Medicare/Supplement from United Healthcare/AARP Plan F

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  #16  
Old 03-13-2020, 07:56 AM
lgl52 lgl52 is offline
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Quote:
Originally Posted by Carla B View Post
There are probably thousands of residents here who have Original Medicare and a supplement, such as Plan F. The hospitals accept Medicare and supplement as do the dozens of physicians who are not part of The Villages Health System. It's just not an issue.
Well that is good to know. Thanks lgl52
  #17  
Old 03-13-2020, 08:00 AM
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ceegeo ceegeo is offline
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Originally Posted by Sherrieklein View Post
Yes! We have the same! Don’t change it. Plan F is no longer available for new users. As long as you have it you can keep it. There are plenty of doctors who take it. And all hospitals must accept Medicare.
I also have Plan F and agree “don’t change it” as above it is no longer available and if you change your plan you can never go back. It has been a life saver for me. Moved here healthy and after 4 years boom! My health started to fail. We would be in the poor house if not for this plan.
  #18  
Old 03-13-2020, 08:11 AM
robertsong robertsong is offline
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Default Medicare Supplement in the Villages

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Originally Posted by lgl52 View Post
We are considering relocating to The Villages from Ohio. Do the doctors and
hospital accept regular Medicare and our supplement plan from United Healthcare/AARP Plan F?

lgl52
There are lots of wonderful Doctors in and around The Villages. You need to keep your Medicare and United Health Supplement. If you change to an advantage plan your traditional Medicare is taken away If you travel to other parts of the country and get sick many Drs don’t accept patients without traditional Medicare
  #19  
Old 03-13-2020, 08:14 AM
gman13 gman13 is offline
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Default Hang on to that plan!

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Originally Posted by lgl52 View Post
We are considering relocating to The Villages from Ohio. Do the doctors and
hospital accept regular Medicare and our supplement plan from United Healthcare/AARP Plan F?

lgl52
The AARP United Healthcare Medicare Supplement Plan F is the best plan they offer so hang on to it. United Healthcare has now discontinued the F Plan, so if you drop it you will not be able to get it back again. It is widely accepted in this area and across the country. I was recently in the Middle East and I was also able to use it there. It may also be used around the world. You pay the first $500 and they cover everything after that including medical transport and evacuation. The Villages Health System will not take it (yet) for regular doctors visits but they will take it for all their Medical Specialist Doctors which are the very best.
  #20  
Old 03-13-2020, 08:50 AM
schultzcj13@comcast.net schultzcj13@comcast.net is offline
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IDK where these OLD post came from in 2007/2016, etc, but they are no longer true.

We are moving to FL in a few months from Indiana and have owned a home down therefor 20 years.
TV wanted everyone to get the Advantage Insurance...thank goodness after less than a year, TV cancelled that idea (but ALOT of Villagers switched over to Advantage).

When we have been down there for 4-5 months, we have NOT had any problems using Medicare and AARP healthcare. My husband was in the ICU for three days; another time Urgent Care for both of us; etc.

EVERYTHING was paid by our providers.
  #21  
Old 03-13-2020, 08:51 AM
Peanuts1975 Peanuts1975 is offline
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Yes they do. Good luck with your move.
  #22  
Old 03-13-2020, 09:20 AM
prntxpresn prntxpresn is offline
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Yes, but you will not be able to use Villages Health Care system. Switch to FL Blue Medicare Advantage.
  #23  
Old 03-13-2020, 09:56 AM
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Madelaine Amee Madelaine Amee is offline
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Originally Posted by prntxpresn View Post
Yes, but you will not be able to use Villages Health Care system. Switch to FL Blue Medicare Advantage.
If you have Plan F my advice would be NOT to switch to anything else, if you give it up you will not get it back. We bought into Plan J when AARP first started their health plans and we have NEVER, ever seen a co-pay or a bill. I was a patient at Mayo in Jacksonville for three years and all I ended up paying out of pocket was $73. My husband (who was super healthy when we move here) has since had three major heart surgeries, cancer and chemo, knee and hip surgery and we have never seen a bill for anything.

We did approach TV Health to talk about changing to a cheaper plan and even they told us not to give up our Plan J. Also, we have never had a problem finding a doctor, a specialist or hospital that does not take AARP United Health Care, plus it goes with you everywhere. Keep your F plan.
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  #24  
Old 03-13-2020, 02:28 PM
Domenick Domenick is offline
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You have the best insurance. Don’t change anything. You will not have a problem finding doctors that will take you. Much better then those advantage plans.
  #25  
Old 03-13-2020, 03:32 PM
Oneiric Oneiric is offline
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Do NOT give up your regular medicare coverage with plan F, the best plan available. All of the best doctors accept this. Do you really want to belong to the Villages Health Plan , an HMO , payless, getless health plan?
  #26  
Old 03-13-2020, 03:49 PM
Atamasco Atamasco is offline
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Default Whether to stay with Plan F

Quote:
Originally Posted by lgl52 View Post
We are considering relocating to The Villages from Ohio. Do the doctors and
hospital accept regular Medicare and our supplement plan from United Healthcare/AARP Plan F?

lgl52
We had the same 18 mos ago when we arrived. There are a plethora of primary care docs outside the Village Health Care system who accept Plan F. We would have stayed with it if it would not have increased to $550/mo for us. VHC accepts Plan F for any specialist. We changed to Medicare Advantage and pay $40 for specialist visit. We do not use VHC.
  #27  
Old 03-13-2020, 03:56 PM
Carla B Carla B is offline
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Quote:
Originally Posted by gman13 View Post
The AARP United Healthcare Medicare Supplement Plan F is the best plan they offer so hang on to it. United Healthcare has now discontinued the F Plan, so if you drop it you will not be able to get it back again. It is widely accepted in this area and across the country. I was recently in the Middle East and I was also able to use it there. It may also be used around the world. You pay the first $500 and they cover everything after that including medical transport and evacuation. The Villages Health System will not take it (yet) for regular doctors visits but they will take it for all their Medical Specialist Doctors which are the very best.
I don't understand how you could use Medicare plus Plan F in the Middle East. Plan F supplement will reimburse you for up to 80% for a lifetime maximum of $50,000, but my understanding is you pay the bill first, then file a claim with the Plan F insurance company and hope they reimburse you.

To avoid the hassle, buy trip insurance. Been there, done that, including evacuation.
  #28  
Old 03-13-2020, 10:24 PM
sldsld sldsld is offline
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Originally Posted by heims01 View Post
Anyone taking Humira or other expensive drugs have advice for Part D plans ?
The biological drugs are so expensive , greater than 10 K per month list, that you are into the catastropic area the first month. Most Part D itplans will net out the same, about $600 per month after the first month. There are many grants available for these drugs. Check with your doctor. My wife's oral cancer drug lists at about $14,000 per month and we have not paid a cent yet for about a years scripts.
  #29  
Old 03-15-2020, 08:41 AM
Investment Painting Contractors Investment Painting Contractors is offline
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Default Plan F

Quote:
Originally Posted by lgl52 View Post
We are considering relocating to The Villages from Ohio. Do the doctors and
hospital accept regular Medicare and our supplement plan from United Healthcare/AARP Plan F?

lgl52
DO NOT UNDER ANY CIRCUMSTACES GET RID OF PLAN F I've had a LINX surgery at Mayo Clinic $25,000 My bill "0" Upper third of right lung removed bill over $50,000 my bill "0" Do not worry about the Villages Hospital, as soon as I mention plan F I've been accepted any where in the US. This is the best plan available. KEEP IT Also read the reviews of the Village Hospital before you even plan to go there. Len & Mary
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