University of Minnesota from some law professors and some students but not enough to keep my employment contract intact.

This kind of approach of putting a critic's mental health into issue made me mad not insane. But, I was pushed to elaborate lengths to do something about this niche.

My package I am sending to the ObamaCare people outlines how I was made out to look mentally ill just for fighting for the rights of again the group that should be of central importance to the criminal justice system.

Hopefully, this will get me medical insurance coverage which I have not had since 1991. I am basing it on the appearance of being mentally ill. I am not but certainly have faced quite a bit of depression for some making this so so hard a road. When someone with a huge amount of proportional power puts a label of mental illness on you just because you have a deep concern when the needs of a certain group are not really being adequately met it is very distressing for the person that goes through this.

If it does not get me the medical insurance I really need, maybe it will ignite more of a call for seriously addressing the needs of those who have been pulled into the legal system without any consent of their own. I do feel that something -- fate-- pulled me into this because of the 2-24 murder of Michelle Mitchell and how much of a role her mother Barbara Mitchell handed me in the way of standing up for what you believe in and never giving up no matter what the cost it might have to you. Of course, there have been huge costs to my immediate family in providing a home, bed, food, and some sense of hope. I seriously think I would not be alive now without their assistance. It has been a very hard fight for everyone in my immediate family.

I strongly agree with the need of the Affordable Care Act because they are many who have fallen through the cracks-- or were pushed through them like me.

Again, I hope this thread does not become political. It is more about the needs of the survivors/victims of crimes and my role in fighting for these.

I have been remiss about applying for jobs here in the Villages which would have stopped me from having to explain myself to the Federal government but there is still that huge gap in my employment record that any cautious potential employer would have some question about at some time. I am not particularly good at hiding things and most people can tell that I am hiding things. I want to make sure I do not come across as knocking the Villages, the various companies here, or especially TOTV. I have had a great quiet life here in the Villages since 2005 and have greatly enjoyed being on TOTV since 2007 or so.

Not having medical insurance, however, is a huge worry especially with someone who is now 55. My situation has caused depression at times but nothing I have not been able to handle. I did have a nervous breakdown in 2000 because of all the stress and probably because of much more sinister factors but I really do not have enough objectivity about that whole situation. Maybe, the OBamaCare people can also help with what happened there. The Pinellas County Sheriff's office did not seem to get it. I did go down to their headquarters around September 18, 2002 and reported what I had experienced and gave them a couple of hundred copies of letters I had received during my fight for respect for the needs of survivors/victims of crimes.

I sent my package a few weeks ago @ March 13, 2014, but have not heard anything. It seems like I have two more weeks (after March 31, 2014) to deliberate about what else I might tell them if and when I call. It is kind of hard to put such heavy experiences into a few lines especially if you are talking over the phone to a person who probably just sees you as another file number.

I do hope that whoever winds up with the various documents I sent the ObamaCare people in London, KY authenticate these documents to make sure that these are from the agencies, people, etc. on the various letterheads. Some of these responses were unbelievable to me. They do tell a fascinating story. I hope I do not come across as being narcissistic in all this as I am but one of the people in this drama and probably --in my own eyes-- not one of the major ones.

My goal, of course, with sending in the application is affordable health care for myself.

[Taltarzac725]

Originally Posted by Taltarzac725

This is just about my filling out the application for medical insurance via the Affordable Care Act. I have not had any medical insurance since 1991 or so. That was while I worked at the University of Minnesota Law Library and lost my contract with them after I had finished working on the WESTLAW cataloging project.

I felt that I had to describe why I thought I had not been able to find any employment after 1991 and am hoping that they will also look into this. I have been selecting maybe 120 copies of documents I have sent or received. A lot of these are from US, state and governmental entities like some State Attorney Generals and victim assistance agencies.

If you have followed my posts on Talk of the Villages you know about the 2/24 1976 murder of my then high school teacher's daughter Michelle Mitchell. This happened in a garage across the street pretty much from the University of Nevada, Reno quite close to the nursing education buildings. Michelle had been a nursing student. The murderers of Michelle were trying to make it look like a serial killer was terrorizing Reno and had picked Michelle at random and hid in her back seat while she was doing something in the nursing buildings. Then they took her a few hundred yards and murdered her. They had had a life insurance interest on a woman they had murdered a few days before and were trying to cover up this murder of a black casino manager.

My birthday is 2-24. I turned 55 on 2-24-2014. Born in 1959 in Wisconsin. I still speak with a bit of a cheesehead accent.

As you may gather, this Michelle Mitchell murder was a huge media event in Reno especially because it was not solved until 1979. The murder of the black casino woman had not been connected to the Michelle Mitchell murder until 1979 when one of the conspirators bragged about the murders and the reason behind them, probably, to a fellow jail/prison inmate in Louisiana.

The case broke wide open. I never met Michelle Mitchell but anyone that had had been put under investigation for her murder. This included some of my classmates at Earl Wooster High School like John P. I had been having a quiet birthday celebration the Tuesday (?) night that Michelle Mitchell had been killed.

These Wooster High students had often looked to me for guidance partly because I had been kind of a teacher's pet for Mrs. Mitchell while I was in her remedial English class at Wooster. John P. and I had received small Scholarships in the name of Michelle Mitchell which I used for the 1976/1977 Semesters at the University of Nevada, Reno.

I had searched in libraries all over the Reno area to help my classmates perhaps cope with their feelings and the like but found next to nothing in any of these various libraries.

I started on a mission to do something about this huge niche but was met AFTER I had earned four degrees to give me some credibility with attacks on my mental health for going into detail abut what many in the law librarianship profession portrayed as my personal problems. A huge niche in services towards the group --victims of violent crimes-- which should be the MOST important group in the criminal justice system-- is hardly the personal problem of any one man. I did have some support at the University of Minnesota from some law professors and some students but not enough to keep my employment contract intact.

This kind of approach of putting a critic's mental health into issue made me mad not insane. But, I was pushed to elaborate lengths to do something about this niche.

My package I am sending to the ObamaCare people outlines how I was made out to look mentally ill just for fighting for the rights of again the group that should be of central importance to the criminal justice system.

Hopefully, this will get me medical insurance coverage which I have not had since 1991. I am basing it on the appearance of being mentally ill. I am not but certainly have faced quite a bit of depression for some making this so so hard a road. When someone with a huge amount of proportional power puts a label of mental illness on you just because you have a deep concern when the needs of a certain group are not really being adequately met it is very distressing for the person that goes through this.

If it does not get me the medical insurance I really need, maybe it will ignite more of a call for seriously addressing the needs of those who have been pulled into the legal system without any consent of their own. I do feel that something -- fate-- pulled me into this because of the 2-24 murder of Michelle Mitchell and how much of a role her mother Barbara Mitchell handed me in the way of standing up for what you believe in and never giving up no matter what the cost it might have to you. Of course, there have been huge costs to my immediate family in providing a home, bed, food, and some sense of hope. I seriously think I would not be alive now without their assistance. It has been a very hard fight for everyone in my immediate family.

I strongly agree with the need of the Affordable Care Act because they are many who have fallen through the cracks-- or were pushed through them like me.

Again, I hope this thread does not become political. It is more about the needs of the survivors/victims of crimes and my role in fighting for these.

I have been remiss about applying for jobs here in the Villages which would have stopped me from having to explain myself to the Federal government but there is still that huge gap in my employment record that any cautious potential employer would have some question about at some time. I am not particularly good at hiding things and most people can tell that I am hiding things. I want to make sure I do not come across as knocking the Villages, the various companies here, or especially TOTV. I have had a great quiet life here in the Villages since 2005 and have greatly enjoyed being on TOTV since 2007 or so.

Not having medical insurance, however, is a huge worry especially with someone who is now 55. My situation has caused depression at times but nothing I have not been able to handle. I did have a nervous breakdown in 2000 because of all the stress and probably because of much more sinister factors but I really do not have enough objectivity about that whole situation. Maybe, the OBamaCare people can also help with what happened there. The Pinellas County Sheriff's office did not seem to get it. I did go down to their headquarters around September 18, 2002 and reported what I had experienced and gave them a couple of hundred copies of letters I had received during my fight for respect for the needs of survivors/victims of crimes.

I am going through the Appeals process for getting medical insurance. Our family cannot afford the rather hefty prices ObamaCare had for medical insurance for me so I am trying to qualify for Florida Medicaid. Not sure how this works?

I had a conference call yesterday morning (April 10, 2014) and basically that just went over what I had submitted a few months ago on January 15, 2014.

They did not mention my @120 survivors/victims rights documents but did want a notarized letter about my expected finances in 2014 as well as a copy of my birth certificate. Can you believe it is $10.00 to get a letter notarized!!! I had to modify it a bit after notarization so I just initialed it. I had written down that I get a monthly allowance when I really meant weekly. I do get flustered when the government comes a calling.

I had no idea they would call yesterday so was quite discombobulated when they did. I could hardly talk right. And, it is kind of hard to predict how much money you are going to make in the future. I just mentioned my weekly allowance as well as the various gifts I got for my birthday (2-24-1959) and Christmas. I am usually kind of flush-- for me-- around the first of the year.

I wonder how the State of Florida is going to handle my extended story if it comes to that???

[Lahaja]

Taltarzac - Why are you making this more complicated than it needs to be? If you are just looking for health car coverage, apply and get it. My husband is 64 - has had three heart attacks - was dropped from Aetna in 2012 and )thank God for the fact they can no longer judge on pre-existing conditions), picked up Florida blue Cross/blue Shield at the rate of 400.00 per month. This is NOT through the government Affordable Health Care Act (healthcare.gov). This is by calling an insurance broker and getting insured. THAT SIMPLE. I am 50 with high BP (medicated) and mine is under 300.00 per month.
It's out there …all you have to do is call them. Not send 110 pages of history.

[billethkid]

there are some benefits like eliminating pre existing conditions.
And for the sake of example let us just focus on that one aspect.
It is less than one year in effect. The insurance companies are happily signing up folks they would not have in the past. The premiums, at this point do not seem to far afield if at all.

HOWEVER, as the claim incident rates start to climb...and they most certainly will with pre existing conditions they did not cover before......and as the serious claims in that mix increase....the payout by the insurance company will increase, substantially and if the insurance companies want to maintain their current level of profitability they can only raise premiums.

These increasing claims over the years is what has literally priced health insurance out of almost all company benefit programs in the USA. That same incident rate will be the cause of many insurance companies eventually rolling over and ceasing to exist.

Some believe this will eventually lead to only one source for coverage.....the US government.

The above is not speculation. It is a fact born by historical evidence.

And remember the above is based upon only one aspect of the new law.

The coverage any of us have today is the best and least expensive it will ever be.

[Taltarzac725]

Originally Posted by Lahaja

Taltarzac - Why are you making this more complicated than it needs to be? If you are just looking for health car coverage, apply and get it. My husband is 64 - has had three heart attacks - was dropped from Aetna in 2012 and )thank God for the fact they can no longer judge on pre-existing conditions), picked up Florida blue Cross/blue Shield at the rate of 400.00 per month. This is NOT through the government Affordable Health Care Act (healthcare.gov). This is by calling an insurance broker and getting insured. THAT SIMPLE. I am 50 with high BP (medicated) and mine is under 300.00 per month.
It's out there …all you have to do is call them. Not send 110 pages of history.

That's pretty expensive. I am trying to appeal my Marketplace denial of Medicaid because I did not file a tax return as my individual income was under the amount which you need to file. http://www.irs.gov/Filing I do not think my parents should continue footing my medical and dental bills. I am trying to explain with the 120 copies of documents-- dating from 1990 through 2006-- mainly from other State, Federal and International Governmental agencies why I have had such a hard time finding suitable work with four degrees, 24 nominations to Marquis Who's Who publications from 1992 through 2002, and other stuff. I believe the problem is that I ****ed off some very powerful people by fighting for the underdogs in the legal system and I have tried very hard to document everything as carefully as possible.

I need to send the appeal people a few more documents.

[Chi-Town]

A single payer system a la Medicare appears to be the natural progression towards universal health care. It will be interesting to see how all this plays out. In the meanwhile we can look to Massachusetts to see how their plan worked as it mirrors the ACA.

[mulligan]

Having recently moved from Ma. , I can tell you it almost bankrupted the state.

[Chi-Town]

Originally Posted by mulligan

Having recently moved from Ma. , I can tell you it almost bankrupted the state.

Well, that's not good. But thanks for the info.

Tal, head to BCBS of Florida and check their rates. I think your window for the ACA is closed until November.

[mickey100]

Originally Posted by mulligan

Having recently moved from Ma. , I can tell you it almost bankrupted the state.

From what I've read, the original 2006 Massachusetts law did not contain cost controls, which were added back in 2013. The Affordable care act has had cost controls built in right from the beginning.